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HomeMy WebLinkAbout2022 Ordinance No. 014BY AUTHORITY ORDINANCE NO. 14 COUNCIL BILL NO. 14 SERIES OF 2022 INTRODUCED BY COUNCIL MEMBER WARD AN ORDINANCE OF THE CITY OF ENGLEWOOD, ACTING BY AND THROUGH ITS SEWER UTILITY ENTERPRISE, AUTHORIZING A LOAN FROM THE UNITED STATES ENVIRONMENTAL PROTECTION AGENCY FOR THE PURPOSE OF FINANCING SEWER CAPITAL IMPROVEMENTS AS PART OF THE CITY’S ONE WATER MODERNIZATION PROGRAM – SEWER UTILITY SYSTEM PROJECT; APPROVING A WIFIA LOAN AGREEMENT AND THE ISSUANCE OF A REVENUE BOND TO EVIDENCE THE REPAYMENT OBLIGATION; PROVIDING FOR THE PAYMENT OF THE BOND FROM THE OPERATION OF THE SEWER UTILITY SYSTEM; AND PROVIDING OTHER DETAILS AND APPROVING RELATED DOCUMENTS IN CONNECTION WITH THE LOAN. WHEREAS, the City of Englewood, Colorado is a municipal corporation duly organized and operating as a home rule city under Article XX of the Constitution of the State of Colorado and the Charter of the City (unless otherwise indicated, capitalized terms used in this preamble shall have the meanings set forth in Section 1 of this Ordinance); and WHEREAS, as provided in Article XIII of the Charter the City is the owner and operator of a public sanitary sewer system for the collection and treatment of wastewater, which system which has historically been operated on a self-supporting basis by the City, is considered to be a government-owned business and is generally known as the “Sewer Utility Enterprise” of the City; and WHEREAS, pursuant to Section 99 of the Charter the accounts of each utility owned and operated by the City shall be kept separate and distinct from all other accounts of the City and in such manner as to show the true and complete financial result of such City ownership and operation, and the Sewer Fund previously established by the City accounts for financial operations of the Sewer Utility Enterprise; and WHEREAS, pursuant to Section 105 of the Charter the City may issue revenue bonds as provided for municipalities by State statute and revenue bonds for the Sewer Utility Enterprise are permitted under Title 31, Article 35, Part 4, C.R.S. and Title 37, Article 45.1, C.R.S.; and WHEREAS, to finance the costs of modernizing the Sewer Utility System, the City Council has requested that the WIFIA Lender provide financial assistance, in the form of a loan under the Water Infrastructure Finance and Innovation Act, and has determined to enter into the WIFIA Loan Agreement with the WIFIA Lender; and DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 2 WHEREAS, the repayment obligation under the WIFIA Loan Agreement will be evidenced by a revenue bond to be issued by the City, acting by and through its Sewer Utility Enterprise, to the WIFIA Lender, which WIFIA Bond shall constitute a special revenue obligation generally payable from the net revenues generated from the operation of the Sewer Utility System (which includes all of the City’s sanitation-related operations, services, program and facilities); and WHEREAS, after consideration, the City Council has determined that the execution of the WIFIA Loan Agreement and the issuance of the WIFIA Bond to the WIFIA Lender is to the best advantage of the City; and WHEREAS, as of the date of adoption of this Ordinance, the City’s only outstanding multi-year obligations which are secured by the Pledged Property consists of the CWRPDA 2004 Loan; and WHEREAS, there has been made available to the City Council the form of the WIFIA Loan Agreement, which is set forth hereto as Attachment A; and WHEREAS, as provided in the Enabling Laws, which include but are not limited to Title 11, Article 57, Part 2, C.R.S., by this Ordinance the City authorizes the Project and the execution and delivery of the WIFIA Loan Agreement, the WIFIA Bond and all documents and certificates contemplated hereby, and delegates to the Mayor of the City, or in the absence of the Mayor, the Mayor Pro Tem of the City, for a period not to exceed one year, the authority to approve certain financial terms relating to the WIFIA Bond. NOW, THEREFORE, BE IT ORDAINED BY THE CITY COUNCIL OF THE CITY OF ENGLEWOOD, COLORADO, AS FOLLOWS: Section 1. Definitions. As used herein, the following capitalized terms shall have the respective meanings set forth below, unless the context indicates otherwise. “Additional Parity Lien Obligations” means Parity Lien Obligations, other than the WIFIA Bond and the CWRPDA 2004 Loan, which are issued by the City after the date of adoption of this WIFIA Ordinance. “Capital Improvements” means the acquisition of land, easements, facilities and equipment (other than ordinary repairs and replacements), and the construction or reconstruction of improvements, betterments and extensions, for use by or in connection with the Sewer Utility System which, under GAAP, are properly chargeable as capital items. “City” means the City of Englewood, Colorado, acting by and through its Sewer Utility Enterprise. “City Charter” means the home rule Charter of the City. “City Council” means the City Council of the City, acting as the governing body of the Sewer Utility Enterprise. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 3 “C.R.S.” means the Colorado Revised Statutes, as amended and supplemented as of the date hereof. “CWRPDA” means the Colorado Water Resources and Power Development Authority, a body corporate and political subdivision of the State. “CWRPDA 2004 Loan” means the secured loan made by the CWRPDA to the City pursuant to the CWRPDA 2004 Loan Agreement and the City’s issuance of a revenue bond to the CWRPDA in connection therewith. “CWRPDA 2004 Loan Agreement” means that certain Water Pollution Control Revolving Fund Loan Agreement dated as of May 1, 2004, by and between the City and the CWRPDA. “Debt Service Accounts” means the accounts and subaccounts within the Sewer Fund established for the payment of the debt service on Parity Lien Obligations and Subordinate Lien Obligations, including without limitation the WIFIA Bond Account. “Enabling Laws” means the Charter; Title 37, Article 45.1, C.R.S.; Title 31, Article 35, Part 4, C.R.S.; and Title 11, Article 57, Part 2, C.R.S.; and all other laws of the State thereunto enabling. “GAAP” means generally accepted accounting principles for U.S. state and local governments, as established by the Government Accounting Standards Board (or any successor entity with responsibility for establishing accounting rules for governmental entities), in effect from time to time in the United States of America. “Gross Revenues” means all income and revenues derived directly or indirectly from the operation and use of, and otherwise pertaining to, the Sewer Utility System or any part thereof, whether resulting from repairs, enlargements, extensions, betterments or other improvements to the Sewer Utility System, or otherwise, including all fees, rates and other charges for the use of the Sewer Utility System, or for any service rendered in connection with the Sewer Utility System in its operations, directly or indirectly, the availability of any such service, or the sale or other disposal of any commodities derived therefrom, and all income or gain from the investment of such income and revenues, but excluding (a) any refund of fees, rates and other charges for the use of the Sewer Utility System, (b) any moneys received as grants, appropriations or gifts from the federal government, the State or other sources, the use of which is limited or restricted by the grantor or donor to the acquisition or construction of Capital Improvements or for other purposes resulting in the general unavailability thereof, except to the extent any such moneys shall be received as payments for the use of the Sewer Utility System, services rendered thereby, the availability of any such service, or the disposal of any commodities therefrom, (c) any moneys deposited by third parties which are held in any escrow for extensions, modifications, or upgrading of the Sewer Utility System and the use of which is limited or restricted to the construction of Capital Improvements, (d) any moneys borrowed for, or special assessments imposed in connection with, the acquisition and construction of Capital Improvements, and (e) any moneys and securities, and interest and other gain from investment of such money and from such securities in any refunding fund or escrow account or similar account pledged to the payment of any bonds or other obligations therein specified. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 4 “Interest Payment Date” means, in relation to the WIFIA Bond, each February 1 and August 1, commencing on the date provided in the WIFIA Loan Agreement, and in relation to all other Obligations, each February 1 and August 1, commencing on the date established by the City in the documents adopted or entered into by the City in connection with the issuance of each Obligation. “Joint Use Agreement” means the agreement between the City and the City of Littleton, Colorado for Joint-Use Wastewater Treatment Facilities, dated December 6, 1982, as amended. “Net Revenues” means Gross Revenues remaining after the payment of Operation and Maintenance Expenses. “O&M Reserve Requirement” means an amount equal to the lesser of (a) three (3) months of Operation and Maintenance Expenses as set forth in the Sewer Fund annual budget for the City’s current fiscal year or (b) $1,250,000. “Obligations” means the Parity Lien Obligations and any Subordinate Lien Obligations. “Operation and Maintenance Expenses” means all reasonable and necessary current expenses of the City, paid or accrued, for operating, maintaining, and repairing the Sewer Utility System , including without limitation legal and overhead expenses of the City directly related to the administration of the Sewer Utility System and the City’s allocable share of operation and maintenance expenses under the Joint Use Agreement; provided however, that there shall be excluded from Operation and Maintenance Expenses (a) any allowance or transfers for depreciation, (b) any costs of improvement, extension or betterment that qualify as Capital Improvements or are incurred in connection therewith, (c) payments due in connection with any bonds, notes, loans or other multiple fiscal year obligations issued or incurred to provide Capital Improvements or to refund Obligations, and (d) any expenses paid or payable by the City of Littleton, Colorado under the Joint Use Agreement. For purposes of the above definition expenses shall, to the extent possible, be determined in accordance with GAAP. “Parity Lien Obligations” means the CWRPDA 2004 Loan , the WIFIA Loan (and corresponding WIFIA Bond) and one or more series of additional bonds, notes, interim securities or other obligations, if any, issued by the City in compliance with Section 15(a) of the WIFIA Loan Agreement and having a lien on the Net Revenues which is on a parity with the lien of the WIFIA Bond. “Payment Date” means each Interest Payment Date and each Principal Payment Date. “Pledged Property” means the Net Revenues, including all amounts on deposit in or credited to the Debt Service Accounts, and all amounts in respect of Net Revenues that are on deposit in or credited to any other account or subaccount of the Sewer Fund. “Principal Payment Date” means, in relation to the WIFIA Bond, each August 1, commencing on August 1, 2031, and in relation to all other Obligations, each August 1, commencing on the date established by the City in the documents adopted or entered into by the City in connection with the issuance of each Obligation. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 5 “Project” means the Englewood One Water Modernization Program – Sewer Utility System Project, which consists of a combination of sub-projects for the modernization of wastewater treatment and conveyance systems, the replacement of outdated electrical and control systems, the establishment of a wastewater pilot and research center, and chemical – P/UV improvements, located at the South Platte Renew Water Resource Recovery Facility in Englewood, Colorado, as further described in Schedule IV (Project Description) to the WIFIA Loan Agreement). “Project Costs” means the City’s costs properly attributable to the Project, or any parts thereof, and permitted by the provisions of the Enabling Laws and eligible as an Eligible Project Cost (as defined in the WIFIA Loan Agreement) of the Project under the WIFIA Loan Agreement. “Pro Rata Portion” means when used with respect to a required credit to or deposit in the applicable Debt Service Accounts, the dollar amount derived by dividing the amount of principal or interest to come due on the next scheduled principal or interest Payment Date, as applicable, by the number of months prior to such Payment Date. “Sewer Fund” means the proprietary fund of the City established for the purpose of accounting for the financial activity of the Sewer Utility Enterprise in accordance with Section 99 of the Charter, including all accounts and subaccounts established thereunder. “Sewer Utility Enterprise” means the “enterprise” of the City, within the meaning of Article X, Section 20 of the State Constitution, established for the purpose of operating the Sewer Utility System. “Sewer Utility System” means all of the City’s sanitary sewer facilities and properties now owned or hereafter acquired, whether situated within or without the geographical boundaries of the City, including all present or future improvements, extensions, enlargements, betterments, replacements or additions thereof or thereto, including but not limited to the Project and the City’s rights pursuant to the Joint Use Agreement. “State” means the State of Colorado. “Subordinate Lien Obligations” means one or more series of bonds, notes, interim securities or other obligations issued by the City in compliance with Section 15(a) of the WIFIA Loan Agreement and having a lien on the Net Revenues which is subordinate or junior (in priority of payment and security interest) to the Parity Lien Obligations. “WIFIA Bond” means the Englewood One Water Modernization Program – Sewer Utility System Project (WIFIA ID – 20178CO) WIFIA Revenue Bond to be issued by the City to the WIFIA Lender pursuant to the WIFIA Loan Agreement, the form of which is set forth as EXHIBIT A to the WIFIA Loan Agreement. “WIFIA Bond Account” means a special account of the City designated as the “WIFIA Bond Account,” established by this Ordinance for the purpose of paying the principal of and interest on the WIFIA Bond, including the WIFIA Interest Subaccount and the WIFIA Principal Subaccount. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 6 “WIFIA Interest Subaccount” means a subaccount of the WIFIA Bond Account established by the provisions hereof for the purpose of paying the interest on the WIFIA Bond. “WIFIA Lender” means the United States Environmental Protection Agency, an agency of the United States of America acting by and through the Administrator of the Environmental Protection Agency. “WIFIA Loan” means the secured loan in a maximum principal amount not to exceed $21,584,500 (excluding capitalized interest), to be made by the WIFIA Lender to the City pursuant and subject to the terms and conditions set forth in the WIFIA Loan Agreement. “WIFIA Loan Agreement” means the WIFIA Loan Agreement (WIFIA ID – 20178CO) to be entered into by and between the City and the WIFIA Lender. “WIFIA Loan Documents” means the WIFIA Loan Agreement, the WIFIA Bond and this WIFIA Ordinance. “WIFIA Ordinance” or “Ordinance” means this Ordinance of the City Council, including any amendments hereto. “WIFIA Principal Subaccount” means a subaccount of the WIFIA Bond Account established by the provisions hereof for the purpose of paying the principal of the WIFIA Bond. Section 2. Approval of WIFIA Loan Agreement and Authorization of the WIFIA Bond. Pursuant to and in accordance with the State Constitution, the Enabling Laws and this WIFIA Ordinance, the WIFIA Bond shall be issued to the WIFIA Lender by the City, acting by and through its Sewer Utility Enterprise. The form of the WIFIA Loan Agreement attached hereto as Attachment A, is incorporated herein by reference and is hereby approved; all City officials, agents and employees are hereby directed to take such actions as are necessary and appropriate to fulfill the obligations of the City under the WIFIA Loan Documents. The City shall enter into the WIFIA Loan Agreement and deliver the WIFIA Bond in substantially the form attached hereto as Attachment A with only such changes as are not inconsistent herewith; provided that such documents may be completed, corrected, or revised as deemed necessary by the parties thereto in order to carry out the purposes of this Ordinance. The accomplishment of the Project and the payment of Project Costs are hereby authorized, approved, and ordered. It is hereby determined that the date of final maturity of the WIFIA Bond, as established within the parameters set forth in Section 3 hereof, does not exceed the estimated life of the Project. Section 3. WIFIA Bond Details. The WIFIA Bond shall be in substantially the form set forth in Exhibit A to the WIFIA Loan Agreement with such changes thereto, not inconsistent herewith, as may be necessary or desirable and approved by the officials of the City executing the same (whose signatures thereon shall constitute conclusive evidence of such approval). The WIFIA Bond shall be in an aggregate principal amount not to exceed $26,500,000 (which amount includes up to $4,915,500 for capitalized interest) for a loan term maturing no later than August 1, 2062 and is otherwise in accordance with the WIFIA Loan Agreement. The WIFIA Bond shall bear interest at a maximum net effective interest rate not to exceed 2.95% per annum, plus an additional 200 basis points upon the application of the “Default Rate” as provided in the WIFIA Loan Agreement. For a period not to exceed one year from the effective date of this Ordinance, the City Council DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 7 hereby delegates to the Mayor of the City, or in the absence of the Mayor, the Mayor Pro Tem of the City, the right to determine the final principal of, interest rate on and loan term for, the WIFIA Bond within the parameters established above. Section 4. Pledge for Payment of the WIFIA Bond. (a) Pledge of Net Revenues. The Pledged Property is hereby pledged, assigned and granted for the payment of the amounts due under the WIFIA Loan Documents. The WIFIA Loan (and corresponding WIFIA Bond) shall constitute a first lien upon the Net Revenues and all other Pledged Property, on a parity with all other Parity Lien Obligations and senior to all other Obligations. Pursuant to and in accordance with Section 11-57-208, C.R.S., Net Revenues, as received by the City or otherwise credited to the Sewer Fund, shall immediately be subject to the lien of the pledge stated above without any physical delivery, filing, or further act. The lien of each such pledge, and the obligation to perform the contractual provisions made in this Ordinance and the other WIFIA Loan Documents, shall have priority over any or all other obligations and liabilities of the City except for the Parity Lien Obligations. The lien of the above pledge shall be valid, binding, and enforceable as against all persons having claims of any kind in tort, contract, or otherwise against the City irrespective of whether such persons have notice of such liens. (b) Establishment of Accounts. There shall be established and maintained by the City such accounts or subaccounts within the Sewer Fund as are necessary or convenient to carry out the terms and provisions of this Ordinance and the WIFIA Loan Agreement, including without limitation the WIFIA Bond Account, within which are the WIFIA Interest Subaccount and the WIFIA Principal Subaccount, each established for the purpose of paying the debt service on the WIFIA Bond in accordance with the WIFIA Loan Documents. No payments shall be made from Debt Service Accounts established for the payment of principal of and interest on any Subordinate Lien Obligations, if any, unless and until the amounts due in connection with all Parity Lien Obligations are made on any Payment Date. (c) Flow of Funds. The City shall credit to the Sewer Fund all Gross Revenues immediately upon receipt. The City shall pay from the Sewer Fund all Operation and Maintenance Expenses as they become due and payable. After such payment or the allocation of Gross Revenues to such payment and on or before the last business day of each month, the City shall apply the Net Revenues in the following order of priority: FIRST, in respect of all Parity Lien Obligations, to the credit of or deposit in the applicable Debt Service Accounts, including without limitation the WIFIA Interest Subaccount, an amount equal to the sum of 1/6th of the interest payments due on the next succeeding Interest Payment Date, provided that, if the period prior to the initial Interest Payment Date for any Additional Parity Lien Obligations is less than six months, the amount credited or deposited in respect of such Additional Parity Lien Obligations during such period shall be an amount equal to the Pro Rata DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 8 Portion of the interest payment due in connection with such initial Interest Payment Date; SECOND, in respect of all Parity Lien Obligations, to the credit of or deposit in the applicable Debt Service Accounts, including without limitation the WIFIA Principal Subaccount, an amount equal to the sum of 1/12th of the principal payments due on the next succeeding Principal Payment Date, provided that, if the period prior to the initial Principal Payment Date for any Additional Parity Lien Obligations is less than twelve months, the amount credited or deposited in respect of such Additional Parity Lien Obligations during such period shall be an amount equal to the Pro Rata Portion of the principal payment due in connection with such initial Principal Payment Date; THIRD, in respect of all Subordinate Lien Obligations, to the credit of or deposit in the applicable Debt Service Accounts an amount equal to the sum of the Pro Rata Portion of the principal and interest due on the next succeeding Interest Payment Date and Principal Payment Date for the Subordinate Lien Obligations in the same manner as specified in clauses FIRST and SECOND above for the Parity Lien Obligations; FOURTH, to the credit of or deposit in any reserve accounts established for the payment of the WIFIA Bond and any Parity Lien Obligations the amounts required in the ordinances or related documents authorizing and controlling the establishment of such reserve accounts; and FIFTH, subject to Section 15(d) of the WIFIA Loan Agreement, to the credit of any other fund or account as may be designated by the City in compliance with the WIFIA Loan Agreement, to be used for any lawful purpose, any moneys remaining in the Sewer Fund after the payments and accumulations set forth in FIRST through FOURTH hereof. (d) The WIFIA Bond Does Not Constitute a General Obligation. The WIFIA Lender may not look to any general or other fund of the City for the payment of the principal of or interest on the WIFIA Bond, except the Sewer Fund and Net Revenues pledged thereto pursuant to authority of this Ordinance, and the WIFIA Bond shall not constitute a debt or an indebtedness of the City within the meaning of any constitutional or statutory provision or limitation; nor shall the WIFIA Bond be considered or held to be a general obligation of the City. Section 5. Various Findings, Determinations, Declarations and Covenants. The City Council, having been fully informed of and having considered all the pertinent facts and circumstances, hereby affirms the representation and warranties set forth in Article IV of the WIFIA Lo an Agreement and further finds, determines, declares and covenants that: (a) Additional Obligations. The City hereby covenants that it will not issue any bonds, notes, interim securities or other obligations of any kind that are payable from the Net Revenues and have a lien thereon which is superior to the lien of the WIFIA DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 9 Bond. The City further herby covenants that it will not issue any bonds, notes, interim securities or other obligations of any kind that are payable from the Net Revenues and have a lien thereon which is on a parity with, or subordinate to, the lien of the WIFIA Bond unless the requirements set forth in Section 15(a) of the WIFIA Loan Agreement have been met. (b) Maintenance of Rates and Coverage. The City hereby covenants that it will establish, maintain, enforce and collect rates, fees and charges for services furnished by or the use of the Sewer Utility System as required in Section 14(a) of the WIFIA Loan Agreement. In the event that the Gross Revenues at any time are not sufficient to make the payments and meet the coverage levels required by said provision, the City covenants to promptly increase such rates, fees and charges to an extent which will ensure compliance with said covenant and will take all other action required by the WIFIA Loan Agreement. (c) Enterprise Status. The City has and will continue to maintain the Sewer Utility System as part of its “enterprise” within the meaning Article X, Section 20 of the Colorado Constitution, and the meaning of Title 37, Article 45.1, C.R.S. (d) Obligation Currently Secured by Net Revenues. The City’s only outstanding debt, bonds, loans or other multiple fiscal year obligations secured by a pledge of Net Revenues consists of the CWRPDA 2004 Loan, which is a Parity Lien Obligation hereunder. The issuance of the WIFIA Bond in accordance with this WIFIA Ordinance will be in compliance with the CWRPDA 2004 Loan Agreement such that, without limiting anything under this WIFIA Ordinance, the WIFIA Loan will be considered a parity obligation under the CWRPDA 2004 Loan Agreement. (e) Findings of the City Council. The City Council, having been fully informed of and having considered all the pertinent facts and circumstances, hereby finds, determines, declares and covenants with the WIFIA Lender that: (i) the Sewer Utility Enterprise is operating during the current calendar year as an “enterprise” within the meaning of Article X, Section 20 of the State Constitution; (ii) the City Council elects to apply all of the provisions of Title 11, Article 57, Part 2, C.R.S. to the execution of the WIFIA Loan Agreement and to the issuance of the WIFIA Bond; (iii) the execution of the WIFIA Loan Agreement and the issuance and delivery of the WIFIA Bond, and all procedures undertaken incident thereto, are in full compliance and conformity with all applicable requirements, provisions and limitations prescribed by the Constitution and the Enabling Laws, and all conditions and limitations of the Enabling Laws and other applicable law relating to the execution of the WIFIA Loan Agreement and the issuance and delivery of the WIFIA Bond have been satisfied; and DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 10 (iv) it is in the best interests of the City and its residents that the WIFIA Bond be authorized, issued and delivered at the time, in the manner and for the purposes provided in this Ordinance. (f) Operations and Maintenance Reserve. The City hereby covenants to establish and maintain a reserve equal to the O&M Reserve Requirement, and in the event of shortfalls reestablish such amount as required by the WIFIA Loan Agreement. Such reserve may be in the form of an unassigned fund balance in the Sewer Fund or other unobligated cash or securities (i.e., capital reserves) or may be in a separate segregated account and shall be maintained as a continuing reserve for payment of any lawful purpose relating to the Sewer Utility System. Section 6. Approval of Miscellaneous Documents. The Mayor is hereby authorized and directed to execute the WIFIA Loan Agreement and all documents and certificates necessary or desirable to effectuate the issuance of the WIFIA Bond and the financing contemplated by this Ordinance, including the term sheet required by the WIFIA Lender in connection therewith, and the City Clerk is hereby authorized and directed to attest to such execution by the Mayor where necessary. In the absence of the Mayor, the Mayor Pro Tem is hereby authorized to execute the above-referenced agreements, documents and certificates. The execution of any agreements, documents and certificates by said officials shall be conclusive evidence of the approval by the City of such agreements, documents and certificates in accordance with the terms thereof and this Ordinance. As of the date of this Ordinance the Borrower’s Authorized Representatives, as defined in the WIFIA Loan Agreement, shall be the City Manager, the Assistant City Manager, the Public Works Director and the Utilities Director. Section 7. Amendment of Ordinance. This Ordinance may be amended only with the prior written consent of the WIFIA Lender. Section 8. Ratification of Prior Actions. All actions heretofore taken (not inconsistent with the provisions of this WIFIA Ordinance) by the City Council or by the officers and employees of the City directed toward the issuance of the WIFIA Bond for the purposes herein set forth are hereby ratified, approved and confirmed. Section 9. Headings. The headings to the various sections and paragraphs to this Ordinance have been inserted solely for the convenience of the reader, are not a part of this Ordinance, and shall not be used in any manner to interpret this Ordinance. Section 10. Ordinance Irrepealable. After the WIFIA Bond has been issued, this Ordinance shall constitute a contract between the WIFIA Lender and the City, and shall be and remain irrepealable until the WIFIA Bond, the interest accruing thereon and all fees and expenses payable to the WIFIA Lender under the WIFIA Loan Agreement shall have been fully paid, satisfied, and discharged, as herein provided. Section 11. Severability. It is hereby expressly declared that all provisions hereof and their application are intended to be and are severable. In order to implement such intent, if any provision hereof or the application thereof is determined by a court or administrative body to be invalid or unenforceable, in whole or in part, such determination shall not affect, impair or DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 11 invalidate any other provision hereof or the application of the provision in question to any other situation; and if any provision hereof or the application thereof is determined by a court or administrative body to be valid or enforceable only if its application is limited, its application shall be limited as required to most fully implement its purpose. Section 12. Repealer. All orders, bylaws and Ordinances of the City, or parts thereof, inconsistent or in conflict with this Ordinance are hereby repealed to the extent only of such inconsistency or conflict. Section 13. Effective Date. This Ordinance shall take effect thirty days after publication following final passage. Introduced, read in full, and passed on first reading on the 14th day of March, 2022. Published as a Bill for an Ordinance on the City’s official website beginning on the 14th day of March, 2022 for thirty (30) days. Published by Title as a Bill for an Ordinance in the City’s official newspaper on the 17th day of March, 2022. Read by Title and passed on final reading on the 21st day of March, 2022. Published by Title in the City’s official newspaper as Ordinance No. 14, Series of 2022, on the 24th day of March, 2022. Published by title on the City’s official website beginning on the 23rd day of March, 2022 for thirty (30) days. This Ordinance shall take effect thirty (30) days after publication following final passage. Othoniel Sierra, Mayor ATTEST: Stephanie Carlile, City Clerk I, Stephanie Carlile, City Clerk of the City of Englewood, Colorado, hereby certify that the above and foregoing is a true copy of the Ordinance passed on final reading and published by Title as Ordinance No. 14, Series of 2022. Stephanie Carlile DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 12 Attachment A FORM OF WIFIA LOAN AGREEMENT DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A EPA/Hawkins Draft 3/1/2022 3638915.9 045485 CTR UNITED STATES ENVIRONMENTAL PROTECTION AGENCY WIFIA LOAN AGREEMENT For Up to $[21,584,500] With CITY OF ENGLEWOOD For the ENGLEWOOD ONE WATER MODERNIZATION PROGRAM – SEWER UTILITY SYSTEM PROJECT (WIFIA ID – 20178CO) Dated as of [_________], 2022 DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A i 3638915.9 045485 CTR TABLE OF CONTENTS Page ARTICLE I DEFINITIONS AND INTERPRETATION ...................................................2 Section 1. Definitions ...........................................................................................................2 Section 2. Interpretation .....................................................................................................17 ARTICLE II THE WIFIA LOAN .........................................................................................19 Section 3. WIFIA Loan Amount ........................................................................................19 Section 4. Disbursement Conditions ..................................................................................19 Section 5. Term ..................................................................................................................20 Section 6. Interest Rate .......................................................................................................20 Section 7. Security and Priority; Flow of Funds. ...............................................................20 Section 8. Payment of Principal and Interest .....................................................................22 Section 9. Prepayment ........................................................................................................24 Section 10. Fees and Expenses .............................................................................................25 ARTICLE III CONDITIONS PRECEDENT........................................................................26 Section 11. Conditions Precedent .........................................................................................26 ARTICLE IV REPRESENTATIONS AND WARRANTIES .............................................31 Section 12. Representations and Warranties of Borrower ...................................................31 Section 13. Representations and Warranties of WIFIA Lender ...........................................36 ARTICLE V COVENANTS ..................................................................................................37 Section 14. Affirmative Covenants ......................................................................................37 Section 15. Negative Covenants ...........................................................................................43 Section 16. Reporting Requirements ....................................................................................45 ARTICLE VI EVENTS OF DEFAULT ................................................................................49 Section 17. Events of Default and Remedies .......................................................................49 ARTICLE VII MISCELLANEOUS ........................................................................................52 Section 18. Disclaimer of Warranty .....................................................................................52 Section 19. No Personal Recourse .......................................................................................52 Section 20. No Third Party Rights .......................................................................................52 Section 21. Borrower’s Authorized Representative .............................................................53 Section 22. WIFIA Lender’s Authorized Representative ....................................................53 Section 23. Servicer ..............................................................................................................53 Section 24. Amendments and Waivers .................................................................................53 Section 25. Governing Law ..................................................................................................53 Section 26. Severability ........................................................................................................53 Section 27. Successors and Assigns .....................................................................................53 Section 28. Remedies Not Exclusive ...................................................................................53 Section 29. Delay or Omission Not Waiver .........................................................................54 Section 30. Counterparts ......................................................................................................54 Section 31. Notices ...............................................................................................................54 Section 32. Indemnification .................................................................................................55 Section 33. Sale of WIFIA Loan ..........................................................................................56 Section 34. Effectiveness .....................................................................................................56 Section 35. Termination .......................................................................................................56 Section 36. Integration .........................................................................................................56 DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A ii 3638915.9 045485 CTR SCHEDULE I – Project Budget SCHEDULE II – Construction Schedule SCHEDULE III – Existing Indebtedness SCHEDULE IV – Project Description SCHEDULE 12(f) – Litigation SCHEDULE 12(n) – Existing Construction Contracts SCHEDULE 12(p) – Environmental Matters EXHIBIT A – Form of WIFIA Bond EXHIBIT B – Anticipated WIFIA Loan Disbursement Schedule EXHIBIT C – Form of Non-Debarment Certificate EXHIBIT D-1 – Requisition Procedures EXHIBIT D-2 – Certification of Eligible Project Costs Documentation EXHIBIT E – Form of Non-Lobbying Certificate EXHIBIT F – WIFIA Debt Service EXHIBIT G-1 – Opinions Required from Counsel to Borrower EXHIBIT G-2 – Opinions Required from Bond Counsel EXHIBIT H – Form of Closing Certificate EXHIBIT I – Form of Certificate of Substantial Completion EXHIBIT J – Form of Quarterly Report EXHIBIT K – Form of Public Benefits Report DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A EPA/Hawkins Draft 3/1/2022 WIFIA LOAN AGREEMENT THIS WIFIA LOAN AGREEMENT (this “Agreement”), dated as of [___], 2022, is by and between CITY OF ENGLEWOOD, a municipal corporation duly organized and operating as a home rule city under Article XX of the Constitution of the State of Colorado (the “State”) and the Charter of the City of Englewood, acting by and through its Sewer Utility Enterprise (as defined herein), with an address at 1000 Englewood Parkway, Englewood, Colorado 80110 (the “Borrower”), and the UNITED STATES ENVIRONMENTAL PROTECTION AGENCY, an agency of the United States of America, acting by and through the Administrator of the Environmental Protection Agency (the “Administrator”), with an address at 1200 Pennsylvania Avenue NW, Washington, DC 20460 (the “WIFIA Lender”). RECITALS: WHEREAS, the Congress of the United States of America enacted the Water Infrastructure Finance and Innovation Act, as amended by Section 1445 of the Fixing America’s Surface Transportation Act of 2015, as further amended by Section 5008 of the Water Infrastructure Improvements For the Nation Act of 2016, Section 4201 of America’s Water Infrastructure Act of 2018 and Sections 50214 and 50215 of the Infrastructure Investment and Jobs Act of 2021 (collectively, as the same may be amended from time to time, the “Act” or “WIFIA”), which is codified as 33 U.S.C. §§ 3901–3914; WHEREAS, the Act authorizes the WIFIA Lender to enter into agreements to provide financial assistance with one or more eligible entities to make secured loans with appropriate security features to finance a portion of the eligible costs of projects eligible for assistance; WHEREAS, the Borrower has requested that the WIFIA Lender make the WIFIA Loan (as defined herein) in a principal amount not to exceed $[21,584,500] (excluding interest that is capitalized in accordance with the terms hereof) to be used to pay a portion of the Eligible Project Costs (as defined herein) related to the Project (as defined herein) pursuant to the application for WIFIA financial assistance dated September 22, 2021 (the “Application”); WHEREAS, as of the date hereof, the Administrator has approved WIFIA financial assistance for the Project to be provided in the form of the WIFIA Loan, subject to the terms and conditions contained herein; WHEREAS, based on the Application and the representations, warranties and covenants set forth herein, the WIFIA Lender proposes to make funding available to the Borrower through the purchase of the WIFIA Bond (as defined herein), upon the terms and conditions set forth herein; WHEREAS, the Borrower agrees to repay any amount due pursuant to this Agreement and the WIFIA Bond in accordance with the terms and provisions hereof and of the WIFIA Bond; and WHEREAS, the WIFIA Lender has entered into this Agreement in reliance upon, among other things, the information and representations of the Borrower set forth in the Application and the supporting information provided by the Borrower. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 2 NOW, THEREFORE, the premises being as stated above, and for good and valuable consideration, the receipt and sufficiency of which are acknowledged to be adequate, and intending to be legally bound hereby, it is hereby mutually agreed by and between the Borrower and the WIFIA Lender as follows: ARTICLE I DEFINITIONS AND INTERPRETATION Section 1. Definitions. Unless the context otherwise requires, capitalized terms used in this Agreement shall have the meanings set forth below in this Section 1 or as otherwise defined in this Agreement. Any term used in this Agreement that is defined by reference to any other agreement shall continue to have the meaning specified in such agreement, whether or not such agreement remains in effect. “Acceleration Right” has the meaning provided in Section 17(c)(vi) (Events of Default and Remedies). “Act” means the Act as defined in the recitals hereto. “Additional Construction Contract” means, with respect to the Project, each Construction Contract entered into after the Effective Date. “Additional Obligations” means any Additional Parity Lien Obligations and any Additional Subordinate Lien Obligations. “Additional Parity Lien Obligations” means any Parity Lien Obligations permitted under Section 15(a) (Negative Covenants – Indebtedness) and under the Parity Issuance Documents, which Parity Lien Obligations are issued or incurred on or after the Effective Date. “Additional Subordinate Lien Obligations” means any Subordinate Lien Obligations permitted under Section 15(a) (Negative Covenants – Indebtedness) and under the Parity Issuance Documents, which Subordinate Lien Obligations are issued or incurred after the Effective Date. “Administrator” has the meaning provided in the preamble hereto. “Agreement” has the meaning provided in the preamble hereto. “Anticipated WIFIA Loan Disbursement Schedule” means the schedule set forth in Exhibit B (Anticipated WIFIA Loan Disbursement Schedule), reflecting the anticipated disbursement of proceeds of the WIFIA Loan, as such schedule may be amended from time to time pursuant to Section 4(c) (Disbursement Conditions). “Anti-Corruption Laws” means all laws, rules and regulations of any jurisdiction from time to time concerning or relating to bribery or corruption. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 3 “Anti-Money Laundering Laws” means all U.S. and other applicable laws, rules and regulations of any jurisdiction from time to time concerning or related to anti-money laundering, including but not limited to those contained in the Bank Secrecy Act and the Patriot Act. “Application” has the meaning provided in the recitals hereto. “Bank Secrecy Act” means the Bank Secrecy Act of 1970, as amended, and the regulations promulgated thereunder. “Bankruptcy Related Event” means, with respect to any Person, (a) an involuntary proceeding shall be commenced or an involuntary petition shall be filed seeking (i) liquidation, reorganization or other relief in respect of such Person or any of its debts, or of a substantial part of the assets thereof, under any Insolvency Laws, or (ii) the appointment of a receiver, trustee, liquidator, custodian, sequestrator, conservator or similar official for such Person or for a substantial part of the assets thereof and, in any case referred to in the foregoing subclauses (i) and (ii), such proceeding or petition shall continue undismissed for sixty (60) days or an order or decree approving or ordering any of the foregoing shall be entered; (b) such Person shall (i) apply for or consent to the appointment of a receiver, trustee, liquidator, custodian, sequestrator, conservator or similar official therefor or for a substantial part of the assets thereof, (ii) generally not be paying its debts as they become due unless such debts are the subject of a bona fide dispute, or become unable to pay its debts generally as they become due, (iii) solely with respect to the Borrower, fail to make a payment of WIFIA Debt Service in accordance with the provisions of Section 8 (Payment of Principal and Interest) and such failure is not cured within thirty (30) days following notification by the WIFIA Lender of failure to make such payment, (iv) make a general assignment for the benefit of creditors, (v) consent to the institution of, or fail to contest in a timely and appropriate manner, any proceeding or petition with respect to it described in clause (a) of this definition, (vi) commence a voluntary proceeding under any Insolvency Law, or file a voluntary petition seeking liquidation, reorganization, an arrangement with creditors or an order for relief, in each case under any Insolvency Law, (vii) file an answer admitting the material allegations of a petition filed against it in any proceeding referred to in the foregoing subclauses (i) through (v), inclusive, of this clause (b), or (viii) take any action for the purpose of effecting any of the foregoing, including seeking approval or legislative enactment by any Governmental Authority to authorize commencement of a voluntary proceeding under any Insolvency Law; (c) (i) any Person shall commence a process pursuant to which all or a substantial part of the Pledged Property may be sold or otherwise disposed of in a public or private sale or disposition pursuant to a foreclosure of the Liens thereon securing the Parity Lien Obligations, or (ii) any Person shall commence a process pursuant to which all or a substantial part of the Pledged Property may be sold or otherwise disposed of pursuant to a sale or disposition of such Pledged Property in lieu of foreclosure; or (d) any receiver, trustee, liquidator, custodian, sequestrator, conservator or similar official shall transfer, pursuant to directions issued by the Bondholders, funds on deposit in the Sewer Fund (including any accounts or subaccounts established therein) upon the occurrence and during the continuation of an Event of Default under this Agreement or an event of default under any other Parity Issuance Documents for application to the prepayment or repayment of any principal amount of the Parity Lien Obligations other than in accordance with the provisions of the WIFIA Ordinance. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 4 “Base Case Financial Model” means the financial model or plan, prepared by the Borrower and delivered to the WIFIA Lender as part of the Application, forecasting the capital costs of the Sewer Utility System (including the Project) and the estimated debt service coverage, rates, revenues, operating expenses and major maintenance requirements of the Sewer Utility System (as may be applicable) for the Forecast Period and based upon assumptions and methodology provided by the Borrower and acceptable to the WIFIA Lender as of the Effective Date, which model or plan shall have been provided to the WIFIA Lender as a fully functional Microsoft Excel-based financial model or such other format agreed with the WIFIA Lender. “Bondholder” means, when used with respect to the WIFIA Bond, the WIFIA Lender (and any subsequent registered owner of the WIFIA Bond) and, when used with respect to any other Obligation, the registered owner of such Obligation. “Borrower” has the meaning provided in the preamble hereto. “Borrower Fiscal Year” means (a) as of the Effective Date, a fiscal year of the Borrower commencing on January 1 of any calendar year and ending on December 31 of such year or (b) such other fiscal year as the Borrower may hereafter adopt after giving thirty (30) days’ prior written notice to the WIFIA Lender in accordance with Section 15(f) (Negative Covenants – Fiscal Year). “Borrower’s Authorized Representative” means any Person who shall be designated as such pursuant to Section 21 (Borrower’s Authorized Representative). “Business Day” means any day other than a Saturday, a Sunday or a day on which offices of the Government or the State are authorized to be closed or on which commercial banks are authorized or required by law, regulation or executive order to be closed in New York, New York or Englewood, Colorado. “Capital Improvements” means the acquisition of land, easements, facilities and equipment (other than ordinary repairs and replacements), and the construction or reconstruction of improvements, betterments and extensions, for use by or in connection with the Sewer Utility System which, under GAAP, are properly chargeable as capital items. “Capitalized Interest Period” means the period from (and including) the date of the first disbursement of the WIFIA Loan to (but excluding) the first day of the initial Payment Period, subject to earlier termination as set forth in Section 8(b) (Payment of Principal and Interest – Capitalized Interest Period). “City Charter” means the home rule charter adopted by the Borrower, as amended. “City Council” means the governing body of the Borrower. “City of Littleton” means the City of Littleton, Colorado, a municipal corporation of the State and counterparty to the Borrower under the Joint Use Agreement. “Congress” means the Congress of the United States of America. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 5 “Construction Contract” means, with respect to the Project, any prime contract entered into by the Borrower with respect to the Project that involves any construction activity (such as demolition, site preparation, civil works construction, installation, remediation, refurbishment, rehabilitation, or removal and replacement services). For the avoidance of doubt, “Construction Contract” shall include each Existing Construction Contract and, upon the effectiveness thereof, each Additional Construction Contract. “Construction Contractor” means any Person (other than the Borrower) party to a Construction Contract. “Construction Period” means the period from the Effective Date through the Substantial Completion Date. “Construction Period Servicing Fee” has the meaning set forth in Section 10(a)(ii) (Fees and Expenses – Fees). “Construction Schedule” means (a) the initial schedule or schedules on which the construction timetables for the Project are set forth, attached as Schedule II (Construction Schedule), and (b) any updates thereto included in the periodic reports submitted to the WIFIA Lender pursuant to Section 16(d) (Reporting Requirements – Construction Reporting) most recently approved by the WIFIA Lender. “Control” means, when used with respect to any particular Person, the possession, directly or indirectly, of the power to direct or cause the direction of the management and policies of such Person, whether through the ownership of voting securities or partnership or other ownership interests, by contract or otherwise, and the terms “Controlling” and “Controlled by” have meanings correlative to the foregoing. “CPI” means the Consumer Price Index for All Urban Consumers (CPI-U) for the U.S. City Average for All Items, 1982-84=100 (not seasonally adjusted) or its successor, published by the Bureau of Labor Statistics and located at https://www.bls.gov/news.release/cpi.t01.htm. “Debt Service Accounts” means the accounts and subaccounts within the Sewer Fund established for the payment of the debt service on Parity Lien Obligations (including the WIFIA Bond Account) and Subordinate Lien Obligations. “Debt Service Payment Commencement Date” means the earliest to occur of either (a) February 1, 2031; or (b) if the Capitalized Interest Period ends pursuant to Section 8(b) (Payment of Principal and Interest – Capitalized Interest Period) due to the occurrence of an Event of Default, the first Payment Date immediately following the end of the Capitalized Interest Period; or (c) the Payment Date falling closest to, but not later than, the fifth anniversary of the Substantial Completion Date. “Default” means any event or condition that, with the giving of any notice, the passage of time, or both, would be an Event of Default. “Default Rate” means an interest rate equal to the sum of (a) the WIFIA Interest Rate plus (b) 200 basis points. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 6 “Development Default” means (a) the Borrower abandons work or fails, in the reasonable judgment of the WIFIA Lender, to diligently prosecute the work related to the Project or (b) the Borrower fails to achieve Substantial Completion of the Project by December 30, 2028. “Dollars” and “$” means the lawful currency of the United States of America. “Effective Date” means the date of this Agreement. “Eligible Project Costs” means amounts in the Project Budget approved by the WIFIA Lender, which are paid by or for the account of the Borrower in connection with the Project (including, as applicable, Project expenditures incurred prior to the receipt of WIFIA credit assistance), which shall arise from the following: (a) development-phase activities, including planning, feasibility analysis (including any related analysis necessary to carry out an eligible project), revenue forecasting, environmental review, permitting, preliminary engineering and design work and other preconstruction activities; (b) construction, reconstruction, rehabilitation, and replacement activities; (c) the acquisition of real property or an interest in real property (including water rights, land relating to the Project and improvements to land), environmental mitigation (including acquisitions pursuant to Section 3905(8) of Title 33 of the United States Code), construction contingencies, and acquisition of equipment; or (d) capitalized interest (with respect to Obligations other than the WIFIA Loan) necessary to meet market requirements, reasonably required reserve funds, capital issuance expenses, and other carrying costs during construction; provided, that Eligible Project Costs must be consistent with all other applicable federal law, including the Act. “Eligible Project Costs Documentation” has the meaning provided in Section 1 of Exhibit D-1 (Requisition Procedures). “EMMA” means the Electronic Municipal Market Access system as described in 1934 Act Release No. 59062 and maintained by the Municipal Securities Rulemaking Board established pursuant to Section 15B(b)1 of the Securities Exchange Act of 1934, as amended, and its successors. “Environmental Laws” has the meaning provided in Section 12(p) (Representations and Warranties of Borrower – Environmental Matters). “EPA” means the United States Environmental Protection Agency. “Event of Default” has the meaning provided in Section 17(a) (Events of Default and Remedies). DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 7 “Event of Loss” means any event or series of events that causes any portion of the Sewer Utility System to be damaged, destroyed or rendered unfit for normal use for any reason whatsoever, including through a casualty, a failure of title, or any loss of such property through eminent domain. “Existing Construction Contract” means each contract of the Borrower set forth in Schedule 12(n) (Existing Construction Contracts). “Existing Indebtedness” means Obligations of the Borrower that have been issued or incurred prior to the Effective Date, as listed and described in Schedule III (Existing Indebtedness). “Existing SRF Loan” means the Parity Lien Obligation pursuant to the Existing SRF Loan Agreement, which is Outstanding as of the Effective Date. “Existing SRF Loan Agreement” means that certain Water Pollution Control Revolving Fund Loan Agreement between the Colorado Water Resources and Power Development Authority and the Borrower, dated as of May 1, 2004, as amended. “Federal Fiscal Year” means the fiscal year of the Government, which is the twelve (12) month period that ends on September 30 of the specified calendar year and begins on October 1 of the preceding calendar year. “Final Disbursement Date” means the earliest of (a) the date on which the WIFIA Loan has been disbursed in full; (b) the last anticipated date of disbursement set forth in the then-current Anticipated WIFIA Loan Disbursement Schedule; (c) the date on which the Borrower has certified to the WIFIA Lender that it will not request any further disbursements under the WIFIA Loan; (d) the date on which the WIFIA Lender terminates its obligations relating to disbursements of any undisbursed amounts of the WIFIA Loan in accordance with Section 17 (Events of Default and Remedies); and (e) the date that is one (1) year after the Substantial Completion Date. “Final Maturity Date” means the earlier of (a) August 1, 2062 (or such earlier date as is set forth in an updated Exhibit F (WIFIA Debt Service) pursuant to Section 8(e) (Payment of Principal and Interest – Adjustments to Loan Amortization Schedule)); and (b) the Payment Date immediately preceding the date that is thirty-five (35) years following the Substantial Completion Date. “Financial Statements” has the meaning provided in Section 12(t) (Representations and Warranties of Borrower – Financial Statements). “Forecast Period” means, as of any date, the time period from and including the then- current Borrower Fiscal Year until the later ending date of either (a) the immediately succeeding five (5) Borrower Fiscal Years or (b) the end of the Borrower Fiscal Year in which the Borrower’s then-currently effective capital improvement plan for the Sewer Utility System concludes. “GAAP” means generally accepted accounting principles for U.S. state and local governments, as established by the Government Accounting Standards Board (or any successor DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 8 entity with responsibility for establishing accounting rules for governmental entities), in effect from time to time in the United States of America. “Government” means the United States of America and its departments and agencies. “Governmental Approvals” means all authorizations, consents, approvals, waivers, exceptions, variances, filings, permits, orders, licenses, exemptions and declarations of or with any Governmental Authority. “Governmental Authority” means any federal, state, provincial, county, city, town, village, municipal or other government or governmental department, commission, council, court, board, bureau, agency, authority or instrumentality (whether executive, legislative, judicial, administrative or regulatory), of or within the United States of America or its territories or possessions, including the State and its counties and municipalities, and their respective courts, agencies, instrumentalities and regulatory bodies, or any entity that acts “on behalf of” any of the foregoing, whether as an agency or authority of such body. “Government Obligations” means (a) direct obligations of, or obligations on which the timely payment of principal and interest are fully and unconditionally guaranteed by, the Government, (b) bonds, debentures or notes issued by any of the following federal agencies: Banks for Cooperatives, Federal Intermediate Credit Banks, Federal Home Loan Banks, Export- Import Bank of the United States, Government National Mortgage Association or Federal Land Banks, (c) obligations issued or guaranteed by a Person controlled or supervised by and acting as an instrumentality of the Government pursuant to authority granted by the Congress, and (d) evidences of ownership of proportionate interests in future interest or principal payments on obligations specified in clauses (a), (b) and (c) of this definition held by a bank or trust company as custodian and which underlying obligations are not available to satisfy any claim of the custodian or any Person claiming through the custodian or to whom the custodian may be obligated, in each case. “Gross Revenues” means all income and revenues derived directly or indirectly from the operation and use of, and otherwise pertaining to, the Sewer Utility System or any part thereof, whether resulting from repairs, enlargements, extensions, betterments or other improvements to the Sewer Utility System, or otherwise, including all fees, rates and other charges for the use of the Sewer Utility System, or for any service rendered in connection with the Sewer Utility System in its operations, directly or indirectly, the availability of any such service, or the sale or other disposal of any commodities derived therefrom, and all income or gain from the investment of such income and revenues, but excluding (a) any refund of fees, rates and other charges for the use of the Sewer Utility System, (b) any moneys received as grants, appropriations or gifts from the federal government, the State or other sources, the use of which is limited or restricted by the grantor or donor to the acquisition or construction of Capital Improvements or for other purposes resulting in the general unavailability thereof, except to the extent any such moneys shall be received as payments for the use of the Sewer Utility System, services rendered thereby, the availability of any such service, or the disposal of any commodities therefrom, (c) any moneys deposited by third parties which are held in any escrow for extensions, modifications, or upgrading of the Sewer Utility System and the use of which is limited or restricted to the construction of Capital Improvements, (d) any moneys borrowed for, or special assessments imposed in DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 9 connection with, the acquisition and construction of Capital Improvements, and (e) any moneys and securities, and interest and other gain from investment of such money and from such securities in any refunding fund or escrow account or similar account pledged to the payment of any bonds or other obligations therein specified. “Indemnitee” has the meaning provided in Section 32 (Indemnification). “Insolvency Laws” means the United States Bankruptcy Code, 11 U.S.C. § 101 et seq., as from time to time amended and in effect, and any state bankruptcy, insolvency, receivership, conservatorship or similar law now or hereafter in effect. “Interest Payment Date” means, in relation to the WIFIA Bond, each February 1 and August 1, commencing on the Debt Service Payment Commencement Date, and in relation to all other Obligations, each February 1 and August 1, commencing on the date established by the Borrower in the applicable Issuance Documents. “Investment Grade Rating” means a public rating no lower than ‘BBB-’, ‘Baa3’, ‘bbb-’, ‘BBB (low)’, or higher, from a Nationally Recognized Rating Agency. “Issuance Documents” means, collectively and individually, any (a) ordinance, resolution, indenture, trust agreement or other document adopted or entered into by the Borrower for the purpose of authorizing the issuance of Obligations and (b) each other agreement, instrument and document executed and delivered pursuant to or in connection with any of the foregoing. “Joint Use Agreement” means the agreement between the Borrower and the City of Littleton for Joint-Use Wastewater Treatment Facilities, dated December 6, 1982, as amended. “Lien” means any mortgage, pledge, hypothecation, assignment, mandatory deposit arrangement, encumbrance, attachment, lien (statutory or other), charge or other security interest, or preference, priority or other security agreement or preferential arrangement of any kind or nature whatsoever, including any sale-leaseback arrangement, any conditional sale or other title retention agreement, any financing lease having substantially the same effect as any of the foregoing, and the filing of any financing statement or similar instrument under the UCC or any other applicable law. “Loan Amortization Schedule” means the Loan Amortization Schedule reflected in the applicable column of Exhibit F (WIFIA Debt Service), as amended from time to time in accordance with Section 8(e) (Payment of Principal and Interest – Adjustments to Loan Amortization Schedule). “Loss Proceeds” means any proceeds of builders’ risk or casualty insurance (other than any proceeds from any policy of business interruption insurance insuring against loss of revenues upon the occurrence of certain casualties or events covered by such policy of insurance) or proceeds of eminent domain proceedings resulting from any Event of Loss. “Material Adverse Effect” means a material adverse effect on (a) the Sewer Utility System, the Project or the Revenues, (b) the business, operations, properties, condition (financial or otherwise) or prospects of the Borrower, (c) the ability of the City of Littleton to meet any of DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 10 its obligations under the Joint Use Agreement, (d) the legality, validity or enforceability of any material provision of the WIFIA Ordinance or any WIFIA Loan Document, (e) the ability of the Borrower to enter into, perform or comply with any of its material obligations under any WIFIA Loan Document, (f) the validity, enforceability or priority of the Liens provided under the WIFIA Ordinance on the Pledged Property in favor of the Secured Parties or (g) the WIFIA Lender’s rights or remedies available under any WIFIA Loan Document. “Maximum Annual Debt Service” means the maximum amount in a given Borrower Fiscal Year when adding all current and proposed debt service that would be payable in that Borrower Fiscal Year. “Nationally Recognized Rating Agency” means any nationally recognized statistical rating organization identified as such by the Securities and Exchange Commission. “NEPA” means the National Environmental Policy Act of 1969, as amended, and any successor statute of similar import, and regulations thereunder, in each case as in effect from time to time. “NEPA Determination” means the [Finding of No Significant Impact][Categorical Exclusion][Record of Decision] for the Project issued by EPA on [___], 20[__] in accordance with NEPA. “Net Loss Proceeds” means Loss Proceeds after excluding any proceeds of delay-in-start- up insurance and proceeds covering liability of the Borrower to third parties. “Net Revenues” means Gross Revenues remaining after the payment of Operation and Maintenance Expenses. “Non-Debarment Certificate” means a certificate, signed by the Borrower’s Authorized Representative, as to the absence of debarment, suspension or voluntary exclusion from participation in Government contracts, procurement and non-procurement matters with respect to the Borrower and its principals (as defined in 2 C.F.R. § 180.995 and supplemented by 2 C.F.R. 1532.995), substantially in the form attached hereto as Exhibit C (Form of Non-Debarment Certificate). “Non-Lobbying Certificate” means a certificate, signed by the Borrower’s Authorized Representative, with respect to the prohibition on the use of appropriated funds for lobbying pursuant to 49 C.F.R. § 20.100(b), substantially in the form attached hereto as Exhibit E (Form of Non-Lobbying Certificate). “O&M Reserve Requirement” means an amount equal to the lesser of (a) three (3) months of Operation and Maintenance Expenses, as set forth in the Sewer Fund annual budget for the current Borrower Fiscal Year or (b) $1,250,000. “Obligations” means debt of the Borrower that is secured by a pledge and lien on all or a portion of the Net Revenues, including the Parity Lien Obligations and any Subordinate Lien Obligations. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 11 “OFAC” means the Office of Foreign Assets Control of the United States Department of the Treasury. “Operating Period Servicing Fee” has the meaning set forth in Section 10(a)(iii) (Fees and Expenses – Fees). “Operation and Maintenance Expenses” means all reasonable and necessary current expenses of the Borrower, paid or accrued, for operating, maintaining, and repairing the Sewer Utility System, including without limitation legal and overhead expenses of the Borrower directly related to the administration of the Sewer Utility System and the Borrower’s allocable share of operation and maintenance expenses under the Joint Use Agreement; provided however, that there shall be excluded from Operation and Maintenance Expenses (a) any allowance or transfers for depreciation, (b) any costs of improvement, extension or betterment that qualify as Capital Improvements or incurred in connection therewith, (c) payments due in connection with any bonds, notes, loans or other multiple fiscal year obligations issued or incurred to provide Capital Improvements or to refund Obligations, and (d) any expenses paid or payable by the City of Littleton under the Joint Use Agreement. For purposes of the above definition, expenses shall, to the extent possible, be determined in accordance with GAAP. “Organizational Documents” means: (a) the constitutional and statutory provisions that are the basis for the existence and authority of the Borrower, including the City Charter any other organic laws establishing the Borrower and (b) the ordinances, resolutions, bylaws, code of regulations, operating procedures or other organizational documents (including any amendments, modifications or supplements thereto) of or adopted by the Borrower by which the Borrower, its powers, operations or procedures or its securities, bonds, notes or other obligations are governed or from which such powers are derived. “Outstanding” means (a) with respect to Obligations other than the WIFIA Loan, Obligations that have not been cancelled or legally defeased or discharged within the meaning of the applicable Issuance Documents, and (b) with respect to the WIFIA Loan, the (i) entire amount available to be drawn under this Agreement (including amounts drawn and amounts that remain available to be drawn), less (ii) any amount that has been irrevocably determined will not be drawn under this Agreement, less (iii) the aggregate principal amount of the WIFIA Loan Balance that has been repaid. “Parity Issuance Documents” means, collectively and individually, the Issuance Documents with respect to Parity Lien Obligations, including the WIFIA Loan Documents, the Existing SRF Loan Agreement and any Issuance Documents with respect to Additional Parity Lien Obligations. “Parity Lien Obligations” means the WIFIA Loan (and corresponding WIFIA Bond), the Existing SRF Loan and any Additional Parity Lien Obligations. “Patriot Act” means the Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001, as amended, and all regulations promulgated thereunder. “Payment Date” means each Interest Payment Date and each Principal Payment Date. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 12 “Payment Default” has the meaning provided in Section 17(a)(i) (Events of Default and Remedies – Payment Default). “Payment Period” means the six (6) month period beginning on August 1, 2030 and ending on January 31, 2031, and each succeeding six (6) month period thereafter; provided, that, that if the Debt Service Payment Commencement Date begins earlier than February 1, 2031, the first Payment Period shall be the six (6) month period ending on the date immediately prior to the Debt Service Payment Commencement Date. “Permitted Debt” means: (a) Existing Indebtedness; (b) the WIFIA Loan; (c) Additional Parity Lien Obligations that satisfy the requirements of Section 15(a) (Negative Covenants – Indebtedness) and the WIFIA Ordinance; and (d) Additional Subordinate Lien Obligations that satisfy the requirements of Section 15(a) (Negative Covenants – Indebtedness) and the WIFIA Ordinance. “Permitted Investments” means: (a) Government Obligations; (b) certificates of deposit where the certificates are collaterally secured by securities of the type described in clause (a) of this definition and held by a third party as escrow agent or custodian, of a market value not less than the amount of the certificates of deposit so secured, including interest, but this collateral is not required to the extent the certificates of deposit are insured by the Government; (c) repurchase agreements with creditworthy counterparties, when collateralized by securities of the type described in clause (a) of this definition and held by a third party as escrow agent or custodian, of a market value not less than the amount of the repurchase agreement so collateralized, including interest; (d) investment agreements or guaranteed investment contracts rated, or with any financial institution whose senior long-term debt obligations are rated, or guaranteed by a financial institution whose senior long-term debt obligations are rated in one of the two (2) highest Rating Categories for comparable types of obligations by any Nationally Recognized Rating Agency; and (e) money market funds that invest solely in obligations of the United States of America, its agencies and instrumentalities, and having a rating by a Nationally Recognized Rating Agency equal to the then applicable rating of the United States of America by such Nationally Recognized Rating Agency. “Permitted Liens” means: DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 13 (a) Liens imposed pursuant to the WIFIA Loan Documents; (b) Liens imposed pursuant to Parity Issuance Documents or Issuance Documents for Subordinate Lien Obligations in respect of Permitted Debt; (c) Liens imposed by law, including Liens for taxes that are not yet due or are being contested in compliance with Section 14(j) (Affirmative Covenants – Material Obligations); (d) carriers’, warehousemen’s, mechanics’, materialmen’s, repairmen’s and other like Liens imposed by law, arising in the ordinary course of business and securing obligations that are not overdue by more than thirty (30) days or are being contested in compliance with Section 14(j) (Affirmative Covenants – Material Obligations); (e) pledges and deposits made in the ordinary course of business in compliance with workers’ compensation, unemployment insurance, and other social security laws or regulations; (f) deposits to secure the performance of bids, trade contracts, leases, statutory obligations, surety and appeal bonds, performance bonds and other obligations of a like nature, in each case in the ordinary course of business; (g) judgment Liens in respect of judgments that do not constitute an Event of Default under Section 17(a)(vi) (Events of Default and Remedies – Material Adverse Judgment); and (h) easements, zoning restrictions, rights-of-way and similar encumbrances on real property imposed by law or arising in the ordinary course of business that, in any case, do not secure any monetary obligations and do not materially detract from the value of the affected property or interfere with the ordinary conduct of business of the Borrower. “Person” means and includes an individual, a general or limited partnership, a joint venture, a corporation, a limited liability company, a trust, an unincorporated organization and any Governmental Authority. “Pledged Property” means the Net Revenues, including all amounts on deposit in or credited to the Debt Service Accounts and all amounts in respect of Net Revenues that are on deposit in or credited to any other account or subaccount of the Sewer Fund. “Principal Payment Date” means, in relation to the WIFIA Bond, each August 1, commencing on August 1, 2031, and in relation to all other Obligations, each August 1, commencing on the date established by the Borrower in the applicable Issuance Documents. “Pro Rata Portion” means when used with respect to a required credit to or deposit in the applicable Debt Service Accounts, the dollar amount derived by dividing the amount of principal or interest to come due on the next scheduled principal or interest Payment Date, as applicable, by the number of months prior to such Payment Date. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 14 “Project” means the Englewood One Water Modernization Program – Sewer Utility System Project, which consists of a combination of sub-projects for the modernization of wastewater treatment and conveyance systems, the replacement of outdated electrical and control systems, the establishment of a wastewater pilot and research center, and chemical – P/UV improvements, located at the South Platte Renew Water Resource Recovery Facility in Englewood, Colorado, as further described in Schedule IV (Project Description). “Project Budget” means the budget for the Project attached to this Agreement as Schedule I (Project Budget) showing a summary of Total Project Costs with a breakdown of all Eligible Project Costs and the estimated sources and uses of funds for the Project. “Projected Substantial Completion Date” means December 30, 2027, as such date may be adjusted in accordance with Section 16(d) (Reporting Requirements – Construction Reporting). “Public Benefits Report” has the meaning provided in Section 16(e) (Reporting Requirements – Public Benefits Report). “Rate Covenant” has the meaning set forth in Section 14(a)(i) (Affirmative Covenants – Rate Covenant). “Related Documents” means the Parity Issuance Documents, the WIFIA Loan Documents, and the Joint Use Agreement. “Requisition” has the meaning provided in Section 4(a) (Disbursement Conditions). “Sanctioned Country” means, at any time, a country or territory which is itself the subject or target of any Sanctions. “Sanctioned Person” means, at any time, (a) any Person listed in any Sanctions-related list of designated Persons maintained by OFAC or the U.S. Department of State, (b) any Person operating, organized or resident in a Sanctioned Country, or (c) any Person owned or controlled by any such Person or Persons. “Sanctions” means economic or financial sanctions or trade embargoes imposed, administered, or enforced from time to time by the Government, including those administered by OFAC or the U.S. Department of State. “Secured Parties” means the WIFIA Lender and any other Bondholder. “Servicer” means such entity or entities as the WIFIA Lender shall designate from time to time to perform, or assist the WIFIA Lender in performing, certain duties hereunder. “Servicing Fee” means the Servicing Set-Up Fee and any Construction Period Servicing Fee or Operating Period Servicing Fee. “Servicing Set-Up Fee” has the meaning set forth in Section 10(a)(i) (Fees and Expenses – Fees). DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 15 “Sewer Fund” shall have the meaning set forth in the WIFIA Ordinance. “Sewer Utility Enterprise” means the “enterprise” of the Borrower, within the meaning of Article X, Section 20 of the State Constitution, established for the purpose of operating the Sewer Utility System. “Sewer Utility System” means all of the Borrower’s sanitary sewer facilities and properties now owned or hereafter acquired, whether situated within or without the geographical boundaries of the Borrower, including all present or future improvements, extensions, enlargements, betterments, replacements or additions thereof or thereto, including but not limited to the Project and the Borrower’s rights pursuant to the Joint Use Agreement. “South Platte Renew Plant” means the wastewater treatment plant jointly owned by the Borrower and the City of Littleton pursuant to the Joint Use Agreement. “State” has the meaning provided in the preamble hereto. “Subordinate Lien Obligations” means any Obligation that is subordinate (in priority of payment and security interest) to the Parity Lien Obligations. “Substantial Completion” means, with respect to the Project, the stage at which the Project is able to perform the functions for which the Project is designed. “Substantial Completion Date” means the date on which the Borrower certifies to the WIFIA Lender, with evidence satisfactory to the WIFIA Lender, that Substantial Completion has occurred. “Technical and Rate Consultant” means a single individual or firm, or a combination of one or more individuals or firms, not related to the Borrower and considered independent with respect to the Borrower (i.e. not an employee of the Borrower or any affiliate of the Borrower) authorized to do business in and qualified to practice in the areas required to provide the services required of the Technical and Rate Consultant, that together have expertise in the technical requirements for operation and maintenance of systems similar in size and scope to the Sewer Utility System and delivering the services provided by the Sewer Utility System, and establishing rates and charges for governmental water or wastewater systems similar in size and scope to the Sewer Utility System, selected by the Borrower and reasonably acceptable to the WIFIA Lender. “Total Project Costs” means (a) the costs paid or incurred or to be paid or incurred by the Borrower in connection with or incidental to the acquisition, design, construction and equipping of the Project, including legal, administrative, engineering, planning, design, insurance and financing (including costs of issuance); (b) amounts, if any, required by the WIFIA Loan Documents to be paid into any fund or account upon the incurrence of the WIFIA Loan, any Parity Lien Obligations or any Subordinate Lien Obligations, in each case in respect of the Project; (c) payments when due (whether at the maturity of principal, the due date of interest, or upon optional or mandatory prepayment) in respect of any indebtedness of the Borrower, in each case in connection with the acquisition, design, construction and equipping of the Project (other than the WIFIA Loan); and (d) costs of equipment and supplies and initial working capital and reserves DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 16 required by the Borrower for the commencement of operation of the Project, including general administrative expenses and overhead of the Borrower. “Uncontrollable Force” means any cause beyond the control of the Borrower, including: (a) a hurricane, tornado, flood or similar occurrence, landslide, earthquake, fire or other casualty, strike or labor disturbance, freight embargo, act of a public enemy, explosion, war, blockade, terrorist act, insurrection, riot, general arrest or restraint of government and people, civil disturbance or similar occurrence, sabotage, pandemic or act of God (provided, that the Borrower shall not be required to settle any strike or labor disturbance in which it may be involved) or (b) the order or judgment of any federal, state or local court, administrative agency or governmental officer or body, if it is not also the result of willful or negligent action or a lack of reasonable diligence of the Borrower and the Borrower does not control the administrative agency or governmental officer or body; provided, that the diligent contest in good faith of any such order or judgment shall not constitute or be construed as a willful or negligent action or a lack of reasonable diligence of the Borrower. “Uniform Commercial Code” or “UCC” means the Uniform Commercial Code, as in effect from time to time in the State. “Updated Financial Model/Plan” means (a) an updated Base Case Financial Model or (b) a financial plan in a format agreed with the WIFIA Lender, in each case reflecting the then-current and projected conditions for the Forecast Period, in accordance with Section 16(a) (Reporting Requirements – Updated Financial Model/Plan). “Variable Interest Rate” means a variable interest rate to be borne by any Permitted Debt. The method of computing such variable interest rate shall be specified in the Issuance Documents pursuant to which such Permitted Debt is incurred. Such Issuance Documents shall also specify either (a) the particular period or periods of time for which each value of such variable interest rate shall remain in effect or (b) the time or times upon which any change in such variable interest rate shall become effective. “Variable Interest Rate Obligations” means Permitted Debt which bears a Variable Interest Rate but does not include any Permitted Debt for which the interest rate has been fixed during the remainder of the term thereof to maturity. “WIFIA” has the meaning provided in the recitals hereto. “WIFIA Bond” means the Bond delivered by the Borrower in substantially the form of Exhibit A (Form of WIFIA Bond). “WIFIA Bond Account” means a special account of the Borrower designated as the “WIFIA Bond Account,” established by the WIFIA Ordinance for the purpose of paying the principal of and interest on the WIFIA Bond, including the WIFIA Interest Subaccount and the WIFIA Principal Subaccount. “WIFIA Debt Service” means with respect to any Payment Date occurring on or after the Debt Service Payment Commencement Date, the principal portion of the WIFIA Loan Balance and any interest payable thereon (including interest accruing after the date of any filing by the DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 17 Borrower of any petition in bankruptcy or the commencement of any bankruptcy, insolvency or similar proceeding with respect to the Borrower), in each case, (a) as set forth on Exhibit F (WIFIA Debt Service) and (b) due and payable on such Payment Date in accordance with the provisions of Section 8(a) (Payment of Principal and Interest – Payment of WIFIA Debt Service). “WIFIA Interest Rate” has the meaning provided in Section 6 (Interest Rate). “WIFIA Interest Subaccount” means a subaccount of the WIFIA Bond Account established by the provisions of the WIFIA Ordinance for the purpose of paying the interest on the WIFIA Bond. “WIFIA Lender” has the meaning provided in the preamble hereto. “WIFIA Lender’s Authorized Representative” means the Administrator and any other Person who shall be designated as such pursuant to Section 22 (WIFIA Lender’s Authorized Representative). “WIFIA Loan” means the secured loan made by the WIFIA Lender to the Borrower on the terms and conditions set forth herein, pursuant to the Act, in a principal amount not to exceed $[21,584,500] (excluding capitalized interest), to be used in respect of Eligible Project Costs paid or incurred by the Borrower. “WIFIA Loan Balance” means (a) the aggregate principal amount of the WIFIA Loan drawn by the Borrower plus (b) capitalized interest added to the principal balance of the WIFIA Loan minus (c) the aggregate principal amount of the WIFIA Loan repaid by the Borrower, as determined in accordance with Section 8(e) (Payment of Principal and Interest – Adjustments to Loan Amortization Schedule). “WIFIA Loan Documents” means this Agreement, the WIFIA Bond and the WIFIA Ordinance. “WIFIA Ordinance” means the ordinance, adopted by the City Council on [___], authorizing the execution and delivery of this Agreement and the issuance of the WIFIA Bond, along with certain related actions by the Borrower in connection with the WIFIA Loan, and pledging the Pledged Property for the benefit of the WIFIA Loan and all other Parity Lien Obligations. “WIFIA Principal Subaccount” means a subaccount of the WIFIA Bond Account established by the provisions of the WIFIA Ordinance for the purpose of paying the principal of the WIFIA Bond. Section 2. Interpretation. (a) Unless the context shall otherwise require, the words “hereto,” “herein,” “hereof” and other words of similar import refer to this Agreement as a whole. (b) Words of the masculine gender shall be deemed and construed to include correlative words of the feminine and neuter genders and vice versa. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 18 (c) Words importing the singular number shall include the plural number and vice versa unless the context shall otherwise require. (d) The words “include,” “includes” and “including” shall be deemed to be followed by the phrase “without limitation.” (e) Whenever the Borrower’s knowledge is implicated in this Agreement or the phrase “to the Borrower’s knowledge” or a similar phrase is used in this Agreement, the Borrower’s knowledge or such phrase(s) shall be interpreted to mean to the best of the Borrower’s knowledge after reasonable and diligent inquiry. (f) Unless the context shall otherwise require, references to any Person shall be deemed to include such Person’s successors and permitted assigns. (g) Unless the context shall otherwise require, references to preambles, recitals, sections, subsections, clauses, schedules, exhibits, appendices and provisions are to the applicable preambles, recitals, sections, subsections, clauses, schedules, exhibits, appendices and provisions of this Agreement. (h) The schedules and exhibits to this Agreement, and the appendices and schedules to such exhibits, are hereby incorporated by reference and made an integral part of this Agreement. (i) The headings or titles of this Agreement and its sections, schedules or exhibits, as well as any table of contents, are for convenience of reference only and shall not define or limit its provisions. (j) Unless the context shall otherwise require, all references to any resolution, contract, agreement, lease or other document shall be deemed to include any amendments or supplements to, or modifications or restatements or replacements of, such documents that are approved from time to time in accordance with the terms thereof and hereof. (k) Every request, order, demand, application, appointment, notice, statement, certificate, consent or similar communication or action hereunder by any party shall, unless otherwise specifically provided, be delivered in writing in accordance with Section 31 (Notices) and signed by a duly authorized representative of such party. (l) References to “disbursements of WIFIA Loan Proceeds” or similar phrasing shall be construed as meaning the same thing as “paying the purchase price of the WIFIA Bond”. (m) Whenever this Agreement requires a change in principal amount, interest rate or amortization schedule of the WIFIA Loan, it is intended that such change be reflected in the WIFIA Bond. Whenever there is a mandatory or optional prepayment of the WIFIA Loan, it is intended that such prepayment be implemented through a prepayment of the WIFIA Bond. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 19 ARTICLE II THE WIFIA LOAN Section 3. WIFIA Loan Amount. The principal amount of the WIFIA Loan shall not exceed $[21,584,500] (excluding any interest that is capitalized in accordance with the terms hereof). WIFIA Loan proceeds available to be drawn shall be disbursed from time to time in accordance with Section 4 (Disbursement Conditions) and Section 11(b) (Conditions Precedent – Conditions Precedent to Disbursements). Section 4. Disbursement Conditions. (a) WIFIA Loan proceeds shall be disbursed solely in respect of Eligible Project Costs paid or incurred and approved for payment by or on behalf of the Borrower in connection with the Project. Each disbursement of the WIFIA Loan shall be made pursuant to a requisition and certification (a “Requisition”) in the form set forth in Appendix One (Form of Requisition) to Exhibit D-1 (Requisition Procedures), along with all documentation and other information required thereby, and otherwise in accordance with the procedures of Exhibit D-1 (Requisition Procedures) and subject to the requirements of this Section 4 and the conditions set forth in Section 11(b) (Conditions Precedent – Conditions Precedent to Disbursements); provided, that no disbursements of WIFIA Loan proceeds shall be made after the Final Disbursement Date. (b) At the time of any disbursement, the sum of all prior disbursements of WIFIA Loan proceeds and the disbursement then to be made shall not exceed the cumulative disbursements through the end of the then-current Federal Fiscal Year set forth in the Anticipated WIFIA Loan Disbursement Schedule, as the same may be amended from time to time in accordance with the terms of this Agreement. Subject to this Section 4, any scheduled disbursement (as reflected in the Anticipated WIFIA Loan Disbursement Schedule) that remains undrawn at the end of any Federal Fiscal Year shall automatically roll forward to be available in the succeeding Federal Fiscal Year up to the Final Disbursement Date, having the effect of automatically updating the Anticipated WIFIA Loan Disbursement Schedule without need for the WIFIA Lender’s approval. The Borrower may also amend the Anticipated WIFIA Loan Disbursement Schedule by submitting a revised version thereof to the WIFIA Lender no later than thirty (30) days prior to the proposed effective date of such amendment, together with a detailed explanation of the reasons for such revisions. Such revised Anticipated WIFIA Loan Disbursement Schedule shall become effective upon the WIFIA Lender’s approval thereof, which approval shall be deemed granted if the WIFIA Lender has not objected within thirty (30) days from receipt of the revised schedule, and which approval shall have the effect of updating the WIFIA Loan Amortization Schedule to reflect the updated disbursement schedule. Notwithstanding the foregoing, the date of the first disbursement of the WIFIA Loan shall not be earlier than the initial date of disbursement set out in the WIFIA Loan Amortization Schedule as of the Effective Date. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 20 Section 5. Term. The term of the WIFIA Loan shall extend from the Effective Date to the Final Maturity Date or to such earlier date as all amounts due or to become due to the WIFIA Lender hereunder have been irrevocably paid in full in immediately available funds. Section 6. Interest Rate. The interest rate with respect to the WIFIA Loan Balance (the “WIFIA Interest Rate”) shall be [___] percent ([___]%) per annum. Interest will accrue and be computed on the WIFIA Loan Balance (as well as on any past due interest) from time to time on the basis of a three hundred sixty (360) day year of twelve (12) thirty (30) day months; provided, that, upon the occurrence of an Event of Default, the Borrower shall pay interest on the WIFIA Loan Balance at the Default Rate, (a) in the case of any Payment Default, from (and including) its due date to (but excluding) the date of actual payment and (b) in the case of any other Event of Default, from (and including) the date of such occurrence to (but excluding) the earlier of the date on which (i) such Event of Default has been cured (if applicable) in accordance with the terms of this Agreement and (ii) the WIFIA Loan Balance has been irrevocably paid in full in immediately available funds. For the avoidance of doubt, interest on the WIFIA Loan (and the corresponding WIFIA Bond) shall accrue and be payable only on those amounts for which a Requisition has been submitted and funds (or such portion of funds as have been approved by the WIFIA Lender) have been made available to the Borrower for use on the Project in accordance with Section 4 (Disbursement Conditions). Section 7. Security and Priority; Flow of Funds. (a) As security for the WIFIA Loan, the Borrower has pledged, assigned and granted to the WIFIA Lender for its benefit, Liens on the Pledged Property pursuant to the WIFIA Ordinance. The WIFIA Loan (and corresponding WIFIA Bond) shall be secured by the Liens on the Pledged Property on a parity with the Parity Lien Obligations and senior to all other Obligations. (b) Except (i) for Permitted Liens, or (ii) to the extent otherwise provided in Section 7(a), the Pledged Property will be free and clear of any pledge, Lien, charge or encumbrance thereon or with respect thereto, of equal rank with or senior to the pledge of the Borrower created under the WIFIA Ordinance, and all organizational, regulatory or other necessary action on the part of the Borrower with respect to the foregoing has been duly and validly taken. (c) The Borrower shall not use Gross Revenues to make any payments or satisfy any obligations other than in accordance with the provisions of this Section 7 and the WIFIA Ordinance and shall not apply any portion of the Gross Revenues in contravention of this Agreement or the WIFIA Ordinance. Without limiting the foregoing, no payments shall be made from Debt Service Accounts established for the payment of principal of and interest on any Subordinate Lien Obligations, if any, unless and until the amounts due in connection with all Parity Lien Obligations are made on any Payment Date. (d) The Borrower shall deposit to the Sewer Fund all Gross Revenues immediately upon receipt. The Borrower shall pay from the Sewer Fund all Operation and Maintenance Expenses as they become due and payable. After such payments and on or before DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 21 the last Business Day of each month, as provided in the WIFIA Ordinance, the Borrower shall apply the Net Revenues in the following order and with the following priority: (i) FIRST, in respect of all Parity Lien Obligations, to the credit of or deposit in the applicable Debt Service Accounts, including the WIFIA Interest Subaccount, an amount equal to the sum of 1/6th of the interest payments due on the next succeeding Interest Payment Date, provided that, if the period prior to the initial Interest Payment Date for any Additional Parity Lien Obligations is less than six months, the amount credited or deposited in respect of such Additional Parity Lien Obligations during such period shall be an amount equal to the Pro Rata Portion of the interest payment due in connection with such initial Interest Payment Date; (ii) SECOND, in respect of all Parity Lien Obligations, to the credit of or deposit in the applicable Debt Service Accounts, including the WIFIA Principal Subaccount, an amount equal to the sum of 1/12th of the principal payments due on the next succeeding Principal Payment Date, provided that, if the period prior to the initial Principal Payment Date for any Additional Parity Lien Obligations is less than twelve months, the amount credited or deposited in respect of such Additional Parity Lien Obligations during such period shall be an amount equal to the Pro Rata Portion of the principal payment due in connection with such initial Principal Payment Date; (iii) THIRD, in respect of all Subordinate Lien Obligations, to the credit of or deposit in the applicable Debt Service Accounts, an amount equal to the sum of the Pro Rata Portion of the principal and interest due on the next succeeding Interest Payment Date and Principal Payment Date for the Subordinate Lien Obligations in the same manner specified in clause FIRST and SECOND above for the Parity Lien Obligations; (iv) FOURTH, to the credit of or deposit in any reserve accounts established for the payment of the WIFIA Bond and any Parity Lien Obligations, the amounts required in the Ordinances or related documents authorizing and controlling the establishment of such reserve accounts; and (v) FIFTH, subject to Section 15(d) (Negative Covenants – Restricted Payments and Transfers), to the credit of any other fund or account as may be designated by the Borrower, to be used for any lawful purpose, any moneys remaining in the Sewer Fund after the payments and accumulations set forth in clauses FIRST through FOURTH above. (e) The WIFIA Ordinance establishes the WIFIA Bond Account within the Sewer Fund for the payment of WIFIA Debt Service. Transfers pursuant to clauses FIRST and SECOND above in respect of the WIFIA Bond shall be made to the WIFIA Bond Account and shall commence (i) with respect to the interest component of WIFIA Debt Service, no later than in the sixth (6th) month prior to the month in which the Debt Service Payment Commencement Date occurs and (ii) with respect to the principal component of WIFIA D ebt Service, no later than in the twelfth (12th) month prior to the month in which the first Principal Payment Date occurs; in each case, to ensure that the full amount of interest and principal due is on deposit in the WIFIA Bond Account on the applicable Payment Date. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 22 Section 8. Payment of Principal and Interest. (a) Payment of WIFIA Debt Service. (i) No WIFIA Debt Service shall be due or payable prior to the Debt Service Payment Commencement Date. The Borrower shall pay (A) WIFIA Debt Service in the amounts and manner and on the Payment Dates as set forth in the WIFIA Loan Amortization Schedule, as the same may be revised pursuant to Section 8(c) (Adjustments to WIFIA Loan Amortization Schedule) and (B) payments of any other amounts on each other date on which payment thereof is required to be made hereunder; provided, that, in either case if any such date is not a Business Day, payment shall be made on the next Business Day following such date. WIFIA Loan proceeds borrowed and repaid may not be reborrowed. (ii) Notwithstanding anything herein to the contrary, the WIFIA Loan Balance and any accrued interest thereon shall be due and payable in full on the Final Maturity Date (or on any earlier date on which the WIFIA Loan and corresponding WIFIA Bond are subject to mandatory redemption or prepayment prior to maturity thereof or accelerated pursuant to Section 17 (Events of Default and Remedies)). (b) Capitalized Interest Period. No payment of the principal of or interest on the WIFIA Loan is required to be made during the Capitalized Interest Period. Interest on amounts capitalized pursuant to this Section 8(b) shall commence on the date such interest is added to the principal balance of the WIFIA Loan (and corresponding WIFIA Bond) during the Capitalized Interest Period. On each February 1 and August 1 occurring during the Capitalized Interest Period and on the day immediately following the end of the Capitalized Interest Period, interest accrued on the WIFIA Loan in the six (6) month period ending immediately prior to such date shall be capitalized and added to the WIFIA Loan Balance. Within thirty (30) days after the end of the Capitalized Interest Period, the WIFIA Lender shall give written notice to the Borrower stating the WIFIA Loan Balance as of the close of business on the last day of the Capitalized Interest Period, which statement thereof shall be deemed conclusive absent manifest error; provided, however, that no failure to give or delay in giving such notice shall affect any of the obligations of the Borrower hereunder or under any of the other WIFIA Loan Documents. Notwithstanding the foregoing, the Capitalized Interest Period shall end immediately upon written notification to the Borrower by the WIFIA Lender that an Event of Default has occurred, in which case the provisions of this Section 8(b) shall no longer apply and payments of principal and interest shall be currently due and payable in accordance with the terms hereof and interest shall no longer be capitalized. For purposes of this subsection, an Event of Default under Section 17(a)(v) (Events of Default and Remedies – Cross Default with Other Financing Documents) shall be deemed to have occurred upon the occurrence of any nonpayment of principal of, interest on or redemption price of Parity Lien Obligations when due, regardless of whether the holders of the applicable Obligations, or any legal order, has waived, permitted deferral of, or forgiven any such payment. The Borrower and the WIFIA Lender acknowledge and agree that, pursuant to the WIFIA Ordinance, the maximum approved amount of capitalized interest for the WIFIA Bond is $[4,915,500] and that no amendment to the Anticipated WIFIA Loan Disbursement Schedule or disbursement of WIFIA Loan proceeds may be made that would cause the total amount of interest that is capitalized and DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 23 added to the Outstanding WIFIA Loan Balance pursuant to this Section 8(b) (Payment of Principal and Interest – Capitalized Interest Period) to exceed such maximum approved amount. (c) WIFIA Bond. As evidence of the Borrower’s obligation to repay the WIFIA Loan, the Borrower shall issue and deliver to the WIFIA Lender, on or prior to the Effective Date, the WIFIA Bond substantially in the form of Exhibit A (Form of WIFIA Bond), having a maximum principal amount (excluding capitalized interest) of $[21,584,500], bearing interest at the WIFIA Interest Rate and having principal and interest payable on the same dates set forth herein. Any payment in respect of the WIFIA Bond shall be treated as a payment in respect of the WIFIA Loan and any prepayment of principal in respect of the WIFIA Loan shall be treated as a redemption in respect of the WIFIA Bond. (d) Manner of Payment. Payments of WIFIA Debt Service under this Agreement (and the WIFIA Bond, which payments shall not be duplicative) shall be made on or before each Payment Date in Dollars and in immediately available funds (without counterclaim, offset or deduction) in accordance with the payment instructions provided by the WIFIA Lender prior to the relevant payment, as may be modified in writing from time to time by the WIFIA Lender; provided, that the failure to provide updated payment instructions shall not affect in any manner the Borrower’s obligations hereunder or under any other WIFIA Loan Document. The Borrower may make any such payment or portion thereof with funds then on deposit in the WIFIA Bond Account. (e) Adjustments to Loan Amortization Schedule. (i) The WIFIA Loan Balance will be (A) increased on each occasion on which the WIFIA Lender disburses loan proceeds hereunder, by the amount of such disbursement of loan proceeds; (B) increased on each occasion on which interest on the WIFIA Loan is capitalized pursuant to the provisions of Section 8(b) (Payment of Principal and Interest – Capitalized Interest Period), by the amount of interest so capitalized; and (C) decreased upon each payment or prepayment of the WIFIA Loan Balance, by the amount of principal so paid. The WIFIA Lender may in its discretion at any time and from time to time, or when so requested by the Borrower, advise the Borrower by written notice of the amount of the WIFIA Loan Balance as of the date of such notice, and its determination of such amount in any such notice shall be deemed conclusive absent manifest error. (ii) The WIFIA Lender is hereby authorized to modify the Loan Amortization Schedule included in Exhibit F (WIFIA Debt Service) from time to time, in accordance with the principles set forth below in this Section 8(e), to reflect (A) any change to the WIFIA Loan Balance, (B) any change to the date and amount of any principal or interest due and payable or to become due and payable by the Borrower under this Agreement, and (C) such other information as the WIFIA Lender may determine is necessary for administering the WIFIA Loan and this Agreement. Any calculations described above shall be rounded up to the nearest whole cent. Any adjustments or revisions to the Loan Amortization Schedule as a result of changes in the WIFIA Loan Balance shall be applied to reduce future payments due on the WIFIA Bond in inverse order of maturity. Absent manifest error, the WIFIA Lender’s determination of such DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 24 matters as set forth on Exhibit F (WIFIA Debt Service) shall be conclusive evidence thereof; provided, however, that neither the failure to make any such recordation nor any error in such recordation shall affect in any manner the Borrower’s obligations hereunder or under any other WIFIA Loan Document. The WIFIA Lender shall provide the Borrower with a copy of Exhibit F (WIFIA Debt Service) as revised, but no failure to provide or delay in providing the Borrower with such copy shall affect any of the obligations of the Borrower under this Agreement or the other WIFIA Loan Documents. Section 9. Prepayment. (a) Optional Prepayments. The Borrower may prepay the WIFIA Loan (i) in full on any date or (ii) in part on any Payment Date (and, if in part, the amounts thereof to be prepaid shall be determined by the Borrower; provided, that such prepayments shall be in principal amounts of $1,000,000 or any integral multiple of $1.00 in excess thereof), in each case from time to time but not more than once annually in accordance with 33 U.S.C. § 3908(c)(4)(A). The Borrower may make such prepayment, without penalty or premium, by paying to the WIFIA Lender such principal amount of the WIFIA Loan to be prepaid, together with the unpaid interest accrued on the amount of principal so prepaid to the date of such prepayment and all fees and expenses then due and payable to the WIFIA Lender. Each prepayment of the WIFIA Loan pursuant to this Section 9(a) shall be made on such date (subject to this Section 9(a)) and in such principal amount as shall be specified by the Borrower in a written notice delivered to the WIFIA Lender not less than ten (10) days or more than thirty (30) days prior to the date set for prepayment, unless otherwise agreed by the WIFIA Lender. At any time between delivery of such written notice and the applicable optional prepayment, the Borrower may, without penalty or premium, rescind its announced optional prepayment by further written notice to the WIFIA Lender. Anything in this Section 9(a) to the contrary notwithstanding, the failure by the Borrower to make any optional prepayment shall not constitute a breach or default under this Agreement. (b) Borrower’s Certificate. Each prepayment pursuant to this Section 9 shall be accompanied by a certificate signed by the Borrower’s Authorized Representative identifying the provision of this Agreement pursuant to which such prepayment is being made and containing a calculation in reasonable detail of the amount of such prepayment. (c) General Prepayment Instructions. Upon the WIFIA Lender’s receipt of confirmation that payment in full of the entire WIFIA Loan Balance and any unpaid interest, fees and expenses with respect thereto has occurred as a result of a mandatory or optional prepayment, the WIFIA Lender shall surrender the WIFIA Bond to the Borrower or its representative at the principal office of the WIFIA Lender. If the Borrower prepays only part of the unpaid balance of principal of the WIFIA Loan, the WIFIA Lender may make a notation on Exhibit F (WIFIA Debt Service) indicating the amount of principal of and interest on the WIFIA Loan then being prepaid. Absent manifest error, the WIFIA Lender’s determination of such matters as set forth on Exhibit F (WIFIA Debt Service) shall be conclusive evidence thereof; provided, however, that neither the failure to make any such recordation nor any error in such recordation shall affect in any manner the Borrower’s obligations hereunder or under any other WIFIA Loan Document. All such partial prepayments of principal shall be applied to reduce future payments due on the WIFIA Loan in inverse order of maturity. If such funds have not been so paid on the prepayment date, such DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 25 principal amount of the WIFIA Loan shall continue to bear interest until payment thereof at the rate provided for in Section 6 (Interest Rate). Section 10. Fees and Expenses. (a) Fees. The Borrower shall pay to the WIFIA Lender: (i) a servicing set-up fee equal to $10,790.00 (the “Servicing Set-Up Fee”), which shall be due and payable within thirty (30) days after receipt of an invoice from the WIFIA Lender with respect thereto (or, if earlier, the first disbursement date of the WIFIA Loan); (ii) an annual construction period servicing fee equal to $10,790.00 (the “Construction Period Servicing Fee”), which shall accrue on the first Business Day of the then-current Federal Fiscal Year and shall be due and payable on or prior to each November 15 during the Construction Period (including the Federal Fiscal Year during which the Substantial Completion Date occurs); provided, that the initial Construction Period Servicing Fee shall be due and payable within thirty (30) days after receipt of an invoice from the WIFIA Lender with respect thereto (or, if earlier, the first disbursement date of the WIFIA Loan), in a pro-rated amount equal to $[___];1 and (iii) an annual operating period servicing fee equal to $8,100.00 (the “Operating Period Servicing Fee”), which shall accrue on the first Business Day of the then-current Federal Fiscal Year and shall be due and payable on or prior to each November 15, beginning with the first November 15 following the end of the Federal Fiscal Year during which the Substantial Completion Date occurs, until (and including) the Final Maturity Date; provided, that the Operating Period Servicing Fee due and payable with respect to the Federal Fiscal Year during which the Final Maturity Date occurs shall be equal to the pro-rata monthly portion of the then applicable Operating Period Servicing Fee multiplied by the number of partial or whole months remaining between October 1 and the Final Maturity Date. (b) The amount of each Construction Period Servicing Fee (other than the initial Construction Period Servicing Fee) and each Operating Period Servicing Fee shall be adjusted in proportion to the percentage change in CPI for the calendar year immediately preceding the calendar year during which such fee is due. The WIFIA Lender shall notify the Borrower of the amount of each such fee at least thirty (30) days before payment is due, which determination shall be conclusive absent manifest error. (c) Expenses. The Borrower agrees, whether or not the transactions hereby contemplated shall be consummated, to reimburse the WIFIA Lender on demand from time to time, within thirty (30) days after receipt of any invoice from the WIFIA Lender, for any and all fees, costs, charges, and expenses incurred by it (including the fees, costs, and expenses of its legal counsel, financial advisors, auditors and other consultants and advisors) in connection with the negotiation, preparation, execution, delivery, and performance of this Agreement and the other WIFIA Loan Documents and the transactions hereby and thereby contemplated, including 1 Note to Borrower: The pro-rated amount will be calculated closer to closing. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 26 attorneys’, and engineers’ fees and professional costs, including all such fees, costs, and expenses incurred as a result of or in connection with (i) the enforcement of or attempt to enforce, or the protection or preservation of any right or claim under, the Pledged Property or any provision of this Agreement or any of the other WIFIA Loan Documents or the rights of the WIFIA Lender thereunder; (ii) any amendment, modification, waiver, or consent with respect to this Agreement or any other Related Document; and (iii) any work-out, restructuring, or similar arrangement of the obligations of the Borrower under this Agreement or the other WIFIA Loan Documents, including during the pendency of any Event of Default. (d) All payments required under this Section 10 (Fees and Expenses) shall be made on or before the applicable due date in Dollars and in immediately available funds (without counterclaim, offset or deduction) in accordance with the payment instructions provided by the WIFIA Lender prior to the relevant payment, as may be modified in writing from time to time by the WIFIA Lender. (e) The obligations of the Borrower under this Section 10 shall survive the payment or prepayment in full or transfer of the WIFIA Bond, the enforcement of any provision of this Agreement or the other WIFIA Loan Documents, any such amendments, waivers or consents, any Event of Default, and any such workout, restructuring, or similar arrangement. ARTICLE III CONDITIONS PRECEDENT Section 11. Conditions Precedent. (a) Conditions Precedent to Effectiveness. Notwithstanding anything in this Agreement to the contrary, this Agreement shall not become effective until each of the following conditions precedent has been satisfied or waived in writing by the WIFIA Lender in its sole discretion: (i) The Borrower shall have duly executed and delivered to the WIFIA Lender this Agreement, the WIFIA Bond, and the WIFIA Ordinance, each in form and substance satisfactory to the WIFIA Lender. (ii) The Borrower shall have delivered to the WIFIA Lender complete and fully executed copies of each Parity Issuance Document, together with any amendments, supplements, waivers or modifications thereto, that has been entered into on or prior to the Effective Date, along with a certification in the Closing Certificate that each such document is complete, fully executed and in full force and effect, and that all conditions contained in such documents that are necessary to the closing of the WIFIA transactions contemplated hereby have been fulfilled. (iii) The Borrower shall have delivered to the WIFIA Lender complete and fully executed copies of each Existing Construction Contract, together with any amendments, waivers or modifications thereto, along with a certification in the Closing Certificate that each such document is complete, fully executed and in full force and effect. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 27 (iv) The Borrower shall have delivered to the WIFIA Lender (A) a copy of its Organizational Documents, as in effect on the Effective Date (and certified by the Secretary of State of the State, to the extent applicable), along with a certification in the Closing Certificate that such Organizational Documents are in full force and effect, and (B) other than the WIFIA Ordinance, all further instruments and documents (including any resolutions, ordinances, and supplements) as are necessary for the Borrower to execute and deliver, and to perform its obligations under, the WIFIA Loan Documents to which it is a party and to consummate and implement the transactions contemplated by the WIFIA Loan Documents. (v) Counsel to the Borrower shall have rendered to the WIFIA Lender legal opinions satisfactory to the WIFIA Lender in its sole discretion (including those opinions set forth on Exhibit G-1 (Opinions Required from Counsel to Borrower) and bond counsel to the Borrower shall have rendered to the WIFIA Lender legal opinions satisfactory to the WIFIA Lender in its sole discretion (including those opinions set forth on Exhibit G-2 (Opinions Required from Bond Counsel)). (vi) The Borrower shall have delivered to the WIFIA Lender the Non- Debarment Certificate. (vii) The Borrower shall have delivered to the WIFIA Lender the Non- Lobbying Certificate. (viii) The Borrower shall have delivered to the WIFIA Lender a certificate, signed by the Borrower’s Authorized Representative, substantially in the form attached hereto as Exhibit H (Form of Closing Certificate) (the “Closing Certificate”) (A) designating the Borrower’s Authorized Representative, (B) confirming such person’s position and incumbency, and (C) certifying as to the satisfaction of the following conditions precedent: (1) the aggregate of all funds committed to the development and construction of the Project as set forth in the Base Case Financial Model and in the Project Budget are sufficient to carry out the Project, pay all Total Project Costs anticipated for the Project and achieve Substantial Completion by the Projected Substantial Completion Date; (2) the Borrower has obtained all Governmental Approvals necessary (x) as of the Effective Date in connection with the Project and (y) to execute and deliver, and perform its obligations under the WIFIA Loan Documents, and all such Governmental Approvals are final, non- appealable, and in full force and effect (and are not subject to any notice of violation, breach, or revocation); (3) as of the Effective Date, (x) the maximum principal amount of the WIFIA Loan (excluding any interest that is capitalized in accordance with the terms hereof), together with the amount of any other credit assistance provided under the Act to the Borrower, does not exceed forty- DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 28 nine percent (49%) of reasonably anticipated Eligible Project Costs and (y) the total federal assistance provided to the Project, including the maximum principal amount of the WIFIA Loan (excluding any interest that is capitalized in accordance with the terms hereof), does not exceed eighty percent (80%) of Total Project Costs; (4) the Borrower is in compliance with NEPA and any applicable federal, state or local environmental review and approval requirements with respect to the Project, and, if requested by the WIFIA Lender, has provided evidence satisfactory to the WIFIA Lender of such compliance; (5) the Borrower has developed, and identified adequate revenues to implement, a plan for operating, maintaining and repairing the Project during its useful life; (6) the Borrower has (A) obtained a Federal Employer Identification Number (as evidenced by a signed W-9), (B) obtained a Data Universal Numbering System number, and (C) registered with, and obtained confirmation of active registration status from, the federal System for Award Management (www.SAM.gov); (7) the Borrower has obtained a CUSIP number for the WIFIA Loan for purposes of monitoring through EMMA; (8) the representations and warranties of the Borrower set forth in the WIFIA Loan Agreement and in each other Related Document to which the Borrower is a party are true and correct on and as of the date hereof, except to the extent that such representations and warranties expressly relate to an earlier date, in which case such representations and warranties were true and correct as of such earlier date; and (9) no Material Adverse Effect, or any event or condition that could reasonably be expected to have a Material Adverse Effect, has occurred or arisen since September 22, 2021. (ix) The Borrower shall have provided evidence to the WIFIA Lender’s satisfaction of the assignment by at least one (1) Nationally Recognized Rating Agency of a public Investment Grade Rating to the Parity Lien Obligations then Outstanding and any Parity Lien Obligations proposed to be issued for the Project (including the WIFIA Loan), along with a certification in the Closing Certificate that no such rating has been reduced, withdrawn or suspended as of the Effective Date. (x) The Borrower shall have delivered to the WIFIA Lender a Base Case Financial Model in form and substance acceptable to the WIFIA Lender, along with a certification in the Closing Certificate that such Base Case Financial Model (A) demonstrates that projected Gross Revenues are sufficient to meet the Loan Amortization Schedule, (B) demonstrates compliance with the Rate Covenant for each Borrower Fiscal DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 29 Year through the Final Maturity Date; (C) reflects principal amortization and interest payment schedules acceptable to the WIFIA Lender and (D) demonstrates that the Borrower has developed, and identified adequate revenues to implement, a plan for operating, maintaining and repairing the Project over the useful life of the Project. (xi) Prior to the Effective Date, the Borrower shall have delivered to the WIFIA Lender the Public Benefits Report. (xii) The Borrower shall have provided the WIFIA Lender records of any Eligible Project Costs incurred prior to the Effective Date, in form and substance satisfactory to the WIFIA Lender. (xiii) The Borrower shall have paid in full all invoices delivered by the WIFIA Lender to the Borrower as of the Effective Date for the fees and expenses of the WIFIA Lender’s counsel and financial advisors and any auditors or other consultants retained by the WIFIA Lender for the purposes hereof. (xiv) The Borrower shall have delivered such other agreements, documents, instruments, opinions and other items required by the WIFIA Lender, all in form and substance satisfactory to the WIFIA Lender. (b) Conditions Precedent to Disbursements. Notwithstanding anything in this Agreement to the contrary, the WIFIA Lender shall have no obligation to make any disbursement of loan proceeds to the Borrower (including the initial disbursement hereunder) until each of the following conditions precedent has been satisfied or waived in writing by the WIFIA Lender in its sole discretion: (i) The Borrower shall have provided to the WIFIA Lender evidence satisfactory to the WIFIA Lender that (A) the aggregate amount of all disbursements of the WIFIA Loan (including the requested disbursement but excluding any interest that is capitalized in accordance with the terms hereof) shall not exceed (1) the amount of the WIFIA Loan, (2) the amount of Eligible Project Costs paid or incurred by the Borrower, and (3) the cumulative disbursements through the end of the current Federal Fiscal Year as set forth in the Anticipated WIFIA Loan Disbursement Schedule; (B) the Borrower has sufficient available funds committed to the Project, which together with funds that remain available and not yet drawn under the WIFIA Loan, will be sufficient to pay the reasonably anticipated remaining Total Project Costs; and (C) the total federal assistance provided to the Project, including the maximum principal amount of the WIFIA Loan (excluding any interest that is capitalized in accordance with the terms hereof), does not exceed eighty percent (80%) of Total Project Costs. (ii) To the extent required as of the date of the requested disbursement, the Borrower shall have provided an Updated Financial Model/Plan in compliance with the requirements of Section 16(a) (Reporting Requirements – Updated Financial Model/Plan). (iii) The Borrower shall have delivered to the WIFIA Lender a Requisition that complies with the provisions of Section 4 (Disbursement Conditions) (including satisfactory Eligible Project Costs Documentation relating to such Requisition), DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 30 and the WIFIA Lender shall have approved (or be deemed to have approved in accordance with Section 4(b) (Disbursement Conditions)) such Requisition. The Borrower’s Authorized Representative shall also certify in such Requisition that: (A) all Governmental Approvals necessary as of the time of such disbursement for the development, construction, operation and maintenance of the Project have been issued and are in full force and effect (and are not subject to any notice of violation, breach or revocation); (B) each of the insurance policies obtained by the Borrower and by any applicable Construction Contractor in satisfaction of the conditions in Section 14(f) (Affirmative Covenants – Insurance) is in full force and effect, and no notice of termination thereof has been issued by the applicable insurance provider; (C) at the time of, and immediately after giving effect to, any disbursement of WIFIA Loan proceeds then currently requested, (1) no Default or Event of Default hereunder shall have occurred and be continuing, (2) no event of default or default that, with the giving of notice or the passage of time or both, would constitute an event of default, in each case, under any other Related Document, shall have occurred and be continuing and (3) no Material Adverse Effect, or any event or condition that could reasonably be expected to result in a Material Adverse Effect, shall have occurred since the Effective Date; (D) (1) the Borrower, and each of its contractors and subcontractors at all tiers with respect to the Project, has complied with all applicable laws, rules, regulations and requirements, including without limitation 40 U.S.C. §§ 3141–3144, 3146, and 3147 (relating to Davis-Bacon Act requirements) (and regulations relating thereto) and 33 U.S.C. § 3914 (relating to American iron and steel products), and (2) supporting documentation, such as certified payroll records and certifications for all iron and steel products used for the Project, are being maintained and are available for review upon request by the WIFIA Lender; and (E) the representations and warranties of the Borrower set forth in this Agreement (including Section 12 (Representations and Warranties of Borrower)) and in each other Related Document shall be true and correct as of each date on which any disbursement of the WIFIA Loan is made, except to the extent such representations and warranties expressly relate to an earlier date (in which case, such representations and warranties shall be true and correct as of such earlier date). (iv) To the extent necessary to make the corresponding representations and warranties true, correct and complete as of the date of the applicable disbursement, the Borrower shall have delivered an updated version, in form and substance satisfactory to the WIFIA Lender, of Schedule 12(p) (Environmental Matters). (v) To the extent not previously delivered to the WIFIA Lender, the Borrower shall have delivered to the WIFIA Lender copies of any Parity Issuance Documents (including any amendment, waiver, modification or supplement thereto) DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 31 entered into after the Effective Date, along with a certification in the Requisition that each such document is complete, fully executed and in full force and effect. (vi) The Borrower shall have paid in full (A) any outstanding Servicing Fees due and payable under Section 10 (Fees and Expenses) and (B) all invoices received from the WIFIA Lender as of the date of disbursement of the WIFIA Loan and delivered by the WIFIA Lender to the Borrower, for the fees and expenses of the WIFIA Lender’s counsel and financial advisors and any auditors or other consultants retained by the WIFIA Lender for the purposes hereof. ARTICLE IV REPRESENTATIONS AND WARRANTIES Section 12. Representations and Warranties of Borrower. The Borrower hereby represents and warrants that, as of the Effective Date and, as to each of the representations and warranties below other than those contained in Section 12(b) (Representations and Warranties of Borrower – Officers’ Authorization), and Section 12(k) (Representations and Warranties of Borrower – Credit Ratings), as of each date on which any disbursement of the WIFIA Loan is requested or made: (a) Organization; Power and Authority. The Borrower is a municipal corporation duly organized and validly existing under its Organizational Documents and the laws of the State, has full legal right, power and authority to do business in the State and to enter into the Related Documents then in existence, to execute and deliver this Agreement and the WIFIA Bond, and to carry out and consummate all transactions contemplated hereby and thereby and has duly authorized the execution, delivery and performance of this Agreement, the WIFIA Bond, and the Related Documents. The Borrower maintains the Sewer Utility System as part of its “enterprise” within the meaning of Article X, Section 20 of the Colorado Constitution, and the meaning of Title 37, Article 45.1, C.R.S. (b) Officers’ Authorization. As of the Effective Date, the officers of the Borrower executing (or that previously executed) the Related Documents, and any certifications or instruments related thereto, to which the Borrower is a party are (or were at the time of such execution) duly and properly in office and fully authorized to execute the same. (c) Due Execution; Enforceability. Each of the Related Documents in effect as of any date on which this representation and warranty is made, and to which the Borrower is a party has been duly authorized, executed and delivered by the Borrower and constitutes the legal, valid and binding agreement of the Borrower enforceable against the Borrower in accordance with its terms, except as such enforceability (i) may be limited by applicable bankruptcy, insolvency, reorganization, moratorium or similar laws affecting the rights of creditors generally and (ii) is subject to general principles of equity (regardless of whether enforceability is considered in equity or at law). (d) Non-Contravention. The execution and delivery of the Related Documents to which the Borrower is a party, the consummation of the transactions contemplated by the Related Documents, and the fulfillment of or compliance with the terms and conditions of all of DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 32 the Related Documents, will not (i) conflict with the Borrower’s Organizational Documents, (ii) conflict in any material respect with, or constitute a violation, breach or default (whether immediately or after notice or the passage of time or both) by the Borrower of or under, any applicable law, administrative rule or regulation, any applicable court or administrative decree or order, or any indenture, mortgage, deed of trust, loan agreement, lease, contract or other agreement or instrument to which the Borrower is a party or by which it or its properties or assets are otherwise subject or bound, or (iii) result in the creation or imposition of any prohibited Lien, charge or encumbrance of any nature whatsoever upon any of the property or assets of the Borrower. (e) Consents and Approvals. No consent or approval of any trustee, holder of any indebtedness of the Borrower or any other Person, and no consent, permission, authorization, order or license of, or filing or registration with, any Governmental Authority is necessary in connection with (i) the execution and delivery by the Borrower of the Related Documents, except as have been obtained or made and as are in full force and effect, or (ii) (A) the consummation of any transaction contemplated by any Related Documents or (B) the fulfillment of or compliance by the Borrower with the terms and conditions of any of the Related Documents, except as have been obtained or made and as are in full force and effect or as are ministerial in nature and can reasonably be expected to be obtained or made in the ordinary course on commercially reasonable terms and conditions when needed. (f) Litigation. [Except as set forth in Schedule 12(f) (Litigation), t][T]here is no action suit, proceeding or, to the knowledge of the Borrower, any inquiry or investigation, in any case before or by any court or other Governmental Authority pending or, to the knowledge of the Borrower, threatened against or affecting, the Sewer Utility System, the Project, the South Platte Renew Plant or the ability of the Borrower to execute, deliver and perform its obligations under the Related Documents or that in any case could reasonably be expected to result in a Material Adverse Effect. (g) Security Interests. (i) The WIFIA Ordinance and Title 31, Article 35, Part 4, C.R.S., Title 37, Article 45.1, C.R.S. and Title 11, Article 57, Part 2, C.R.S. establish, and (ii) the Borrower has taken all necessary action to pledge, assign, and grant, in each case in favor of the WIFIA Lender, legal, valid, binding and enforceable Liens on the Pledged Property purported to be created, pledged, assigned, and granted pursuant to and in accordance with the WIFIA Ordinance, irrespective of whether any Person has notice of the pledge and without the need for any physical delivery, recordation, filing, or further act, and the security interests created in the Pledged Property have been duly perfected under applicable State law. Such Liens are in full force and effect and are not subordinate or junior to any other Liens in respect of the Pledged Property except for the Permitted Liens, and not pari passu with any obligations other than the Parity Lien Obligations. The Borrower is not in breach of any covenants set forth in Section 14(b) (Affirmative Covenants – Securing Liens) or in the WIFIA Ordinance with respect to the matters described in Section 14(b) (Affirmative Covenants – Securing Liens). As of the Effective Date and as of each other date this representation and warranty is made, (i) all documents and instruments have been recorded or filed for record in such manner and in such places as are required and all other action as is necessary or desirable has been taken to establish a legal, valid, binding, and enforceable[and perfected Lien on the Pledged Property in favor of the Secured Parties to the extent contemplated by the WIFIA Ordinance, and (ii) all taxes and filing fees that are due and payable in connection with the execution, delivery or recordation of the WIFIA Ordinance or any instruments, certificates DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 33 or financing statements in connection with the foregoing, have been paid. Neither the attachment, perfection, validity, enforceability nor priority of the security interest in the Pledged Property granted pursuant to the WIFIA Ordinance is governed by Article 9 of the UCC. (h) No Debarment. The Borrower has fully complied with its verification obligations under 2 C.F.R. § 180.320 and confirms, based on such verification, that, to its knowledge, neither the Borrower nor any of its principals (as defined in 2 C.F.R. § 180.995 and supplemented by 2 C.F.R 1532.995) is debarred, suspended or voluntarily excluded from participation in Government contracts, procurement or non-procurement matters or delinquent on a Government debt as more fully set forth in the certificate delivered pursuant to Section 11(a)(vi) (Conditions Precedent – Conditions Precedent to Effectiveness). (i) Accuracy of Representations and Warranties. The representations, warranties and certifications of the Borrower set forth in this Agreement and the other Related Documents are true, correct, and complete, except to the extent such representations and warranties expressly relate to an earlier date (in which case, such representations and warranties shall be true, correct, and complete as of such earlier date). (j) Compliance with Laws. (i) The Borrower is the counterparty to each Construction Contractor under the Construction Contracts and no construction activity (such as demolition site preparation, civil works construction, installation, remediation, refurbishment, rehabilitation, or removal and replacement services) associated with the Project is or will be separately undertaken by the City of Littleton. (ii) The Borrower, and each of its contractors and subcontractors at all tiers with respect to the Project, has complied with all applicable laws, rules, regulations and requirements, including without limitation 40 U.S.C. §§3141–3144, 3146, and 3147 (relating to Davis-Bacon Act requirements) (and regulations relating thereto) and 33 U.S.C. § 3914 (relating to American iron and steel products). (iii) To ensure such compliance, the Borrower has included in all contracts with respect to the Project (A) the contract clauses relating to the Davis-Bacon Act requirements that are set forth in the Code of Federal Regulations, Title 29 Part 5.5 and (B) requirements that its contractor(s) (1) shall comply with all applicable laws, rules, regulations, and requirements set forth in this Section 12(j) and follow applicable federal guidance and (2) incorporate in all subcontracts (and cause all subcontractors to include in lower tier subcontracts) such terms and conditions as are required to be incorporated therein by any applicable laws, rules, regulations and requirements set forth in this Section 12(j) (including without limitation with respect to the Davis-Bacon Act requirements). (iv) None of the Borrower nor, to the knowledge of the Borrower, any Construction Contractor, is (A) a Sanctioned Person or (B) in violation of or, since the date that is five (5) years prior to the Effective Date, has violated: (1) any applicable Anti- Money Laundering Laws; (2) any applicable Sanctions; (3) any applicable Anti-Corruption Laws; or (4) any applicable anti-drug trafficking, anti-terrorism, or anti-corruption laws, DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 34 civil or criminal. There are no pending or, to the knowledge of the Borrower, threatened claims or investigations by any Governmental Authority against, or any internal investigations conducted by, the Borrower or any Construction Contractor, with respect to any possible or alleged violations of any Sanctions, Anti-Money Laundering Laws, Anti- Corruption Laws, or any anti-drug trafficking or anti-terrorism laws. No use of proceeds of the WIFIA Loan or any other transaction contemplated by this Agreement or any other Related Document will violate any applicable Sanctions, Anti-Money Laundering Laws, or Anti-Corruption Laws, or any applicable anti-drug trafficking or anti-terrorism laws. (k) Credit Ratings. The WIFIA Loan and the Parity Lien Obligations then Outstanding have received a public Investment Grade Rating from at least one (1) Nationally Recognized Rating Agency, written evidence of such rating has been provided to the WIFIA Lender prior to the Effective Date, and such rating has not been reduced, withdrawn or suspended as of the Effective Date. (l) No Defaults. No Default or Event of Default, and no default or event of default by the Borrower under any Related Document, has occurred and is continuing. (m) Governmental Approvals. All Governmental Approvals required as of the Effective Date and any subsequent date on which this representation is made (or deemed made) for the undertaking and completion by the Borrower of the Project and the operation and management of the Sewer Utility System, have been obtained or effected and are in full force and effect and there is no basis for, nor proceeding that is pending or threatened that could reasonably be expected to result in, the revocation of any such Governmental Approval. (n) Construction Contracts. Schedule 12(n) (Existing Construction Contracts) sets forth a list of the Existing Construction Contracts as of the Effective Date. With respect to each Construction Contract executed as of any date on which this representation and warranty is made, such Construction Contract is in full force and effect. (o) Information. The information furnished by, or on behalf of, the Borrower to the WIFIA Lender, when taken as a whole, is true and correct in all material respects (other than for projections and other forward-looking statements contained in the Base Case Financial Model and any Updated Financial Model/Plan which have been made in good faith and based on reasonable assumptions) and does not contain any untrue statement of a material fact or omit to state any material fact necessary to make the statements contained therein not misleading as of the date made or furnished. (p) Environmental Matters. [Except as set forth in Schedule 12(p) (Environmental Matters), e][E]ach of the Borrower and, to the Borrower’s knowledge, each Construction Contractor, is in compliance with all laws applicable to the Sewer Utility System (including the Project) relating to (i) air emissions, (ii) discharges to surface water or ground water, (iii) noise emissions, (iv) solid or liquid waste disposal, (v) the use, generation, storage, transportation or disposal of toxic or hazardous substances or wastes, (vi) biological resources (such as threatened and endangered species), and (vii) other environmental, health or safety matters, including all laws applicable to the Sewer Utility System (including the Project) (collectively, the “Environmental Laws”). All Governmental Approvals for the Project relating DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 35 to Environmental Laws have been, or, when required, will be, obtained and are (or, as applicable, will be) in full force and effect. [Except as set forth in Schedule 12(p) (Environmental Matters), t][T]he Borrower has not received any written communication or notice, whether from a Governmental Authority, employee, citizens group, or any other Person, that alleges that the Borrower is not in full compliance with all Environmental Laws and Governmental Approvals relating thereto in connection with the Project and, to the Borrower’s knowledge, there are no circumstances that may prevent or interfere with full compliance in the future by the Borrower with any such Environmental Law or Governmental Approval. The Borrower has provided to the WIFIA Lender all material assessments, reports, results of investigations or audits, and other material information in the possession of or reasonably available to the Borrower regarding the Borrower’s or the Project’s compliance with (A) Environmental Laws and (B) Governmental Approvals that are required for the Project and relate to Environmental Laws. (q) Sufficient Rights. The Borrower possesses either valid legal and beneficial title to, leasehold title in, or other valid legal rights with respect to the real property relating to the Sewer Utility System (including the Project), in each case as is necessary and sufficient as of the date this representation is made for the construction, operation, maintenance and repair of the Sewer Utility System (including the Project). As of any date on which this representation and warranty is made, the Joint Use Agreement, the Construction Contracts then in effect and the Governmental Approvals that have been obtained and are then in full force and effect create rights in the Borrower sufficient to enable the Borrower to own, construct, operate, maintain and repair the Project, and to perform its obligations under the Construction Contracts to which it is a party; provided, that the South Platte Renew Plant is jointly owned by the Borrower and the City of Littleton pursuant to the Joint Use Agreement. (r) Insurance. The Borrower is in compliance with all insurance obligations required under each Construction Contract and the other Related Documents as of the date on which this representation and warranty is made. To the extent the Borrower self-insures, the Borrower’s self-insurance program is actuarially sound. (s) No Liens. Except for Permitted Liens, the Borrower has not created, and is not under any obligation to create, and has not entered into any transaction or agreement that would result in the imposition of, any Lien on the Pledged Property, the Sewer Utility System, the Project, the Gross Revenues, or the properties or assets in relation to the Project. (t) Financial Statements. Each income statement, balance sheet and statement of operations and cash flows (collectively, “Financial Statements”) delivered to the WIFIA Lender pursuant to Section 16(b) (Reporting Requirements – Annual Financial Statements) has been prepared in accordance with GAAP and presents fairly, in all material respects, the financial condition of the Borrower as of the respective dates of the balance sheets included therein and the results of operations of the Borrower for the respective periods covered by the statements of income included therein. Except as reflected in such Financial Statements, there are no liabilities or obligations of the Borrower of any nature whatsoever for the period to which such Financial Statements relate that are required to be disclosed in accordance with GAAP. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 36 (u) Securities Laws. Under existing law, the WIFIA Bond may be issued and sold without registration under the Securities Act of 1933, as amended, and any state blue sky laws. (v) Taxes. The Borrower is not required to file tax returns with any Governmental Authority. (w) Sufficient Funds. The amount of the WIFIA Loan, when combined with all other funds committed for the development and construction of the Project as set forth under the various sources of funds in the Base Case Financial Model and the Project Budget will be sufficient to carry out the Project, pay all Total Project Costs anticipated for the development and construction of the Project and achieve Substantial Completion by the Projected Substantial Completion Date. (x) Sovereign Immunity. The Borrower either has no immunity from the jurisdiction of any court of competent jurisdiction or from any legal process therein which could be asserted in any action to enforce the obligations of the Borrower under any of the WIFIA Loan Documents to which it is a party or the transactions contemplated hereby or thereby, including the obligations of the Borrower hereunder and thereunder, or, to the extent that the Borrower has such immunity, the Borrower has waived such immunity pursuant to Section 14(n) (Affirmative Covenants – Immunity). (y) Patriot Act. The Borrower is not required to establish an anti-money laundering compliance program pursuant to the Patriot Act. (z) No Federal Debt. The Borrower has no delinquent federal debt (including tax liabilities but excluding any delinquencies that have been resolved with the appropriate federal agency in accordance with the standards of the Debt Collection Improvement Act of 1996). (aa) Joint Use Agreement. As of the Effective Date and as of each date on which this representation and warranty is made (i) the Borrower has delivered to the WIFIA Lender a fully executed, complete and correct copy of the Joint Use Agreement, including any amendments or modifications thereto, (ii) the Joint Use Agreement is in full force and effect, (iii) no event has occurred that gives the Borrower or, to the Borrower’s knowledge, the City of Littleton, the right to terminate the Joint Use Agreement, (iv) the Borrower is not in breach of any material term in or in default under the Joint Use Agreement and (v) to the knowledge of the Borrower, the City of Littleton is not in breach of any material term in or in default under the Joint Use Agreement. Section 13. Representations and Warranties of WIFIA Lender. The WIFIA Lender represents and warrants that: (a) Power and Authority. The WIFIA Lender has all requisite power and authority to make the WIFIA Loan and to perform all transactions contemplated by the Related Documents to which it is a party. (b) Due Execution; Enforceability. The Related Documents to which it is a party have been duly authorized, executed and delivered by the WIFIA Lender, and are legally valid and binding agreements of the WIFIA Lender, enforceable in accordance with their terms. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 37 (c) Officers’ Authorization. The officers of the WIFIA Lender executing each of the Related Documents to which the WIFIA Lender is a party are duly and properly in office and fully authorized to execute the same on behalf of the WIFIA Lender. ARTICLE V COVENANTS Section 14. Affirmative Covenants. The Borrower covenants and agrees as follows until the date the WIFIA Bond and the Obligations of the Borrower under this Agreement (other than contingent indemnity obligations) are irrevocably paid in full in immediately available funds, unless the WIFIA Lender waives compliance in writing: (a) Rate Covenant. (i) The Borrower shall establish and collect rates and charges for the use or the sale of the products and services of the Sewer Utility System, which together with other moneys available therefor, are expected to produce Gross Revenues for each Borrower Fiscal Year which will be at least sufficient for such Borrower Fiscal Year to pay the sum of (A) all amounts estimated to be required to pay Operation and Maintenance Expenses during such Borrower Fiscal Year; (B) a sum equal to 115% of the debt service due and payable on the Parity Lien Obligations for such Borrower Fiscal Year, (C) a sum equal to 100% of the debt service due and payable on any Subordinate Lien Obligations for such Borrower Fiscal Year; (D) any amount required to restore any shortfalls in the O&M Reserve Requirement for the Borrower Fiscal Year; and (E) all other amounts which the Borrower may be required by law or contract to pay through the Gross Revenues for such Borrower Fiscal Year, including any amount required to be paid into any debt service reserve account (collectively, the “Rate Covenant”). (ii) In the event that Gross Revenues collected during a Borrower Fiscal Year are not sufficient to meet the Rate Covenant, the Borrower shall, within 90 days of the end of such Borrower Fiscal Year, cause a Technical and Rate Consultant to prepare a rate study for the purpose of recommending a schedule of rates, fees and charges for the use of the Sewer Utility System which in the opinion of the Technical and Rate Consultant conducting the study will be sufficient to provide Gross Revenues to be collected in the next succeeding Borrower Fiscal Year which will provide compliance with the Rate Covenant. Such a study shall be delivered to the WIFIA Lender. The Borrower shall within six (6) months of receipt of such study, adopt rates, fees and charges for the use of the Sewer Utility System, based upon the recommendations contained in such study, which will provide for compliance with the Rate Covenant. (b) Securing Liens. The Borrower shall at any and all times, to the extent permitted by law, pass, make, do, execute, acknowledge and deliver, all and every such further resolutions, acts, deeds, conveyances, assignments, transfers and assurances as may be necessary or desirable in connection with assuring, conveying, granting, assigning, securing and confirming the Liens on the Pledged Property (whether now existing or hereafter arising) granted to the WIFIA Lender for its benefit pursuant to the WIFIA Ordinance, or intended so to be granted pursuant to DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 38 the WIFIA Ordinance, or which the Borrower may become bound to grant, and the Borrower shall at all times maintain the Pledged Property free and clear of any pledge, Lien, charge or encumbrance thereon or with respect thereto that has priority over, or equal rank with, the Liens created by the WIFIA Ordinance, other than as permitted by this Agreement, and all organizational, regulatory or other necessary action on the part of the Borrower to that end shall be duly and validly taken at all times. The Borrower shall at all times, to the extent permitted by law, defend, preserve and protect the Liens on the Pledged Property granted pursuant to the WIFIA Ordinance and for the benefit of the WIFIA Lender under the WIFIA Ordinance against all claims and demands of all Persons whomsoever, subject to Permitted Liens. (c) Use of Proceeds. The Borrower shall use the proceeds of the WIFIA Loan for purposes permitted by applicable law and as otherwise permitted under this Agreement and the other Related Documents. (d) Prosecution of Work; Verification Requirements. (i) The Borrower shall diligently prosecute the work relating to the Project and complete the Project in accordance with the Construction Schedule, the Governmental Approvals in connection with the Project and prudent industry practice. (ii) The Borrower shall comply with Subpart C of 2 C.F.R. Part 180, as supplemented by Subpart C of 2 C.F.R. Part 1532 (relating to debarment), including the verification requirements set forth in 2 C.F.R. §§ 180.300 and 180.320, and shall include in its contracts with respect to the Project similar terms or requirements for compliance. (e) Operations and Maintenance. The Borrower shall (i) operate and maintain the Sewer Utility System (including, but not limited to, the Project) (A) in a reasonable and prudent manner and (B) substantially in accordance with the Updated Financial Model/Plan most recently approved by the WIFIA Lender and (ii) maintain the Sewer Utility System (including the Project) in good repair, working order and condition and in accordance with the requirements of all applicable laws and each applicable Related Document. The Borrower shall at all times do or cause to be done all things necessary to obtain, preserve, renew, extend and keep in full force and effect the Governmental Approvals and any other rights, licenses, franchises, and authorizations material to the conduct of its business. (f) Insurance. (i) The Borrower shall at all times procure and maintain or cause to be maintained insurance on the Sewer Utility System and the construction of the Project, with responsible insurers, or as part of a reasonable system of self-insurance that is adequately funded, in such amounts and against such risks (including damage to or destruction of the Sewer Utility System) as are customarily maintained with respect to works and properties of like character against accident to, loss of, or damage to such works or properties. All policies of insurance required to be maintained herein shall, to the extent reasonably obtainable, provide that the WIFIA Lender shall be given thirty (30) days written notice of any intended cancellation thereof or reduction of coverage provided thereby. The Borrower shall cause each Construction Contractor to obtain and maintain builders risk and casualty DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 39 and liability insurance in accordance with the requirements of the applicable Construction Contract. (ii) The Borrower shall (by self-insuring or maintaining with responsible insurers or by a combination thereof) provide for workers’ compensation insurance for Borrower’s workers and insurance against public liability and property damage to the Sewer Utility System (including the Project) to the extent reasonably necessary to protect the Borrower and the WIFIA Lender. (iii) The Borrower shall cause all liability insurance policies that it maintains, other than workers’ compensation insurance, to reflect the WIFIA Lender as an additional insured to the extent of its insurable interest. (iv) Promptly upon request by the WIFIA Lender, the Borrower shall deliver to the WIFIA Lender copies of any underlying insurance policies obtained by or on behalf of the Borrower in respect of the Project. All such policies shall be available at all reasonable times for inspection by the WIFIA Lender, its agents and representatives. (v) The Borrower shall comply with the insurance requirements of the Parity Issuance Documents and shall deliver to the WIFIA Lender within thirty (30) days after receipt thereof any certifications or opinions provided to the Borrower pursuant to the Parity Issuance Documents with respect to the Borrower’s program of insurance or self- insurance. (g) Maintain Legal Structure. The Borrower shall maintain its existence as a municipal corporation organized and existing under its Organizational Documents and the laws of the State. The Borrower shall maintain the Sewer Utility System as part of its “enterprise” within the meaning of Article X, Section 20 of the Colorado Constitution, and the meaning of Title 37, Article 45.1, C.R.S. (h) Sewer Fund; Permitted Investments. (i) The Borrower shall maintain the Sewer Fund and the accounts and subaccounts established therein in accordance with the terms hereof and the WIFIA Ordinance. All Gross Revenues received shall be deposited into the Sewer Fund when and as received in trust for the benefit of the Bondholders, subject to the application of Gross Revenues to Operation and Maintenance Expenses, and shall be applied in accordance with Section 7(d) (Security and Priority; Flow of Funds). (ii) The Borrower shall maintain a reserve equal to the O&M Reserve Requirement. Such reserve may be in the form of an unassigned fund balance in the Sewer Fund or other unobligated cash or securities (i.e. capital reserves) or may be in a separate segregated account and shall be maintained as a continuing reserve for payment of any lawful purpose relating to the Sewer Utility System. If the O&M Reserve Requirement falls below the required amount, the shortfall shall be made up within twelve months in accordance with Section 14(a) (Rate Covenant). (iii) [Reserved]. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 40 (iv) Amounts on deposit in the Sewer Fund shall be held uninvested or invested in Permitted Investments. Permitted Investments must mature or be redeemable at the election of the holder at such times as may be necessary to ensure that funds will be available within the applicable account to be applied towards the purpose for which the applicable account has been established. (i) Compliance with Laws. (i) The Borrower shall, and shall require its contractors and subcontractors at all tiers with respect to the Project, to comply with all applicable laws, rules, regulations and requirements, including without limitation 40 U.S.C. §§3141-3144, 3146, and 3147 (relating to Davis-Bacon Act requirements) (and regulations relating thereto) and 33 U.S.C. §3914 (relating to American iron and steel products). (ii) To ensure such compliance, the Borrower shall include in all contracts with respect to the Project (A) the contract clauses relating to the Davis-Bacon Act requirements that are set forth in the Code of Federal Regulations, Title 29 Part 5.5 and (B) requirements that its contractor(s) (1) shall comply with all applicable laws, rules, regulations, and requirements set forth in this Section 14(i) and follow applicable federal guidance and (2) incorporate in all subcontracts (and cause all subcontractors to include in lower tier subcontracts) such terms and conditions as are required to be incorporated therein by any applicable laws, rules, regulations and requirements set forth in this Section 14(i) (including without limitation with respect to the Davis-Bacon Act requirements). (iii) The Borrower shall ensure that no use of proceeds of the WIFIA Loan or any other transaction contemplated by this Agreement or any other Related Document will violate any applicable Sanctions, Anti-Money Laundering Laws, or Anti- Corruption Laws, or any applicable anti-drug trafficking or anti-terrorism laws. (j) Material Obligations. The Borrower shall pay its material obligations promptly and in accordance with their terms and pay and discharge promptly all taxes, assessments and governmental charges or levies imposed upon it or upon the Gross Revenues or other assets of the Sewer Utility System, before the same shall become delinquent or in default, as well as all lawful and material claims for labor, materials and supplies or other claims which, if unpaid, might give rise to a Lien upon such properties or any part thereof or on the Gross Revenues or the Pledged Property; provided, however, that such payment and discharge shall not be required with respect to any such tax, assessment, charge, levy, claim or Lien so long as the validity or amount thereof shall be contested by the Borrower in good faith by appropriate proceedings and so long as the Borrower shall have set aside adequate reserves with respect thereto in accordance with and to the extent required by GAAP, applied on a consistent basis. (k) SAM Registration. The Borrower shall (i) obtain and maintain through the Final Disbursement Date an active registration status with the federal System for Award Management (www.SAM.gov) (or any successor system or registry) prior to the Effective Date and provide such registration information to the WIFIA Lender and (ii) within sixty (60) days prior to each anniversary of the Effective Date until the Final Disbursement Date, provide to the WIFIA DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 41 Lender evidence of such active registration status with no active exclusions reflected in such registration. (l) DUNS Number. The Borrower shall (i) obtain and maintain from Dun & Bradstreet (or a successor entity) a Data Universal Numbering System Number (a “DUNS Number”) prior to the Effective Date and provide such number to the WIFIA Lender and (ii) within sixty (60) days prior to each anniversary of the Effective Date, provide to the WIFIA Lender evidence of the continuing effectiveness of such DUNS Number, in each case until the Final Maturity Date or to such earlier date as all amounts due or to become due to the WIFIA Lender under this Agreement have been irrevocably paid in full in immediately available funds. (m) Events of Loss; Loss Proceeds. If an Event of Loss shall occur with respect to the Sewer Utility System (including the Project) or any part thereof, the Borrower shall (i) diligently pursue all of its rights to compensation against all relevant insurers, reinsurers and Governmental Authorities, as applicable, in respect of such Event of Loss and (ii) apply all Net Loss Proceeds in respect of such Event of Loss to repair, reconstruct, and/or replace the portion of the Sewer Utility System in respect of which the applicable Loss Proceeds were received. The Borrower shall begin such repair, reconstruction or replacement promptly after such damage or destruction shall occur, and shall continue and properly complete such repair, reconstruction or replacement as expeditiously as possible, and shall pay out of such Loss Proceeds all costs and expenses in connection with such repair, reconstruction or replacement so that the same shall be completed and the Sewer Utility System shall be free and clear of all claims and Liens. (n) Immunity. To the fullest extent permitted by applicable law, the Borrower agrees that it will not assert any immunity (and hereby waives any such immunity) it may have as a governmental entity from lawsuits, other actions and claims, and any judgments with respect to the enforcement of any of the obligations of the Borrower under this Agreement or any other WIFIA Loan Document. (o) Accounting and Audit Procedures. (i) The Borrower shall establish fiscal controls and accounting procedures sufficient to assure proper accounting for all (i) Gross Revenues, operating expenses, capital expenses, depreciation, reserves, debt issued and outstanding and debt payments and (ii) Project-related costs, WIFIA Loan requisitions submitted, WIFIA Loan proceeds received, payments made by the Borrower with regard to the Project, other sources of funding for the Project (including amounts paid from such sources for Project costs so that audits may be performed to ensure compliance with and enforcement of this Agreement). The Borrower shall use accounting, audit and fiscal procedures conforming to GAAP, including, with respect to the WIFIA Loan, accounting of principal and interest payments, disbursements, prepayments and calculation of interest and principal amounts Outstanding. (ii) The Borrower shall have a single or program-specific audit conducted in accordance with 2 C.F.R. Part 200 Subpart F and 31 U.S.C. § 7502 from (and including) the first Borrower Fiscal Year in which a Disbursement is made under this Agreement and annually thereafter to the extent required by applicable law, except to the DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 42 extent biennial audits are permitted for the Borrower pursuant to 2 C.F.R. § 200.504 and 31 U.S.C. § 7502(b). Upon reasonable notice, the Borrower shall cooperate fully in the conduct of any periodic or compliance audits conducted by the WIFIA Lender, or designees thereof, pursuant to 40 C.F.R. Part 35, 31 U.S.C. § 7503(b), or 31 U.S.C. § 6503(h) and shall provide full access to any books, documents, papers or other records that are pertinent to the Project or the WIFIA Loan, to the WIFIA Lender, or the designee thereof, for any such project or programmatic audit. (p) Access; Records. (i) So long as the WIFIA Loan or any portion thereof shall remain Outstanding and until five (5) years after the WIFIA Loan shall have been paid in full, the WIFIA Lender shall have the right, upon reasonable prior notice, to visit and inspect any portion of the Project, to examine books of account and records of the Borrower relating to the Project, to make copies and extracts therefrom at the Borrower’s expense, and to discuss the Borrower’s affairs, finances and accounts relating to the Project with, and to be advised as to the same by, its officers and employees and its independent public accountants (and by this provision the Borrower irrevocably authorizes its independent public accountants to discuss with the WIFIA Lender the affairs, finances and accounts of the Borrower, whether or not any representative of the Borrower is present, it being understood that nothing contained in this Section 14(p) is intended to confer any right to exclude any such representative from such discussions), all at such reasonable times and intervals as the WIFIA Lender may request. The Borrower agrees to pay all out-of-pocket expenses incurred by the WIFIA Lender in connection with the WIFIA Lender’s exercise of its rights under this Section 14(p) at any time when an Event of Default shall have occurred and be continuing. (ii) The Borrower shall maintain and retain all pertinent files relating to the Project and the WIFIA Lo an, as may be necessary for the WIFIA Lender to facilitate an effective and accurate audit and performance evaluation of the Project, until five (5) years after the later of the date on which (i) all rights and duties under this Agreement and under the WIFIA Bond (including payments) have been fulfilled and any required audits have been performed and (ii) any litigation relating to the Project, the WIFIA Loan or this Agreement is finally resolved or, if the WIFIA Lender has reasonable cause to extend such date, a date to be mutually agreed upon by the WIFIA Lender and the Borrower. The Borrower shall provide to the WIFIA Lender in a timely manner all records and documentation relating to the Project that the WIFIA Lender may reasonably request from time to time. (q) Joint Use Agreement. The Borrower shall comply with its obligations under the Joint Use Agreement and, to the extent necessary to ensure compliance with this Agreement, shall enforce all obligations of the City of Littleton under the Joint Use Agreement. The Borrower acknowledges and agrees that any failure to operate or maintain the South Platte Renew Plant in accordance with the covenants of this Agreement applicable to the Sewer Utility System will be a breach of such covenants, notwithstanding the City of Littleton’s ownership interest in the South Platte Renew Plant, any decisions of the supervisory committee established under the Joint Use DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 43 Agreement or any breach or failure of performance by the City of Littleton under the Joint Use Agreement. Section 15. Negative Covenants. The Borrower covenants and agrees as follows until the date the WIFIA Bond and the obligations of the Borrower under this Agreement (other than contingent indemnity obligations) are irrevocably paid in full in immediately available funds, unless the WIFIA Lender waives compliance in writing: (a) Indebtedness. (i) The Borrower may not create, incur or suffer to exist (A) any Obligations the payments of which are senior or prior in right to the payment by the Borrower of the Parity Lien Obligations, (B) any Obligations, the proceeds of which are applied to the funding of Total Project Costs, that are secured by a Lien on any assets or property of the Borrower other than the Pledged Property, or (C) while a Payment Default or a Bankruptcy Related Event has occurred and is continuing, any Additional Obligations, including Permitted Debt, without the prior written consent of the WIFIA Lender. All Additional Obligations shall be payable semi-annually as to interest, on February 1 and August 1 of each year, and as to principal, only on August 1 of any calendar year. (ii) Except as provided in clause (iv) of this Section 15(a), the Borrower shall not create, incur or suffer to exist any Additional Parity Lien Obligations unless the Net Revenues for any twelve (12) consecutive months out of the eighteen (18) months preceding the month in which such proposed Obligations are to be issued are at least equal to the sum of (A) 115% of the Maximum Annual Debt Service of (1) all Outstanding Parity Lien Obligations, including the WIFIA Bond and (2) such proposed Additional Parity Lien Obligations, and (B) 100% of the Maximum Annual Debt Service of all other indebtedness payable from the Pledged Property, including any Outstanding Subordinate Lien Obligations. Net Revenues determined pursuant to the preceding sentence may be adjusted to reflect any rate increases adopted prior to the issuance of such proposed Additional Parity Lien Obligations by adding to the actual Net Revenues for the twelve (12) consecutive month period an estimated sum equal to 100% of the estimated increase in Net Revenues which would have been realized during such period had such rate increase been in effect during all of such preceding period. (iii) The Borrower shall not issue any Additional Parity Lien Obligations that bear interest at a Variable Interest Rate, to the extent that such issuance would cause the principal amount of all Outstanding Variable Interest Rate Obligations to exceed twenty percent (20%) of the principal amount of all Outstanding Parity Lien Obligations. Any hedging termination payment obligations of the Borrower shall be fully subordinate and payable only pursuant to clause FIFTH of Section 7(d) (Security and Priority; Flow of Funds) in respect of the WIFIA Bond. (iv) The Borrower may issue Additional Parity Lien Obligations that will refund Outstanding Parity Lien Obligations, without compliance with the requirements in clause (ii) of this Section 15(a), only if the debt service payments on such refunding DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 44 Additional Parity Lien Obligations do not exceed the debt service payments on the refunded Parity Lien Obligations during any Borrower Fiscal Year. (v) The Borrower shall not create, incur or suffer to exist any Additional Subordinate Lien Obligations unless (A) the Net Revenues for any twelve (12) consecutive months out of the eighteen (18) months preceding the month in which such proposed Obligations are to be issued are at least equal to 100% of the Maximum Annual Debt Service on all Outstanding Obligations, including the WIFIA Bond, and the proposed Additional Subordinate Lien Obligations, and (B) such Additional Subordinate Lien Obligations are fully subordinated to the Parity Lien Obligations in priority of payment (as to both principal and interest), voting and priority of security interest in the Pledged Property, including with respect to payment from revenues and reserves and payment upon default of any such Additional Subordinate Lien Obligations. Net Revenues determined pursuant to the preceding sentence may be adjusted to reflect any rate increases adopted prior to the issuance of such proposed Additional Subordinate Lien Obligations by adding to the actual Net Revenues for the twelve (12) consecutive month period an estimated sum equal to 100% of the estimated increase in Net Revenues which would have been realized during such period had such rate increase been in effect during all of such preceding period. (vi) No Issuance Document entered into by the Borrower with respect to any Additional Obligations shall conflict with this Agreement or the WIFIA Ordinance, including with respect to priority, voting rights or the flow of funds set forth in Section 7(d) (Security and Priority; Flow of Funds) and in the WIFIA Ordinance. (b) No Lien Extinguishment or Adverse Amendments. The Borrower shall not, and shall not permit any Person to, without the prior written consent of the WIFIA Lender, (i) extinguish the Rate Covenant; (ii) extinguish or impair the Liens on the Pledged Property or any dedicated source of repayment of the WIFIA Loan or any other Obligations (the proceeds of which are applied to fund Total Project Costs), in each case granted pursuant to the Parity Issuance Documents, (iii) amend, modify, replace or supplement any Related Document or permit a waiver of any provision thereof in a manner that could adversely affect the WIFIA Lender or could reasonably be expected to result in a Material Adverse Effect, or (iv) terminate, assign or replace any Related Document in a manner that could adversely affect the WIFIA Lender or could reasonably be expected to have a Material Adverse Effect. (c) No Prohibited Liens. Except for Permitted Liens, the Borrower shall not create, incur, assume or permit to exist any Lien on the Project, the Pledged Property, the Gross Revenues, or the Borrower’s respective rights therein. (d) Restricted Payments and Transfers. The Borrower shall not permit Gross Revenues or other assets of the Sewer Utility System, or any funds in any accounts held by or on behalf of the Borrower in respect of the Gross Revenues, including the Sewer Fund, to be paid or transferred or otherwise applied for purposes other than ownership, operation or maintenance of the Sewer Utility System. (e) No Prohibited Sale, Lease or Assignment. The Borrower shall not sell, lease or assign its rights in and to the Sewer Utility System, a substantial portion of the assets included DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 45 in the Sewer Utility System, or its rights and obligations under the Joint Use Agreement, in each case unless such sale, lease or assignment (i) could not reasonably be expected to have a Material Adverse Effect and (ii) is made by the Borrower in the ordinary course of business. (f) Fiscal Year. The Borrower shall not at any time adopt any fiscal year other than the Borrower Fiscal Year, except with thirty (30) days’ prior written notice to the WIFIA Lender. (g) Mergers and Acquisitions. The Borrower shall not, and shall not agree to, reorganize, consolidate with or merge into another Person unless (i) such reorganization, merger or consolidation is with or into another entity established by State law and such reorganization, merger or consolidation is mandated by State law, and in each case, does not adversely affect or impair to any extent or in any manner (A) the Gross Revenues or other elements of the Pledged Property or (B) the availability of the Gross Revenues for the payment and security of the obligations of the Borrower under this Agreement; and (ii) the Borrower provides to the WIFIA Lender, no later than sixty (60) days prior to the date of reorganization, consolidation or merger, prior written notice of such reorganization, consolidation or merger and the agreements and documents authorizing the reorganization, consolidation or merger, satisfactory in form and substance to the WIFIA Lender. In addition, the Borrower shall provide all information concerning such reorganization, consolidation or merger as shall have been reasonably requested by the WIFIA Lender. (h) Hedging. Other than interest rate hedging transactions permitted under the Issuance Documents, the Borrower shall not enter into any swap or hedging transaction, including any such transaction that is speculative or creates extraordinary leverage or risk, without the prior written consent of the WIFIA Lender. Section 16. Reporting Requirements. (a) Updated Financial Model/Plan. (i) The Borrower shall provide to the WIFIA Lender not later than one hundred eighty (180) days after the end of each Borrower Fiscal Year, an Updated Financial Model/Plan. The Updated Financial Model/Plan shall reflect the Borrower’s reasonable expectations, using assumptions that the Borrower believes to be reasonable, and include: (1) the Borrower’s capital improvement plan, major maintenance plan, projected rates and charges, projected debt outstanding and annual debt service, projected Gross Revenues and projected Operation and Maintenance Expenses for a reasonable projection period consistent with the Borrower’s operating and financial planning and demonstrating that the Borrower has developed and identified adequate revenues to implement a plan for operating, maintaining, and repairing the Project; (2) evidence of compliance with the Rate Covenant for the most recent Borrower Fiscal Year for which the Borrower’s financial statements are available and the projected debt service coverage ratios (including projected Rate Covenant coverages) through the Forecast Period; and (3) DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 46 a written narrative identifying any material changes to the underlying assumptions from the previous Updated Financial Model/Plan. (b) Annual Financial Statements. The Borrower shall deliver to the WIFIA Lender, as soon as available, but no later than one hundred eighty (180) days after the end of each Borrower Fiscal Year, a copy of the audited income statement and balance sheet of the Borrower as of the end of such Borrower Fiscal Year and the related audited statements of operations and of cash flow of the Borrower for such Borrower Fiscal Year, (i) setting forth in each case in comparative form the figures for the previous fiscal year, (ii) certified without qualification or exception, or qualification as to the scope of the audit, by an independent public accounting firm selected by the Borrower and (iii) which shall be complete and correct in all material respects and shall be prepared in reasonable detail and in accordance with GAAP applied consistently throughout the periods reflected therein (except, with respect to the annual financial statements, for changes approved or required by the independent public accountants certifying such statements and disclosed therein). (c) Final Design Specifications. The Borrower shall deliver to the WIFIA Lender, prior to prior to bid advertisement, a copy of the final specifications relating to the development and construction of the Project (or such sub-project or component, as the case may be), demonstrating compliance with all applicable federal requirements and including a summary of the scope of work thereunder. (d) Construction Reporting. The WIFIA Lender shall have the right in its sole discretion to monitor (or direct its agents to monitor) the development of the Project, including environmental compliance, design, and construction of the Project. The Borrower shall be responsible for administering construction oversight of the Project in accordance with applicable federal, state and local governmental requirements. The Borrower agrees to cooperate in good faith with the WIFIA Lender in the conduct of such monitoring by promptly providing the WIFIA Lender with such reports, Construction Contracts, documentation or other information as shall be requested by the WIFIA Lender or its agents, including any independent engineer reports, documentation or information. During the period through Substantial Completion of the Project, the Borrower shall furnish to the WIFIA Lender, on a quarterly basis, a report on the status of the Project, substantially in the form of Exhibit J (Form of Quarterly Report). The report shall be executed by the Borrower’s Authorized Representative and, for any quarter, shall be delivered to the WIFIA Lender within thirty (30) days of the following quarter (or if such day is not a Business Day, on the next following Business Day). If the then-current projection for the Substantial Completion Date is a date later than the Projected Substantial Completion Date, the Borrower shall provide in such report a description in reasonable detail to the reasonable satisfaction of the WIFIA Lender of the reasons for such projected delay, an estimate of the impact of such delay on the capital and operating costs of the Sewer Utility System (if any), and that the new date could not reasonably be expected to result in a Material Adverse Effect. (e) Public Benefits Report. The Borrower shall deliver to the WIFIA Lender a report, in the form of Exhibit K (Form of Public Benefits Report) (the “Public Benefits Report”), (i) prior to the Effective Date, (ii) within ninety (90) days following the Substantial Completion Date and (iii) within ninety (90) days following the fifth (5th) anniversary of the Substantial DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 47 Completion Date. The Borrower agrees that information described under this Section 16(e) may be made publicly available by the WIFIA Lender at its discretion. (f) Quarterly Certification of Eligible Project Costs. If requested by the WIFIA Lender, on a basis not more frequently than quarterly, the Borrower shall submit to the WIFIA Lender, concurrently with the delivery of the construction monitoring report pursuant to Section 16(d), a certificate, in the form of Exhibit D-2 (Form of Certification of Eligible Project Costs Documentation), signed by the Borrower’s Authorized Representative, and attaching Eligible Project Costs Documentation as applicable. If there are no applicable Eligible Project Costs for such quarter, the Borrower may notify the WIFIA Lender by written confirmation of the same by email in accordance with Section 31 (Notices) of the WIFIA Loan Agreement. Within sixty (60) days following the receipt of such certificate and accompanying Eligible Project Costs Documentation (if applicable), the WIFIA Lender shall notify the Borrower confirming (i) which Eligible Project Costs incurred by the Borrower set forth in the certification have been approved or denied (and, if denied, the reasons therefor) and (ii) the cumulative amount of Eligible Project Costs that have been approved as of the date of such notice. Any such approved amounts of Eligible Project Costs shall then be deemed to be available for Disbursement at such time as the Borrower submits a Requisition in respect of such approved amounts in accordance with Section 4 (Disbursement Conditions). (g) Operations and Maintenance. The WIFIA Lender shall have the right, in its sole discretion, to monitor (or direct its agents to monitor) the Project’s operations and, as the WIFIA Lender may request from time to time, to receive reporting on the operation and management of the Project, and copies of any contracts relating to the operation and maintenance of the Project. The Borrower agrees to cooperate in good faith with the WIFIA Lender in the conduct of such monitoring by promptly providing the WIFIA Lender with such reports, documentation, or other information requested by the WIFIA Lender. The WIFIA Lender has the right, in its sole discretion, to retain such consultants or advisors, to carry out the provisions of this Section 16(g). (h) Notices. (i) The Borrower shall, within fifteen (15) days after the Borrower learns of the occurrence, give the WIFIA Lender notice of any of the following events or receipt of any of the following notices, as applicable, setting forth details of such event: (A) Substantial Completion: the occurrence of Substantial Completion, such notice to be provided in the form set forth in Exhibit I (Form of Certificate of Substantial Completion); (B) Defaults; Events of Default: any Default or Event of Default; (C) Litigation: (1) the filing of any litigation, suit or action, or the commencement of any proceeding, against the Borrower before any arbitrator, Governmental Authority, alternative dispute resolution body, or other neutral third-party that, in each case, could reasonably be expected to have a Material Adverse Effect, and (2) any final, non-appealable judgment related to the Pledged Property entered against Borrower; DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 48 (D) Delayed Governmental Approvals: any failure to receive or delay in receiving any Governmental Approval or making any required filing, notice, recordation or other demonstration to or with a Governmental Authority, in each case to the extent such failure or delay will or could reasonably be expected to result in a delay to any major milestone date (including the Projected Substantial Completion Date) set forth in the Construction Schedule, together with a written explanation of the reasons for such failure or delay and the Borrower’s plans to remedy or mitigate the effects of such failure or delay; (E) Environmental Notices: any material notice of violation related to the Project or any material change to the Project that could reasonably be expected to affect the NEPA Determination; (F) Amendments: except as otherwise agreed by the WIFIA Lender in writing, (i) copies of any fully executed amendments, modifications, replacements or supplements to any Related Document and (ii) drafts of any proposed amendments to the Joint Use Agreement at least thirty (30) days prior to the effective date thereof; provided, that such notice can be accomplished through the posting of the relevant documents on EMMA under the WIFIA CUSIP Number with a reference to the relevant WIFIA provision of this Agreement; (G) Related Document Defaults: any material breach or default or event of default on the part of the Borrower or any other party under any Related Document; provided that such notice can be accomplished through the posting of the relevant documents on EMMA under the WIFIA CUSIP Number with a reference to the relevant WIFIA provision of this Agreement; (H) Uncontrollable Force: the occurrence of any Uncontrollable Force that could reasonably be expected to materially and adversely affect the Project; (I) Ratings Changes: any change in the rating assigned to the WIFIA Loan or any Parity Lien Obligations, in each case by any Nationally Recognized Rating Agency that has provided a public rating on such Obligations, and any notices, reports or other written materials (other than those that are ministerial in nature) received from any such rating agencies; provided, that such notice can be accomplished through the posting of the relevant documents on EMMA under the WIFIA CUSIP Number with a reference to the relevant WIFIA provision of this Agreement; (J) 2 C.F.R. § 180.350 Notices: any notification required pursuant to 2 C.F.R. § 180.350, whether attributable to a failure by the Borrower to disclose information previously required to have been disclosed or due to the Borrower or any of its principals meeting any of the criteria set forth in 2 C.F.R. § 180.335; (K) Issuance of Obligations: the issuance or incurrence of any Obligations (including any Additional Parity Lien Obligations or Additional Subordinate Lien Obligations), which notice shall include copies of any final issuing instrument (together with any continuing disclosure documents, ordinances, official statement, certifications or cash flow projections in connection therewith), prepared in connection with the incurrence of any such Obligation, together with a confirmation by the Borrower that such additional indebtedness DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 49 satisfies the applicable requirements under the definition of “Permitted Debt”; provided that such notice can be accomplished through the posting of the relevant documents on EMMA under the WIFIA CUSIP Number with a reference to the relevant WIFIA provision of this Agreement; (L) Postings on EMMA: the posting of any document on EMMA in accordance with the requirements of any continuing disclosure agreement with respect to any Outstanding Obligations relating to annual financial information and operating data and the reporting of significant events; provided that such notice can be accomplished through the posting of the relevant document on EMMA under the WIFIA CUSIP Number with a reference to the relevant WIFIA provision of this Agreement; and (M) Other Adverse Events: the occurrence of any other event or condition, including without limitation any notice of breach from a contract counterparty or any holder of any Obligations, that could reasonably be expected to result in a Material Adverse Effect or have a material and adverse effect on the Project. (i) Requested Information. The Borrower shall, at any time while the WIFIA Loan remains Outstanding, promptly deliver to the WIFIA Lender such additional information regarding the business, financial, legal or organizational affairs of the Borrower or regarding the Project, the Sewer Utility System or the Gross Revenues as the WIFIA Lender may from time to time reasonably request. The Borrower agrees that the delivery of any documents or information under and pursuant to this Agreement shall not be construed as compliance with, or affect in any manner, any obligations of the Borrower under any other contracts, agreements, decrees, Governmental Approvals, or other documents with EPA (other than the WIFIA Loan Documents) or the Federal Government. ARTICLE VI EVENTS OF DEFAULT Section 17. Events of Default and Remedies. (a) An “Event of Default” shall exist under this Agreement if any of the following occurs: (i) Payment Default. The Borrower shall fail to pay any part of the principal amount of or interest on the WIFIA Loan (including WIFIA Debt Service required to have been paid pursuant to the provisions of Section 8 (Payment of Principal and Interest), and such failure continues for a period of five (5) days, when and as the payment thereof shall be required under this Agreement or the WIFIA Bond or on the Final Maturity Date (each such failure, a “Payment Default”). (ii) Covenant Default. The Borrower shall fail to observe or perform any covenant, agreement or obligation of the Borrower under this Agreement, the WIFIA Bond or any other WIFIA Loan Document (other than in the case of any Payment Default, any Development Default or any failure to comply with the Rate Covenant), and such failure shall not be cured within thirty (30) days after the earlier to occur of (A) receipt by the Borrower from the WIFIA Lender of written notice thereof or (B) the Borrower’s DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 50 knowledge of such failure; provided, however, that if such failure is capable of cure but cannot reasonably be cured within such thirty (30) day cure period, then no Event of Default shall be deemed to have occurred or be continuing under this Section 17(a)(ii), and such thirty (30) day cure period shall be extended by up to one hundred fifty (150) additional days, if and so long as (x) within such thirty (30) day cure period the Borrower shall commence actions reasonably designed to cure such failure and shall diligently pursue such actions until such failure is cured and (y) such failure is cured within one hundred eighty (180) days of the date specified in either (A) or (B) above, as applicable. (iii) Misrepresentation Default. Any of the representations, warranties or certifications of the Borrower made in or delivered pursuant to the WIFIA Loan Documents (or in any certificates delivered by the Borrower in connection with the WIFIA Loan Documents) shall prove to have been false or misleading in any material respect when made or deemed made (or any representation and warranty that is subject to a materiality qualifier shall prove to have been false or misleading in any respect); provided, that no Event of Default shall be deemed to have occurred under this Section 17(a)(iii) if and so long as (A) such misrepresentation is not intentional, (B) such misrepresentation is not a misrepresentation in respect of Section 12(g) (Representations and Warranties of Borrower – Security Interests), Section 12(h) (Representations and Warranties of Borrower – No Debarment), Section 12(j) (Representations and Warranties of Borrower – Compliance with Laws), or Section 12(y) (Representation and Warranties of Borrower – Patriot Act), (C) in the reasonable determination of the WIFIA Lender, such misrepresentation has not had, and would not reasonably be expected to result in, a Material Adverse Effect, (D) in the reasonable determination of the WIFIA Lender, the underlying issue giving rise to the misrepresentation is capable of being cured and (E) the underlying issue giving rise to the misrepresentation is cured by the Borrower within thirty (30) days from the date on which the Borrower first became aware (or reasonably should have become aware) of such misrepresentation. (iv) Acceleration of Obligations. Any acceleration shall occur of the maturity of any Obligation, or any such Obligation shall not be paid in full upon the final maturity thereof. (v) Cross Default with Other Related Documents. Any default shall occur in respect of the performance of any covenant, agreement or obligation of the Borrower under the Related Documents, and such default shall be continuing after the giving of any applicable notice and the expiration of any applicable grace period specified in the Related (as the case may be) with respect to such default, and the Borrower shall have failed to cure such default or to obtain an effective written waiver thereof in accordance with the terms thereof. (vi) Material Adverse Judgment. Any final, non-appealable judgment related to the Pledged Property shall be entered against the Borrower that results in the impairment of (a) the ability of the Borrower to comply with any of its payment obligations under any WIFIA Loan Document, or (b) the WIFIA Lender’s rights or remedies available under any WIFIA Loan Document. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 51 (vii) Occurrence of a Bankruptcy Related Event. A Bankruptcy Related Event shall occur with respect to the Borrower or the City of Littleton. (viii) Invalidity of WIFIA Loan Documents. (A) Any WIFIA Loan Document ceases to be in full force and effect (other than as a result of the termination thereof in accordance with its terms) or becomes void, voidable, illegal or unenforceable, or the Borrower contests in any manner the validity or enforceability of any WIFIA Loan Document to which it is a party or denies it has any further liability under any WIFIA Loan Document to which it is a party, or purports to revoke, terminate or rescind any WIFIA Loan Document to which it is a party; (B) the WIFIA Ordinance ceases (other than as expressly permitted thereunder) to be effective or to grant a valid and binding security interest on any material portion of the Pledged Property other than as a result of actions or a failure to act by, and within the control of, any Bondholder, and with the priority purported to be created thereby; or (C) any event occurs that results in the impairment in the validity, enforceability, perfection or priority of the WIFIA Lender’s security interest in the Pledged Property or in the material value of such Pledged Property. (ix) Failure to Satisfy Rate Covenant. The Borrower fails to satisfy the Rate Covenant for two (2) consecutive Borrower Fiscal Years. (x) Development Default. A Development Default shall occur. (b) Upon the occurrence of any Bankruptcy Related Event, all obligations of the WIFIA Lender hereunder with respect to the disbursement of any undisbursed amounts of the WIFIA Loan shall automatically be deemed terminated. (c) Upon the occurrence of any Event of Default, the WIFIA Lender, by written notice to the Borrower, may exercise any or all of the following remedies: (i) the WIFIA Lender may suspend or terminate all of its obligations hereunder with respect to the disbursement of any undisbursed amounts of the WIFIA Loan; (ii) the WIFIA Lender may cease permitting interest on the WIFIA Loan to be capitalized; (iii) the WIFIA Lender may apply the Default Rate provisions of Section 6 (Interest Rate); (iv) the WIFIA Lender may suspend or debar the Borrower from further participation in any Government program administered by the WIFIA Lender and to notify other departments and agencies of such default; (v) the WIFIA Lender shall be entitled and empowered to institute any actions or proceedings at law or in equity for the collection of any sums due and unpaid hereunder or under the WIFIA Bond or the other WIFIA Loan Documents, and may prosecute any such judgment or final decree against the Borrower and collect in the manner provided by law out of the Pledged Property the moneys adjudged or decreed to be payable, DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 52 and the WIFIA Lender shall have all of the rights and remedies of a creditor, including all rights and remedies of a secured creditor under the Uniform Commercial Code, and may take such other actions at law or in equity as may appear necessary or desirable to collect all amounts payable by Borrower under this Agreement, the WIFIA Bond or the other WIFIA Loan Documents then due and thereafter to become due, or to enforce performance and observance of any obligation, agreement or covenant of the Borrower under this Agreement, the WIFIA Bond or the other WIFIA Loan Documents; and/or (vi) if any Bondholder or trustee on behalf of any Bondholder has the right to declare immediately due and payable or otherwise accelerate any Obligations (any such right, an “Acceleration Right”) and exercises such Acceleration Right, the WIFIA Lender may declare the unpaid principal amount of the WIFIA Bond to be, and the same shall thereupon forthwith become, immediately due and payable, together with the interest accrued thereon and all fees, costs, expenses, indemnities and other amounts payable under this Agreement, the WIFIA Bond or the other WIFIA Loan Documents, all without presentment, demand, notice, protest or other requirements of any kind, all of which are hereby expressly waived. (d) No action taken pursuant to this Section 17 shall relieve Borrower from its obligations pursuant to this Agreement, the WIFIA Bond or the other WIFIA Loan Documents, all of which shall survive any such action. ARTICLE VII MISCELLANEOUS Section 18. Disclaimer of Warranty. The WIFIA Lender makes no warranty or representation, either express or implied, as to the value, design, condition, merchantability or fitness for a particular purpose or fitness for use of the Project or any portion thereof or any other warranty with respect thereto. In no event shall the WIFIA Lender be liable for any incidental, indirect, special or consequential damages incidental to or arising out of this Agreement or the Project or the existence, furnishing, functioning or use of the Project or any item or products or services provided for in this Agreement. Section 19. No Personal Recourse. No official, employee or agent of the WIFIA Lender or the Borrower or any Person executing this Agreement or any of the other WIFIA Loan Documents shall be personally liable on this Agreement or such other WIFIA Loan Documents by reason of the issuance, delivery or execution hereof or thereof. Section 20. No Third Party Rights. The parties hereby agree that this Agreement creates no third party rights against the Borrower, the Government, or the WIFIA Lender, solely by virtue of the WIFIA Loan, and the Borrower agrees to indemnify and hold the WIFIA Lender, the Servicer (if any), the Administrator, and the Government harmless, to the extent permitted by law and in accordance with Section 32 (Indemnification), from any lawsuit or claim arising in law or equity solely by reason of the WIFIA Loan, and that no third party creditor of the Borrower shall have any right against the WIFIA Lender with respect to the WIFIA Loan made pursuant to this Agreement. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 53 Section 21. Borrower’s Authorized Representative. The Borrower shall at all times have appointed a Borrower’s Authorized Representative by designating such Person or Persons from time to time to act on the Borrower’s behalf pursuant to a written certificate furnished to the WIFIA Lender and the Servicer, if any, containing the specimen signature or signatures of such Person or Persons and signed by the Borrower. Section 22. WIFIA Lender’s Authorized Representative. The WIFIA Lender hereby appoints the Director of the WIFIA Program, whose notice details are set forth below in Section 31 (Notices), to serve as the WIFIA Lender’s Authorized Representative under this Agreement until such time as a successor or successors shall have been appointed. Thereafter, the successor in office shall serve as the WIFIA Lender’s Authorized Representative. The WIFIA Lender shall provide notice to the Borrower within a reasonable time period following the succession. Section 23. Servicer. The WIFIA Lender may from time to time designate another entity or entities to perform, or assist the WIFIA Lender in performing, the duties of the Servicer or specified duties of the WIFIA Lender under this Agreement and the WIFIA Bond. The WIFIA Lender shall give the Borrower written notice of the appointment of any successor or additional Servicer and shall enumerate the duties or any change in duties to be performed by any Servicer. Any references in this Agreement to the WIFIA Lender shall be deemed to be a reference to the Servicer with respect to any duties which the WIFIA Lender shall have delegated to such Servicer. The WIFIA Lender may at any time assume the duties of any Servicer under this Agreement and the WIFIA Bond. The Borrower shall cooperate and respond to any reasonable request of the Servicer for information, documentation or other items reasonably necessary for the performance by the Servicer of its duties hereunder. Section 24. Amendments and Waivers. No amendment, modification, termination, or waiver of any provision of this Agreement shall in any event be effective without the written consent of each of the parties hereto. Section 25. Governing Law. This Agreement shall be governed by the federal laws of the United States of America if and to the extent such federal laws are applicable and the internal laws of the State, if and to the extent such federal laws are not applicable. Section 26. Severability. In case any provision in or obligation under this Agreement shall be invalid, illegal, or unenforceable in any jurisdiction, the validity, legality and enforceability of the remaining provisions or obligations, or of such provision or obligation in any other jurisdiction, shall not in any way be affected or impaired thereby. Section 27. Successors and Assigns. This Agreement shall be binding upon the parties hereto and their respective permitted successors and assigns and shall inure to the benefit of the parties hereto and their permitted successors and assigns. Neither the Borrower’s rights or obligations hereunder nor any interest therein may be assigned or delegated by the Borrower without the prior written consent of the WIFIA Lender. Section 28. Remedies Not Exclusive. No remedy conferred herein or reserved to the WIFIA Lender is intended to be exclusive of any other available remedy or remedies, but each and DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 54 every such remedy shall be cumulative and shall be in addition to every other remedy given hereunder or now or hereafter existing at law or in equity or by statute. Section 29. Delay or Omission Not Waiver. No delay or omission of the WIFIA Lender to exercise any right or remedy provided hereunder upon a default of the Borrower (except a delay or omission pursuant to a written waiver) shall impair any such right or remedy or constitute a waiver of any such default or acquiescence therein. Every right and remedy given by this Agreement or by law to the WIFIA Lender may be exercised from time to time, and as often as may be deemed expedient by the WIFIA Lender. Section 30. Counterparts. This Agreement and any amendments, waivers, consents or supplements hereto or in connection herewith may be executed in any number of counterparts and by the different parties hereto in separate counterparts, each of which when so executed and delivered shall be deemed an original, but all such counterparts together shall constitute one and the same instrument; signature pages may be detached from multiple separate counterparts and attached to a single counterpart so that all signature pages are physically attached to the same document. Electronic delivery of an executed counterpart of a signature page of this Agreement or any document or instrument delivered in connection herewith in accordance with Section 31 (Notices) shall be effective as delivery of an original executed counterpart of this Agreement or such other document or instrument, as applicable. Section 31. Notices. Notices hereunder shall be (a) in writing, (b) effective as provided below and (c) given by (i) nationally recognized courier service, (ii) hand delivery, or (iii) email, in each case to: If to WIFIA Lender: Environmental Protection Agency WJC-E 7334A 1200 Pennsylvania Avenue NW Washington, D.C. 20460 Attention: WIFIA Director Email: WIFIA_Portfolio@epa.gov If to Borrower: City of Englewood, Colorado 1000 Englewood Parkway Englewood, CO 80110 Attention: City Manager Email: CMO@englewoodco.gov With a copy to: City of Englewood, Colorado 1000 Englewood Parkway Englewood, CO 80110 Attention: City Attorney Email: CAO@englewoodco.gov DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 55 Unless otherwise instructed by the WIFIA Lender’s Authorized Representative, all notices to the WIFIA Lender should be made by email to the email address noted above for the WIFIA Lender. Notices required to be provided herein shall be provided to such different addresses or to such further parties as may be designated from time to time by a Borrower’s Authorized Representative, with respect to notices to the Borrower, or by the WIFIA Lender’s Authorized Representative, with respect to notices to the WIFIA Lender or the Servicer. Each such notice, request or communication shall be effective (x) if delivered by hand or by nationally recognized courier service, when delivered at the address specified in this Section 31 (or in accordance with the latest unrevoked written direction from the receiving party) and (y) if given by email, when such email is delivered to the address specified in this Section 31 (or in accordance with the latest unrevoked written direction from the receiving party); provided, that notices received on a day that is not a Business Day or after 5:00 p.m. Eastern Time on a Business Day will be deemed to be effective on the next Business Day. Section 32. Indemnification. The Borrower shall, to the extent permitted by law, indemnify the WIFIA Lender and any official, employee, agent or representative of the WIFIA Lender (each such Person being herein referred to as an “Indemnitee”) against, and hold each Indemnitee harmless from, any and all losses, claims, damages, liabilities, fines, penalties, costs and expenses (including the fees, charges and disbursements of any counsel for any Indemnitee and the costs of environmental remediation), whether known, unknown, contingent or otherwise, incurred by or asserted against any Indemnitee arising out of, in connection with, or as a result of (a) the execution, delivery and performance of this Agreement or any of the other Related Documents, (b) the WIFIA Loan or the use of the proceeds thereof, or (c) the violation of any law, rule, regulation, order, decree, judgment or administrative decision relating to the environment, the preservation or reclamation of natural resources, the management, release or threatened release of any hazardous material or to health and safety matters; in each case arising out of or in direct relation to the Project; provided, that such indemnity shall not, as to any Indemnitee, be available to the extent that such losses, claims, damages, liabilities, fines, penalties, costs or related expenses are determined by a court of competent jurisdiction by final and nonappealable judgment to have resulted from the gross negligence or willful misconduct of such Indemnitee. In case any action or proceeding is brought against an Indemnitee by reason of any claim with respect to which such Indemnitee is entitled to indemnification hereunder, the Borrower shall be entitled, at its expense, to participate in the defense thereof; provided, that such Indemnitee has the right to retain its own counsel, at the Borrower’s expense, and such participation by the Borrower in the defense thereof shall not release the Borrower of any liability that it may have to such Indemnitee. Any Indemnitee against whom any indemnity claim contemplated in this Section 32 is made shall be entitled, after consultation with the Borrower and upon consultation with legal counsel wherein such Indemnitee is advised that such indemnity claim is meritorious, to compromise or settle any such indemnity claim. Any such compromise or settlement shall be binding upon the Borrower for purposes of this Section 32. Nothing herein shall be construed as a waiver of any legal immunity that may be available to any Indemnitee. To the extent permitted by applicable law, neither the Borrower nor the WIFIA Lender shall assert, and each of the Borrower and the WIFIA Lender hereby waives, any claim against any Indemnitee or the Borrower, respectively, on any theory of liability, for special, indirect, consequential or punitive damages (as opposed to direct or actual damages) arising out of, in connection with, or as a result of, this Agreement, any of the other Related Documents, the other transactions contemplated hereby and thereby, the WIFIA Loan or the use of the proceeds thereof, provided, that nothing in this sentence shall limit the Borrower’s indemnity DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 56 obligations to the extent such damages are included in any third party claim in connection with which an Indemnitee is entitled to indemnification hereunder. All amounts due to any Indemnitee under this Section 32 shall be payable promptly upon demand therefor. The obligations of the Borrower under this Section 32 shall survive the payment or prepayment in full or transfer of the WIFIA Bond, the enforcement of any provision of this Agreement or the other Related Documents, any amendments, waivers (other than amendments or waivers in writing with respect to this Section 32) or consents in respect hereof or thereof, any Event of Default, and any workout, restructuring or similar arrangement of the obligations of the Borrower hereunder or thereunder. Section 33. Sale of WIFIA Loan. The WIFIA Lender shall not sell the WIFIA Loan at any time prior to the Substantial Completion Date. After such date, the WIFIA Lender may sell the WIFIA Loan to another entity or reoffer the WIFIA Loan into the capital markets only in accordance with the provisions of this Section 33. Such sale or reoffering shall be on such terms as the WIFIA Lender shall deem advisable. However, in making such sale or reoffering the WIFIA Lender shall not change the terms and conditions of the WIFIA Loan without the prior written consent of the Borrower in accordance with Section 24 (Amendments and Waivers). The WIFIA Lender shall provide, at least sixty (60) days prior to any sale or reoffering of the WIFIA Loan, written notice to the Borrower of the WIFIA Lender’s intention to consummate such a sale or reoffering; provided, however, that no such notice shall be required during the continuation of any Event of Default. The provision of any notice pursuant to this Section 33 shall not (x) obligate the WIFIA Lender to sell nor (y) provide the Borrower with any rights or remedies in the event the WIFIA Lender, for any reason, does not sell the WIFIA Loan. Section 34. Effectiveness. This Agreement shall be effective on the Effective Date. Section 35. Termination. This Agreement shall terminate upon the irrevocable payment in full in immediately available funds by the Borrower of the WIFIA Loan Balance, together with all accrued interest, fees and expenses with respect thereto; provided, however, that the indemnification requirements of Section 32 (Indemnification), the reporting and record keeping requirements of Section 14(p) (Affirmative Covenants – Access; Records) and the payment requirements of Section 10 (Fees and Expenses) shall survive the termination of this Agreement as provided in such Sections. Section 36. Integration. This Agreement constitutes the entire contract between the parties relating to the subject matter hereof and supersedes any and all previous agreements and understandings, oral or written, relating to the subject matter hereof. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A [Signature Page to Englewood One Water Modernization Program – Sewer Utility System Project – WIFIA Loan Agreement] 3638915.9 045485 CTR IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly executed and delivered by their respective officers thereunto duly authorized as of the date first written above. CITY OF ENGLEWOOD, by its authorized representative By: ______________________________ Name: Title: DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A [Signature Page to Englewood One Water Modernization Program – Sewer Utility System Project – WIFIA Loan Agreement] 3638915.9 045485 CTR UNITED STATES ENVIRONMENTAL PROTECTION AGENCY, acting by and through the Administrator of the Environmental Protection Agency By: ______________________________ Name: Michael S. Regan Title: Administrator DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 3638915.9 045485 CTR SCHEDULE I PROJECT BUDGET 2 SOURCES OF FUNDS AMOUNT ($ USD) PERCENTAGE (%) [___] Total Sources of Funds USES OF FUNDS AMOUNT ($ USD) PERCENTAGE (%) [___] Total Uses of Funds Total Eligible Project Costs Total Project Costs 2 WIFIA Underwriting to work with Borrower to complete. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 3638915.9 045485 CTR SCHEDULE II CONSTRUCTION SCHEDULE [To be provided by Borrower]3 3 The schedule should clearly specify the projected substantial completion date, which should match up with the WLA’s definition of “Projected Substantial Completion Date” and also be reflected accordingly in the Base Case Financial Model. Schedule should be confirmed with WIFIA Engineering that it is reasonable and in line with WIFIA’s understanding. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 3638915.9 045485 CTR SCHEDULE III EXISTING INDEBTEDNESS 4 A. Parity Lien Obligations Agreement/Series Outstanding Principal 5 1. Existing SRF Loan Agreement [_________] B. Subordinate Lien Obligations Agreement/Series Outstanding Principal 6 1. None. 4 Borrower to confirm and provide amount Outstanding for Existing SRF Loan. 5 As of Effective Date 6 As of Effective Date DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A 3638915.9 045485 CTR SCHEDULE IV PROJECT DESCRIPTION 7 The Project is the Englewood One Water Modernization Program – Sewer Utility System Project, which consists of a combination of sub-projects for the modernization of wastewater treatment and conveyance systems, the replacement of outdated electrical and control systems, the establishment of a wastewater pilot and research center, and chemical – P/UV improvements, located at the South Platte Renew Water Resource Recovery Facility in Englewood, Colorado. The Project includes the following components: • South Platte Renew WRRF Treatment: treatment and process improvements to address aging infrastructure, improve compliance with permit requirements, and enhance site security and access control. • Electric and Instrumentation and Control: replacement of outdated equipment, including electrical switchgear, motor control systems, distribution nodes, area control centers, variable frequency drives, and process instrumentation and control networks. • Pilot & Research Center: development and construction of a pilot and research center to serve as a demonstration facility for testing of new technologies, treatment equipment, and academic research. • Building, Site & Operations Complex: renovation and expansion of administration building (including the existing air handling systems) to address space needs and aging infrastructure, improve functional efficiency, and provide process improvements. • Chem-P/UV Improvements: construction of a new chemical feed building, install new chemical equipment, modify existing chlorine contact tanks, and other sitework improvements. 7 To be confirmed by WIFIA Engineer and Borrower. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A Schedule 12(f)-1 3638915.9 045485 CTR SCHEDULE 12(f) LITIGATION 8 No. Parties Date Initiated Description Venue 8 To be completed by Borrower. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A Schedule 12(n)-1 3638915.9 045485 CTR SCHEDULE 12(n) EXISTING CONSTRUCTION CONTRACTS 9 Existing Construction Contracts Contract Date Parties Description 9 To be completed by Borrower. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A Schedule 12(p)-1 3638915.9 045485 CTR SCHEDULE 12(p) ENVIRONMENTAL MATTERS 10 [To be provided by Borrower] 10 Delete if not applicable. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A A-1 3638915.9 045485 CTR EXHIBIT A FORM OF WIFIA BOND CITY OF ENGLEWOOD ENGLEWOOD ONE WATER MODERNIZATION PROGRAM – SEWER UTILITY SYSTEM PROJECT (WIFIA ID – 20178CO) WIFIA BOND Maximum Principal Amount: $[21,584,500] (excluding the maximum amount of capitalized interest that has been authorized) Effective Date: [_____] [__], 2021 Due: August 1, 2062 CITY OF ENGLEWOOD, a municipal corporation duly organized and operating as a home rule city under Article XX of the Constitution of the State of Colorado, acting by and through its Sewer Utility Enterprise (the “Borrower”), for value received, hereby promises to pay to the order of the UNITED STATES ENVIRONMENTAL PROTECTION AGENCY, acting by and through the Administrator of the United States Environmental Protection Agency, or its assigns (the “WIFIA Lender”), the lesser of (x) the Maximum Principal Amount set forth above and (y) the aggregate unpaid principal amount of all disbursements (the “Disbursements”) made by the WIFIA Lender (such lesser amount, together with any interest that is capitalized and added to principal in accordance with the provisions of the WIFIA Loan Agreement (as defined below) (such capitalized interest amount not to exceed $4,915,500), being hereinafter referred to as the “Outstanding Principal Sum”), together with accrued and unpaid interest (including, if applicable, interest at the Default Rate, as defined in the WIFIA Loan Agreement) on the Outstanding Principal Sum and all fees, costs and other amounts payable in connection therewith, all as more fully described in the WIFIA Loan Agreement. The principal hereof shall be payable in the manner and at the place provided in the WIFIA Loan Agreement in accordance with Exhibit F (WIFIA Debt Service) to the WIFIA Loan Agreement, as revised from time to time in accordance with the WIFIA Loan Agreement, until paid in full (which Exhibit F, as modified from time to time in accordance with the terms of the WIFIA Loan Agreement, is incorporated in and is a part of this WIFIA Bond). The WIFIA Lender is hereby authorized to modify the Loan Amortization Schedule included in Exhibit F to the WIFIA Loan Agreement from time to time in accordance with the terms of the WIFIA Loan Agreement to reflect the amount of each disbursement made thereunder and the date and amount of principal or interest paid by the Borrower thereunder. Absent manifest error, the WIFIA Lender’s determination of such matters as set forth on Exhibit F to the WIFIA Loan Agreement shall be conclusive evidence thereof; provided, however, that neither the failure to make any such recordation nor any error in such recordation shall affect in any manner the Borrower’s obligations hereunder or under any other WIFIA Loan Document. This WIFIA Bond is a Parity Lien Obligation (as such term is defined in the WIFIA Loan Agreement), and the Borrower has pledged, assigned and granted to the WIFIA Lender for its DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A A-2 3638915.9 045485 CTR benefit, liens on the Pledged Property (as such term is defined in the WIFIA Loan Agreement) pursuant to the WIFIA Ordinance (as such term is defined in the WIFIA Loan Agreement). This WIFIA Bond is secured by the liens on the Pledged Property on parity with the Parity Lien Obligations and senior to all other Obligations (as such term is defined in the WIFIA Loan Agreement). Payments of WIFIA Debt Service (as such term is defined in the WIFIA Loan Agreement) hereon are to be made in accordance with Section 8(d) (Payment of Principal and Interest – Manner of Payment) and Section 31 (Notices) of the WIFIA Loan Agreement as the same become due. Principal of and interest on this WIFIA Bond shall be paid in immediately available funds on or before the due date and in any lawful coin or currency of the United States of America that at the date of payment is legal tender for the payment of public and private debts. This WIFIA Bond has been executed under and pursuant to that certain WIFIA Loan Agreement, dated as of the date hereof, between the WIFIA Lender and the Borrower (the “WIFIA Loan Agreement”) and is issued to evidence the obligation of the Borrower under the WIFIA Loan Agreement to repay the loan made by the WIFIA Lender and any other payments of any kind required to be paid by the Borrower under the WIFIA Loan Agreement or the other WIFIA Loan Documents referred to therein. Reference is made to the WIFIA Loan Agreement for all details relating to the Borrower’s obligations hereunder. All capitalized terms used in this WIFIA Bond and not defined herein shall have the meanings set forth in the WIFIA Loan Agreement. This WIFIA Bond may be prepaid at the option of the Borrower (i) in full on any date or (ii) in part on any Payment Date (and, if in part, the principal installments and amounts thereof to be prepaid are to be determined in accordance with the WIFIA Loan Agreement; provided, that such prepayments shall be in principal amounts of at least $1,000,000 or any integral multiple of $1.00 in excess thereof), in each case from time to time on a Payment Date, but not more than once annually, in accordance with 33 U.S.C. § 3908(c)(4)(A), without penalty or premium, by paying to the WIFIA Lender such principal amount of the WIFIA Bond in accordance with the WIFIA Loan Agreement. Any delay on the part of the WIFIA Lender in exercising any right hereunder shall not operate as a waiver of any such right, and any waiver granted with respect to one default shall not operate as a waiver in the event of any subsequent default. All acts, conditions and things required by the Constitution and laws of the State to happen, exist, and be performed precedent to and in the issuance of this WIFIA Bond have happened, exist and have been performed as so required. This WIFIA Bond is issued with the intent that the federal laws of the United States of America shall govern its construction to the extent such federal laws are applicable and the internal laws of the State shall govern its construction to the extent such federal laws are not applicable. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A A-3 3638915.9 045485 CTR IN WITNESS WHEREOF, CITY OF ENGLEWOOD has caused this WIFIA Bond to be executed in its name and its seal to be affixed hereto and attested by its duly authorized officer, all as of the Effective Date set forth above. (SEAL) CITY OF ENGLEWOOD, by its authorized representative By ______________________________ Name:____________________________ Title:_____________________________ ATTEST: _________________________ Secretary DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A A-4 3638915.9 045485 CTR (FORM OF ASSIGNMENT) FOR VALUE RECEIVED, the Undersigned hereby unconditionally sells, assigns and transfers unto (Please Insert Social Security or other identifying number of Assignee(s)): the within note and all rights thereunder. Dated: ________________ NOTICE: The signature to this assignment must correspond with the name as it appears upon the face of the within note in every particular, without alteration or enlargement or any change whatever. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A B-1 3638915.9 045485 CTR EXHIBIT B ANTICIPATED WIFIA LOAN DISBURSEMENT SCHEDULE 11 Federal Fiscal Year Amount $ 11 WIFIA Underwriting to work with Borrower to provide. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A C-1 3638915.9 045485 CTR EXHIBIT C FORM OF NON-DEBARMENT CERTIFICATE The undersigned, on behalf of CITY OF ENGLEWOOD, hereby certifies that CITY OF ENGLEWOOD has fully complied with its verification obligations under 2 C.F.R. § 180.320 and hereby further confirms, based on such verification, that, to its knowledge, the Borrower and its principals (as defined in 2 C.F.R. § 180.995 and supplemented by 2 C.F.R. 1532.995): (a) Are not presently debarred, suspended, proposed for debarment, declared ineligible, or voluntarily excluded by any federal department or agency; (b) Have not within a three (3) year period preceding the Effective Date been convicted of or had a civil judgment rendered against them for commission of fraud or a criminal offense in connection with obtaining, attempting to obtain, or performing a public (federal, state or local) transaction or contract under a public transaction; violation of federal or state antitrust statutes or commission of embezzlement, theft, forgery, bribery, falsification or destruction of records, making false statements, or receiving stolen property; (c) Are not presently indicted for or otherwise criminally or civilly charged by a governmental entity (federal, state or local) with commission of any of the offenses enumerated in paragraph (b) of this certification; and (d) Have not within a three (3) year period preceding the Effective Date had one or more public transactions (federal, state or local) terminated for cause or default. Dated: _________________ CITY OF ENGLEWOOD, by its authorized representative By: _______________________________________ Name: Title: DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A D1-1 3638915.9 045485 CTR EXHIBIT D-1 REQUISITION PROCEDURES This Exhibit D-1 sets out the procedures which the Borrower agrees to follow in submitting Requisitions for any disbursement of the WIFIA Loan. The Borrower expressly agrees to the terms hereof, and further agrees that (i) the rights of the WIFIA Lender contained herein are in addition to (and not in lieu of) any other rights or remedies available to the WIFIA Lender under the WIFIA Loan Agreement, and (ii) nothing contained herein shall be construed to limit the rights of the WIFIA Lender to take actions including administrative enforcement action and actions for breach of contract against the Borrower if it fails to carry out its obligations under the WIFIA Loan Agreement during the term thereof. PART A. General Requirements. (a) Manner of Request: All requests by the Borrower for a Disbursement shall be made in writing by electronic submission to the WIFIA Lender, in accordance with Section 31 (Notices) of the WIFIA Loan Agreement. (b) Required Documentation: Any request by the Borrower should include the submission of: (i) a Requisition, in the form attached as Appendix One to this Exhibit D-1 (Form of Requisition), completed and executed by the Borrower’s Authorized Representative, and otherwise in form and substance satisfactory to the WIFIA Lender; and (ii) all Eligible Project Costs Documentation that has not otherwise been provided to the WIFIA Lender in accordance with Section 16 (Reporting Requirements) of the WIFIA Loan Agreement. (c) Timing: Any request for a Disbursement must be received by the WIFIA Lender and the Servicer (if any) at or before 5:00 P.M. (Eastern Time) on either: (i) the first (1st) Business Day of a calendar month in order to obtain the requested Disbursement by the fifteenth (15th) day of such calendar month; (ii) the fifteenth (15th) day of a calendar month, in order to obtain the requested Disbursement by the first (1st) day of the immediately following calendar month; provided, that, (x) if any such day is not a Business Day, the Disbursement request or payment (as the case may be) shall be made by the next succeeding Business Day; (y) the Borrower shall not request to receive more than one (1) Disbursement per month or every thirty (30) days (whichever is longer); and (z) no Disbursements shall be made after the Final Disbursement Date. PART B. WIFIA Lender Review Process. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A D1-2 3638915.9 045485 CTR (a) The WIFIA Lender shall review the Requisition and the Eligible Project Costs Documentation for compliance with WIFIA Disbursement requirements. (b) If a Requisition is approved by the WIFIA Lender, the WIFIA Lender will notify the Borrower of such approval and of the amount so approved. A Requisition containing an apparent mathematical error will be corrected by the WIFIA Lender, after telephonic or email notification to the Borrower, and will thereafter be treated as if submitted in the corrected amount. If the amount requested for Disbursement in the Requisition exceeds the available balance of the WIFIA Loan proceeds remaining to be disbursed, the Disbursement request will be treated as if submitted in the amount of the balance so remaining, and the WIFIA Lender will so notify the Borrower. (c) The WIFIA Lender shall be entitled to withhold approval (in whole or in part) of any pending or subsequent requests for the Disbursement of WIFIA Loan proceeds if: (i) a Default or an Event of Default shall have occurred and be continuing or (ii) the Borrower (1) knowingly takes any action, or omits to take any action, amounting to fraud or violation of any applicable law, in connection with the transactions contemplated hereby; (2) prevents or materially impairs the ability of the WIFIA Lender to monitor compliance by the Borrower with applicable law pertaining to the Project or with the terms and conditions of the WIFIA Loan Agreement; (3) fails to observe or comply with any applicable law, or any term or condition of the WIFIA Loan Agreement; (4) fails to satisfy the conditions set forth in Section 4 (Disbursement Conditions) and Section 11(b) (Conditions Precedent to Disbursements) of the WIFIA Loan Agreement; or (5) fails to deliver Eligible Project Costs Documentation satisfactory to the WIFIA Lender at the times and in the manner specified by the WIFIA Loan Agreement; provided, that in such case of sub-clause (5) above, the WIFIA Lender may, in its sole discretion, partially approve a Requisition in respect of any amounts for which adequate Eligible Project Costs Documentation has been provided and may, in its sole discretion, disburse in respect of such properly documented amounts. The WIFIA Lender will notify the Borrower of any withholding, and the reasons therefor. (d) A Requisition may be rejected in whole or in part by the WIFIA Lender if it is: (i) submitted without signature; (ii) submitted under signature of a Person other than a Borrower’s Authorized Representative; (iii) submitted after prior Disbursement of all proceeds of the WIFIA Loan; or (iv) submitted without adequate Eligible Project Costs Documentation. The WIFIA Lender will notify the Borrower of any Requisition so rejected, and the reasons therefor. Any Requisition rejected for the reasons specified under this paragraph (d) must be resubmitted in proper form in order to be considered for approval. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A D1-3 3638915.9 045485 CTR APPENDIX 1 FORM OF REQUISITION United States Environmental Protection Agency 12 1200 Pennsylvania Avenue NW WJC-W 6201A Washington, D.C. 20460 Attention: WIFIA Director Re: Englewood One Water Modernization Program – Sewer Utility System Project (WIFIA ID – 20178CO) Ladies and Gentlemen: Pursuant to Section 4 (Disbursement Conditions) of the WIFIA Loan Agreement, dated as of [_____] [__], 2022 (the “WIFIA Loan Agreement”), by and between CITY OF ENGLEWOOD (the “Borrower”) and the UNITED STATES ENVIRONMENTAL PROTECTION AGENCY, acting by and through the Administrator (the “WIFIA Lender”), the Borrower hereby requests disbursement in the amount set forth below in respect of Eligible Project Costs paid or incurred by the Borrower. Capitalized terms used but not defined herein have the meaning set forth in the WIFIA Loan Agreement. In connection with this Requisition the undersigned, as the Borrower’s Authorized Representative, hereby represents and certifies the following: 1. Project name Englewood One Water Modernization Program – Sewer Utility System Project 2. Borrower name City of Englewood 3. WIFIA reference number WIFIA ID – 20178CO 4. Requisition number [___] 5. Requested disbursement amount $[___] 12 If there is a Servicer for the WIFIA Loan, provide a copy to the Servicer as well and include its notice details here. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A D1-4 3638915.9 045485 CTR 6. Requested disbursement date (the “Disbursement Date”) [___] 7. Total amounts previously disbursed under the WIFIA Loan Agreement $[___] 8. Wire instructions [___] 9. The amounts hereby requisitioned have been paid or incurred and approved for payment by or on behalf of the Borrower for Eligible Project Costs and have not been paid for or reimbursed by any previous disbursement from WIFIA Loan proceeds. No portion of the amounts requisitioned will be applied to pay for Eligible Project Costs that have been previously paid, or are expected to be paid, with proceeds of debt of the Borrower that is not the WIFIA Loan (“Other Debt”)[.][, except as set forth below: Source of Other Debt Amount of Other Debt [___] $[___] Total Amount of Other Debt $[___] The portion of the amount requisitioned equal to the total amount of the Other Debt set forth above will be promptly applied by the Borrower to either (i) discharge a like principal amount of such Other Debt or (ii) reimburse the applicable fund or account from which the proceeds of such Other Debt were spent.]13 10. The aggregate amount of all disbursements of the WIFIA Loan (including the amount requested under this Requisition but excluding any interest that is capitalized in accordance with the WIFIA Loan Agreement) does not exceed (a) the amount of the WIFIA Loan, (b) the amount of Eligible Project Costs paid or incurred by the Borrower, and (c) the cumulative disbursements through the end of the current Federal Fiscal Year as set forth in the Anticipated WIFIA Loan Disbursement Schedule. 13 This paragraph should be included when the Eligible Project Costs for which the proceeds of the requisition are to be applied were previously funded with bond anticipation notes or other short-term interim financing by the Borrower on a temporary basis with the intent of redeeming the bond anticipation notes or other obligations with proceeds of the WIFIA Loan as permanent financing, or reimbursing the applicable funds of the other obligations such that they become available for payment of other Project costs. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A D1-5 3638915.9 045485 CTR 11. The Borrower has sufficient available funds committed to the Project, which together with funds that remain available and not yet drawn under the WIFIA Loan, will be sufficient to pay the reasonably anticipated remaining Total Project Costs. 12. The total federal assistance provided to the Project, including the maximum principal amount of the WIFIA Loan (excluding any interest that is capitalized in accordance with the terms hereof), does not exceed eighty percent (80%) of Total Project Costs. 13. The Borrower has all Governmental Approvals necessary as of the date hereof and as of the Disbursement Date (immediately after giving effect to the above-requested disbursement of WIFIA Loan proceeds), for the development, construction, operation and maintenance of the Project and each such Governmental Approval has been issued and is in full force and effect (and is not subject to any notice of violation, breach or revocation). 14. Each of the insurance policies obtained by the Borrower in satisfaction of Section 14(f) (Affirmative Covenants – Insurance) of the WIFIA Loan Agreement is in full force and effect, and no notice of termination thereof has been issued by the applicable insurance provider. 15. As of the date hereof and on the Disbursement Date (immediately after giving effect to the above-requested disbursement of WIFIA Loan proceeds), (i) no Default or Event of Default, (ii) no event of default under any other Related Document and no event that, with the giving of notice or the passage of time or both, would constitute an event of default under any Related Document, in each case, has occurred and is continuing, and (iii )no Material Adverse Effect, or any event or condition that could reasonably be expected to have a Material Adverse Effect, has occurred or arisen since the Effective Date. 16. (1) The Borrower, and each of its contractors and subcontractors at all tiers with respect to the Project, has complied with all applicable laws, rules, regulations and requirements, including without limitation 40 U.S.C. §§ 3141–3144, 3146, and 3147 (relating to Davis-Bacon Act requirements) (and regulations relating thereto) and 33 U.S.C. § 3914 (relating to American iron and steel products), and (2) supporting documentation, such as certified payroll records and certifications for all iron and steel products used for the Project, are being maintained and are available for review upon request by the WIFIA Lender. 17. The representations and warranties of the Borrower set forth in the WIFIA Loan Agreement and in each other Related Document are true and correct as of the date hereof and as of the Disbursement Date, except to the extent such representations and warranties expressly relate to an earlier date (in which case, such representations and warranties shall be true and correct as of such earlier date). 18. Each Parity Issuance Document that has been delivered by the Borrower to the WIFIA Lender pursuant to Section 11(b) (Conditions Precedent – Conditions Precedent to Disbursements) is complete, fully executed and in full force and effect. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A D1-6 3638915.9 045485 CTR 19. The current estimated percentage of physical completion of the Project is [___]%. The Borrower is in compliance with Section 16(d) (Reporting Requirements – Construction Reporting) and no change has occurred since the date of the most recently delivered quarterly construction progress report that could reasonably be expected to cause a Material Adverse Effect.14 20. All documentation evidencing the Eligible Project Costs to be reimbursed to the Borrower [or to be used to pay Eligible Project Costs previously paid from proceeds of Other Debt] by the above-requested disbursement has been delivered by the Borrower to the WIFIA Lender at the times and in the manner specified by the WIFIA Loan Agreement, including the details set forth [in the attachment hereto, which is in form satisfactory to the WIFIA Lender][below: WIFIA USE ONLY Vendor or Contractor Name 15 Invoice Number 16 Invoice Date Payment Date Invoice Amount WIFIA Requested Amount 17 Activity Type 18 Description of Activity 19 Approved Amount Notes The undersigned acknowledges that if the Borrower makes a false, fictitious, or fraudulent claim, statement, submission, or certification to the Government in connection with the Project, the Government reserves the right to impose on the Borrower the penalties of 18 U.S.C. § 1001, to the extent the Government deems appropriate. 14 The most recent quarterly progress report should set out a summary of the progress of construction of the Project, as well as a general description of the work done for which the funds being requisitioned are being applied and a summary of any material changes/risks. If not, PM should request additional information (including a risk register, if applicable), pursuant to Section 11(b)(vii) (Conditions Precedent – Conditions Precedent to Disbursement), 15 If seeking reimbursement for internal costs, enter “Internally financed activities.” 16 Vendor’s number indicated on the invoice sent to the Borrower. 17 If the amount requested for reimbursement by the WIFIA Lender is less than the total amount of the invoice, include an explanation for the difference. 18 Specify whether activity is: (a) Development phase activity, which includes planning, preliminary engineering, design, environmental review, revenue forecasting and other pre-construction activities; (b) Construction, which includes construction, reconstruction, rehabilitation and replacement activities; (c) Acquisition of real property, which includes acquiring an interest in real property, environmental mitigation, construction contingencies and acquisition of equipment; (d) Carrying costs, including capitalized interest, as necessary to meet market requirements, reasonably required reserve funds, capital issuance expenses and other carrying costs during construction; (e) WIFIA fees, including for application and credit processing; or (f) Other, with an explanation in the ”Description of Activity” column. 19 Provide a brief description of the activities included in the invoice for which WIFIA funds are being requested and any other notes that will aid in the review of the disbursement request. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A D1-7 3638915.9 045485 CTR Date: _______________________ CITY OF ENGLEWOOD, by its authorized representative By: _______________________________ Name: Title:___________________________ DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A D2-1 3638915.9 045485 CTR EXHIBIT D-2 CERTIFICATION OF ELIGIBLE PROJECT COSTS DOCUMENTATION [Date] United States Environmental Protection Agency 20 1200 Pennsylvania Avenue NW WJC-W 6201A Washington, D.C. 20460 Attention: WIFIA Director Re: Englewood One Water Modernization Program – Sewer Utility System Project (WIFIA ID – 20178CO) Ladies and Gentlemen: Pursuant to Section 4 (Disbursement Conditions) of the WIFIA Loan Agreement, dated as of [_____] [__], 2022 (the “WIFIA Loan Agreement”), by and between CITY OF ENGLEWOOD (the “Borrower”) and the UNITED STATES ENVIRONMENTAL PROTECTION AGENCY, acting by and through the Administrator (the “WIFIA Lender”), we hereby present this certificate in connection with the Borrower’s delivery of Eligible Project Costs Documentation to the WIFIA Lender. Capitalized terms used but not defined herein have the meaning set forth in the WIFIA Loan Agreement. The undersigned does hereby represent and certify the following: 1. This certificate is being delivered to the WIFIA Lender in connection with the Eligible Project Costs Documentation and is applicable to the period between [__________] and [__________]. 2. Documentation evidencing the Eligible Project Costs to be reimbursed to the Borrower is set forth [in the attachment hereto, which is in form satisfactory to the WIFIA Lender][below: 20 If there is a Servicer for the WIFIA Loan, provide a copy to the Servicer as well and include its notice details here. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A D2-2 3638915.9 045485 CTR WIFIA USE ONLY Vendor or Contractor Name 21 Invoice Number 22 Invoice Date Payment Date Invoice Amount Activity Type 23 Description of Activity 24 Approved Amount Notes 3. The sources of funding for such Eligible Project Costs are [listed below / set forth in Exhibit [__] to this certificate]. 4. [The funds for which reimbursement will be sought were expended solely in connection with the payment or reimbursement of Eligible Project Costs.] Date: _______________________ CITY OF ENGLEWOOD 25 By: _______________________________ Name: Title:___________________________ 21 If seeking reimbursement for internal costs, enter “Internally financed activities.” 22 Vendor’s number indicated on the invoice sent to the Borrower. 23 Specify whether activity is: (a) Development phase activity, which includes planning, preliminary engineering, design, environmental review, revenue forecasting and other pre-construction activities; (b) Construction, which includes construction, reconstruction, rehabilitation and replacement activities; (c) Acquisition of real property, which includes acquiring an interest in real property, environmental mitigation, construction contingencies and acquisition of equipment; (d) Carrying costs, including capitalized interest, as necessary to meet market requirements, reasonably required reserve funds, capital issuance expenses and other carrying costs during construction; (e) WIFIA fees, including for application and credit processing; or (f) Other, with an explanation in the ”Description of Activity” column. 24 Provide a brief description of the activities included in the invoice for which WIFIA funds are being requested and any other notes that will aid in the review of the documentation. 25 To be executed by the Borrower’s Authorized Representative. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A E-1 3638915.9 045485 CTR EXHIBIT E FORM OF NON-LOBBYING CERTIFICATE The undersigned, on behalf of CITY OF ENGLEWOOD, hereby certifies, to the best of his or her knowledge and belief, that: (a) No Federal appropriated funds have been paid or will be paid, by or on behalf of the Borrower, to any person for influencing or attempting to influence an officer or employee of an agency, a Member of Congress, an officer or employee of Congress, or an employee of a Member of Congress in connection with the making of the WIFIA Loan and the amendment or modification of the WIFIA Loan Agreement. (b) If any funds other than proceeds of the WIFIA Loan have been paid or will be paid to any person for influencing or attempting to influence an officer or employee of any agency, a Member of Congress, an officer or employee of Congress, or an employee of a Member of Congress in connection with the WIFIA Loan, the Borrower shall complete and submit Standard Form-LLL, “Disclosure Form to Report Lobbying,” in accordance with its instructions. (c) The Borrower shall require that the language of this certification be included in the award documents for all subawards at all tiers (including subcontracts, subgrants, and contracts under grants, loans, and cooperative agreements) and that all subrecipients shall certify and disclose accordingly. Capitalized terms used in the certificate and not defined shall have the respective meanings ascribed to such terms in the WIFIA Loan Agreement, dated as of [_____] [__], 2022 (the “WIFIA Loan Agreement”), by and between the United States Environmental Protection Agency, acting by and through the Administrator (the “WIFIA Lender”), and the Borrower, as the same may be amended from time to time. This certification is a material representation of fact upon which reliance was placed when the WIFIA Lender entered into the WIFIA Loan Agreement. Submission of this certification is a prerequisite to the effectiveness of the WIFIA Loan Agreement imposed by section 1352, title 31, U.S. Code. Any person who fails to file the required certification shall be subject to a civil penalty of not less than $10,000 and not more than $100,000 for each such failure. Dated: _________________ CITY OF ENGLEWOOD, by its authorized representative By: _______________________________________ Name: Title: DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A F-1 3638915.9 045485 CTR EXHIBIT F WIFIA DEBT SERVICE 26 26 WIFIA Underwriting to work with Borrower to provide an initial amortization schedule. This will need to be finalized on the day of closing to account for the final interest rate. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A G-1-1 3638915.9 045485 CTR EXHIBIT G-1 OPINIONS REQUIRED FROM COUNSEL TO BORROWER An opinion of the counsel of the Borrower, dated as of the Effective Date, to the effect that: (a) the Borrower is a municipal corporation duly organized and operating as a home rule city under Article XX of the Constitution of the State of Colorado and the Charter of the City of Englewood; (b) the Borrower has all requisite power and authority to conduct its business and to execute and deliver, and to perform its obligations under the Related Documents to which it is a party; (c) the execution and delivery by the Borrower of, and the performance of its respective obligations under, the Related Documents to which it is a party, have been duly authorized by all necessary organizational or regulatory action; (d) the Borrower has duly executed and delivered each Related Document to which it is a party and each such Related Document constitutes the legal, valid and binding obligation of such party; enforceable against such party in accordance with their respective terms; (e) no authorization, consent, or other approval of, or registration, declaration or other filing with any Governmental Authority of the United States of America or of the State is required on the part of the Borrower for the execution and delivery by such party of, and the performance of such party under, any Related Document to which it is a party other than authorizations, consents, approvals, registrations, declarations and filings that have already been timely obtained or made by the Borrower; (f) the execution and delivery by the Borrower of, and compliance with the provisions of, the Related Documents to which it is a party in each case do not (i) violate the Organizational Documents of the Borrower, (ii) violate the law of the United States of America or of the State or (iii) conflict with or constitute a breach of or default under any material agreement or other instrument known to such counsel to which the Borrower is a party, or to the best of such counsel’s knowledge, after reasonable review, any court order, consent decree, statute, rule, regulation or any other law to which the Borrower is subject; (g) the Borrower is not an investment company required to register under the Investment Company Act of 1940, as amended; and (h) to our knowledge after due inquiry, there are no actions, suits, proceedings or investigations against the Borrower by or before any court, arbitrator or any other Governmental Authority in connection with the Related Documents or the Project that are pending.27 27 Other opinions to be added as appropriate for the specific project or transaction. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A G-2-1 3638915.9 045485 CTR EXHIBIT G-2 OPINIONS REQUIRED FROM BOND COUNSEL An opinion of bond counsel, dated as of the Effective Date, to the effect that: (a) The Borrower is a municipal corporation duly organized and operating as a home rule city under Article XX of the Constitution of the State of Colorado and the Charter of the City of Englewood (the “Borrower Act”), with good right and power to issue the WIFIA Bond. (b) The Borrower has the right and power under the laws of the State, including the Borrower Act, to enter into the WIFIA Ordinance, the Related Documents and the WIFIA Bond, and each has been duly authorized, executed and delivered by the Borrower, is in full force and effect, and constitutes a legal, valid and binding agreement of the Borrower enforceable against the Borrower in accordance with its respective terms and conditions. (c) the WIFIA Bond is (i) secured by Liens on the Pledged Property pursuant to the WIFIA Ordinance, (ii) enforceable under the laws of the State without any further action by the Borrower or any other Person, and (iii) ranks pari passu in right of payment and right of security with all Parity Lien Obligations and is senior in right of payment and right of security to all Subordinate Lien Obligations; (d) the WIFIA Ordinance authorizes the execution and delivery of the WIFIA Loan Agreement, authorizes the issuance of the WIFIA Bond, irrespective of whether any party has notice of the pledge and without the need for any physical delivery, recordation, filing or further act, and pledges the Pledged Property for the benefit of the WIFIA Loan and all other Parity Lien Obligations; (e) all actions by the Borrower that are required for the application of Gross Revenues as required under the WIFIA Ordinance and under the WIFIA Loan Agreement have been duly and lawfully made; and (f) the Borrower has complied with the requirements of State law to lawfully pledge the Pledged Property and use the Gross Revenues as required by the terms of the WIFIA Ordinance and the WIFIA Loan Agreement. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A H-1 3638915.9 045485 CTR EXHIBIT H FORM OF CLOSING CERTIFICATE Reference is made to that certain WIFIA Loan Agreement, dated as of [_____] [__], 2022 (the “WIFIA Loan Agreement”), by and among City of Englewood (the “Borrower”) and the United States Environmental Protection Agency, acting by and through the Administrator (the “WIFIA Lender”). Capitalized terms used in this certificate and not defined shall have the respective meanings ascribed to such terms in the WIFIA Loan Agreement. In connection with Section 11(a) (Conditions Precedent – Conditions Precedent to Effectiveness) of the WIFIA Loan Agreement, the undersigned, [___], as Borrower’s Authorized Representative, does hereby certify on behalf of the Borrower and not in his/her personal capacity, as of the date hereof: (a) pursuant to Section 11(a)(viii), attached hereto as Annex A is an incumbency certificate that lists all persons, together with their positions and specimen signatures, who are duly authorized by the Borrower to execute the Related Documents to which the Borrower is or will be a party, and who have been appointed as a Borrower’s Authorized Representative in accordance with Section 21 (Borrower’s Authorized Representative) of the WIFIA Loan Agreement; (b) pursuant to Section 11(a)(ii), the Borrower has delivered to the WIFIA Lender copies of each Parity Issuance Document, together with any amendments, supplements, waivers or modifications thereto, that has been entered into on or prior to the Effective Date, and each such document is complete, fully executed, and in full force and effect, and all conditions contained in such documents that are necessary to the closing of the WIFIA transactions contemplated hereby have been fulfilled; (c) pursuant to Section 11(a)(iii), the Borrower has delivered to the WIFIA Lender copies of each Existing Construction Contract, together with any amendments, waivers or modifications thereto, and each such document is complete, fully executed, and in full force and effect; (d) pursuant to Section 11(a)(iv), the Borrower has delivered to the WIFIA Lender a copy of the Borrower’s Organizational Documents, as in effect on the Effective Date (and certified by the Secretary of State of the State, to the extent applicable), which Organizational Documents are in full force and effect. Other than the WIFIA Ordinance, there are no additional instruments or documents necessary for the Borrower to execute and deliver, or to perform its obligations under, the WIFIA Loan Documents to which it is a party and to consummate and implement the transactions contemplated by the WIFIA Loan Documents; (e) pursuant to Section 11(a)(viii)(1), the aggregate of all funds committed to the development and construction of the Project as set forth in the Base Case Financial Model and in the Project Budget are sufficient to carry out the Project, pay all Total DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A H-2 3638915.9 045485 CTR Project Costs anticipated for the Project and achieve Substantial Completion by the Projected Substantial Completion Date; (f) pursuant to Section 11(a)(viii)(2), the Borrower has obtained all Governmental Approvals necessary (i) as of the Effective Date in connection with the Project and (ii) to execute and deliver, and perform its obligations under the WIFIA Loan Documents, and each such Governmental Approval is final, non-appealable and in full force and effect (and is not subject to any notice of violation, breach or revocation); (g) pursuant to Section 11(a)(viii)(3), (i) the maximum principal amount of the WIFIA Loan (excluding any interest that is capitalized in accordance with the terms hereof), together with the amount of any other credit assistance provided under the Act to the Borrower, does not exceed forty-nine percent (49%) of reasonably anticipated Eligible Project Costs and (ii) the total federal assistance provided to the Project, including the maximum principal amount of the WIFIA Loan (excluding any interest that is capitalized in accordance with the terms hereof), does not exceed eighty percent (80%) of Total Project Costs; (h) pursuant to Section 11(a)(viii)(4), the Borrower is in compliance with NEPA and any applicable federal, state or local environmental review and approval requirements with respect to the Project, and, if requested by the WIFIA Lender, has provided evidence satisfactory to the WIFIA Lender of such compliance; (i) pursuant to Section 11(a)(viii)(5), the Borrower has developed, and identified adequate Gross Revenues to implement, a plan for operating, maintaining and repairing the Project during its useful life; (j) pursuant to Section 11(a)(viii)(6), (i) the Borrower’s Federal Employer Identification Number is 84-6000583 (as evidenced by a signed W-9), (ii) the Borrower’s Data Universal Numbering System number is 075750133, and (iii) the Borrower has registered with, and obtained confirmation of active registration status from, the federal System for Award Management (www.SAM.gov), which confirmation is attached hereto as Annex B; (k) pursuant to Section 11(a)(viii)(7), the CUSIP number for the WIFIA Loan is [___]; (l) pursuant to Section 11(a)(viii)(8), the representations and warranties of the Borrower set forth in the WIFIA Loan Agreement and in each other Related Document to which the Borrower is a party are true and correct on and as of the date hereof, except to the extent that such representations and warranties expressly relate to an earlier date, in which case such representations and warranties were true and correct as of such earlier date; (m) pursuant to Section 11(a)(viii)(9), no Material Adverse Effect, or any event or condition that could reasonably be expected to have a Material Adverse Effect, has occurred or arisen since September 22, 2021; DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A H-3 3638915.9 045485 CTR (n) pursuant to Section 11(a)(ix), no rating letter relating to the Parity Lien Obligations then Outstanding and any Parity Lien Obligations proposed to be issued for the Project (including the WIFIA Loan) delivered to the WIFIA Lender pursuant to such Section 11(a)(ix) has been reduced, withdrawn or suspended as of the Effective Date; and (o) pursuant to Section 11(a)(x), the Borrower has delivered to the WIFIA Lender the Base Case Financial Model, which (i) demonstrates that projected Gross Revenues are sufficient to meet the Loan Amortization Schedule, (ii) demonstrates compliance with the Rate Covenant for each Borrower Fiscal Year through the Final Maturity Date, (iii) reflects principal amortization and interest payment schedules acceptable to the WIFIA Lender, (iv) demonstrates that the Borrower has developed, and identified adequate revenues to implement, a plan for operating, maintaining and repairing the Project over its useful life, and (v) otherwise meets the requirements of such Section 11(a)(x). IN WITNESS WHEREOF, the undersigned has executed this certificate as of the date first mentioned above. CITY OF ENGLEWOOD, by its authorized representative By: _______________________________ Name: Title: DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A H-4 3638915.9 045485 CTR ANNEX A TO EXHIBIT H INCUMBENCY CERTIFICATE The undersigned certifies that he/she is the [Secretary] of City of Englewood a municipal corporation (the “Borrower”), and as such he/she is authorized to execute this certificate and further certifies that the following persons have been elected or appointed, are qualified, and are now acting as officers or authorized persons of the Borrower in the capacity or capacities indicated below, and that the signatures set forth opposite their respective names are their true and genuine signatures. He/She further certifies that any of the officers listed below is authorized to sign agreements and give written instructions with regard to any matters pertaining to the WIFIA Loan Documents as the Borrower’s Authorized Representative (each as defined in that certain WIFIA Loan Agreement, dated as of the date hereof, between the Borrower and the United States Environmental Protection Agency, acting by and through the Administrator): Name Title Signature [_______________] [___________________] ________________________ [_______________] [___________________] ________________________ [_______________] [___________________] ________________________ [_______________] [___________________] ________________________ [_______________] [___________________] ________________________ IN WITNESS WHEREOF, the undersigned has executed this certificate as of this _____ day of [___], 20[__]. CITY OF ENGLEWOOD, by its authorized representative By: _______________________________ Name: Title: DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A I-1 3638915.9 045485 CTR EXHIBIT I FORM OF CERTIFICATE OF SUBSTANTIAL COMPLETION [Letterhead of Borrower] [Date] WIFIA Program Office [Insert Proper Address] Attention: Administrator Project: Englewood One Water Modernization Program – Sewer Utility System Project (WIFIA ID – 20178CO) Dear Director: This Notice is provided pursuant to Section 16(a)(i)(A) (Affirmative Covenants – Notice – Substantial Completion) of that certain WIFIA Loan Agreement (the “WIFIA Loan Agreement”), dated as of [_____] [__], 2022, by and between City of Englewood (the “Borrower”) and the United States Environmental Protection Agency, acting by and through its Administrator (the “WIFIA Lender”). Unless otherwise defined herein, all capitalized terms in this Notice have the meanings assigned to those terms in the WIFIA Loan Agreement. I, the undersigned, in my capacity as the Borrower’s Authorized Representative and not in my individual capacity, do hereby certify to the WIFIA Lender that: (a) on [insert date Substantial Completion requirements were satisfied], the Project satisfied each of the requirements for Substantial Completion set forth in the [Insert reference to the concession agreement, design-build or similar agreement for the Project]; (b) Substantial Completion has been declared under each of the above-referenced agreements and copies of the notices of Substantial Completion under such agreements are attached to this certification; and (c) Substantial Completion, as defined in the WIFIA Loan Agreement, has been achieved. CITY OF ENGLEWOOD, by its authorized representative By: _______________________________ Name: Title: DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A J-1 3638915.9 045485 CTR EXHIBIT J FORM OF QUARTERLY REPORT United States Environmental Protection Agency WIFIA Director WJC-W 6201A 1200 Pennsylvania Avenue NW Washington, DC 20460 WIFIA_Portfolio@epa.gov Re: Englewood One Water Modernization Program – Sewer Utility System Project (WIFIA ID – 20178CO) This Quarterly Report for the period of [insert relevant quarterly period] is provided pursuant to Section 16(d) (Reporting Requirements – Construction Reporting) of the WIFIA Loan Agreement, dated as of [_____] [__], 2022 (the “WIFIA Loan Agreement”), by and between the City of Englewood (the “Borrower”) and the United States Environmental Protection Agency, acting by and through the Administrator of the Environmental Protection Agency (the “WIFIA Lender”). Unless otherwise defined herein, all capitalized terms in this Quarterly Report have the meanings assigned to those terms in the WIFIA Loan Agreement. (i) Project Status. Provide a narrative summary of the Project’s construction progress since the last quarterly reporting period, including project components where appropriate. Complete the table in Appendix A to update the Project scope, schedule, and costs with the latest information. Current projection of Substantial Completion Date: _____________________________ If the current projection for the substantial completion date is later than previously reported in the prior Quarterly Report, provide a description in reasonable detail for such projected delay: (ii) Material Problems (if any) Note any problems encountered or anticipated during the construction of the Project during the preceding quarter that (1) impedes project completion within the scope, costs, and schedule outlined in the WIFIA Loan Agreement or (2) relates to unforeseen complications in connection with the construction of the Project. This may include commissioning/start-up issues, constructability issues for the project as planned, adverse impacts to project surroundings, change in or issues with meeting environmental compliance requirements, and unanticipated or abnormal permit approval timelines. Include an assessment of the impact and any current plans to address the problems. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A J-2 3638915.9 045485 CTR (iii) Other matters related to the Project Date: _______________________ CITY OF ENGLEWOOD, by its authorized representative or agent By: _______________________________ Name: _____________________________ Title:_______________________________ DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A J-3 3638915.9 045485 CTR APPENDIX A OF SCHEDULE J 28 Project Scope Project Schedule Project Costs Project Component Completed (Y/N) Contract/ Vendor Bid Advertisem ent Date Contract Award Date NTP Effective Date Original Substantial Completion Date Estimated Substantial Completion Date Original Contract Amount Estimated Costs to Complete Costs Earned or Paid to Date Total Table Definitions: Project Component – project name or ID as tracked by the borrower Complete (Y/N) – indication that project is complete, and no additional updates will be provided Contract/Vendor – the contract identifier and contractor that is/will be completing the project construction. Bid Advertisement Date – the date the bid was advertised Contract Award date – the date the contract was awarded NTP Effective date – the effective date to proceed with the construction in the Notice to Proceed Original Substantial Completion Date – the substantial completion date for the given project as noted in the original contract award Estimated Substantial Completion Date – the latest date estimate for substantial completion for the given project component Original Contract Amount – the original contract award amount Estimated Costs to Complete – the latest cost estimates to complete the given project component Costs Earned or Paid to Date – the latest incurred contract costs for the given project component Total – Total the cost amounts across all project components and contracts 28 Appendix A summarizes all project components that will be bid in the next quarter, are currently under construction, or have completed construction. It should be a cumulative list of projects that is updated each quarter. A Microsoft Excel spreadsheet with similar table format is acceptable. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A K-1 3638915.9 045485 CTR EXHIBIT K FORM OF PUBLIC BENEFITS REPORT Pursuant to Section 11(a)(xi) and Section 16(e) of the WIFIA Loan Agreement, the City of Englewood (the “Borrower”) is providing this Public Benefits Report in connection with the Englewood One Water Modernization Program – Sewer Utility System Project (WIFIA ID – 20178CO). Capitalized terms used in this certificate and not defined shall have the respective meanings ascribed to such terms in the WIFIA Loan Agreement dated as of the date hereof (the “WIFIA Loan Agreement”), between the Borrower and the United States Environmental Protection Agency, acting by and through the Administrator. Reporting Period: [Prior to the Effective Date][within ninety (90) days following the Substantial Completion Date][within ninety (90) following the fifth (5th) anniversary of the Substantial Completion Date] (i) The number of total jobs and direct jobs projected to be created by the Project during the period between the Effective Date and the Substantial Completion Date: WIFIA projects that the Project will create [__] total jobs, of which the Borrower projects [__] will be direct jobs. (ii) Indicate (yes or no) whether the Project will assist the Borrower in complying with applicable regulatory requirements, and if yes, describe how the project assists with regulatory compliance: Yes ☐ If yes, additional description: [___] No ☐ (iii) The Project will assist the Borrower with the following environmental measure:29 [___]. 29 NTD: WIFIA Engineering to provide type of measure required. DocuSign Envelope ID: 9C9C3C4F-DF18-4364-AA62-7B9DD01AE87A