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HomeMy WebLinkAbout2003 Ordinance No. 005• • • ORD INANCE NO. £ SER IES OF 2002 200 3 BY AUT HOR ITY COUNC IL BILL NO . 73 INTRODUCED BY COUNC IL ME:VIRER GARRETT AN ORDI NANCE AM EN DI NG TITL E 3, HAPTER 4, EC TIONS 2, 7, AN D 17, OF THE ENG LEWOO D MU NICIP AL CO DE 2000, TO MAKE CHANGES TO ENG LEWOOD NONEMERGENCY RET IREMENT PLA N DO CU ME NT (THE PLAN) AS REQUIRED BY THE INTERNAL REVE NUE SE RVICE . WHEREAS, City Co uncil previo usly ame nded Titl e J, Chap ter 6, or the Englcwoc·d Municipal Co de 2000 ; and WHEREAS , be ca use of new rcqui ,·c mcn ts by the lni crna l Re venue Service , more changes arc required to co nform to th e federa l requi rements. NOW, THEREFORE , BE IT ORD AINED BY TH E CITY COUNC IL OF TH E CIT Y OF ENGLE WO OD, CO LORADO , AS FOLLOWS : ~-Titl e 3, Chap ter 4, Sec tion 2, Su bsecti on 2.C.3 .b. or the Englewoo d Municipal Code 200 0, is hereby changed by add in g th e fo ll owi ng at the end or the Subsectio n: Jn...1he case of distribution wi th annuity starting dates on or after Decemb er 3 I "002 the mortali ty table used to adju st any hcnc Gt or lim i1a1ion under Co de Scc 1ion 41 5/b)/2l<Bl (Cl or rm as se t fo rth in Sec1io n 3-4-16 -3 o(Thc Pl an js th e tab le pre sc ribed bv Rev Ru) 1 00 )-62 . Sec ti on 2. Title 3. Chapter 4, Secti on 2, Subsec tion 2.1 , or the Englewood Municipal Code 2Uutl , is hereb y amend ed by adding the r " win g se ntence at the end or the Sub sec tio n: --==-·l.ill.-~lliill.llig Cr,nmcn s;nion on or a~1 c:r Jama y I 2002 ..!fil ,.li t"='""'"""'°"""""""'"d=c="','-'·c_=tie:o,· -'1Q.J.fo)il.1l..i.!i...i1illil\cl.1.9 200 000 ..illi..,llljllfilll, Si.:cti on 3. Title 3. Chapt a -4 . St!c li on 16. Su~scctio n 3 . .-\.6, of the Englew oo d ;\1lunicip :i l Code ~0 00, is change d to read as 10 ll ows: Thl· lim!1ati ons of thi s Si.:c tior. app ly to a s1raig l11 life annuit y with no anci llary bcn1,..•lits and 10 an ann ui ty tha t co nstitute s a qualified jo int and sur vi\'O r annuit y, pt o\'idi:d paymt:nt bi.:gms bctwc1.:11 ages sixt y-two (62) and six ty-li ve (65). ~,aym.,-nunen~FHt~ lti!'~etn~tHH ie ns-.J1tt~eed,e-1kaHl1ey--are-AootOfl~ui¥ttte11He :;wlJ~)t't~ftl-nttttlll~~i~H~i~~~F;--tl1~~t-tat-hlf tlHrJ'"fl'l;F<!j>IHltttll-t1vH'<~he-l imi1<11i<>n bel o .. se ,en~'j..e-ll,.,.151e,J lldHiH~~ytn~tH-~•dttt111~1t.~tft~H1):;Mt+fy-+i¥r.-P.-fl:--tlr-b~lt }W 10 b v lh~r➔el Eq ei"eieAI ef so . eAI) Ii e 1he'""'oo ElelleFS (S75,0 00 .00) eetn1ttettei1,g-t1Htge-l+ft.y fi .·e (55), er be le w-il,e-,•,.,...••i•I Eqei. a lent &f se,,en1y-fi~6'""'n<l-<lelloFS ($75,000.00) eeA>meneing al age lifty li•,•e if 13a)meHt ee mn~For bs:nefits pa id aOcr December 31 ?QQI if the annua l benefi t of the Part ici pant comme nces before th e Parti ci pant 's aµc 62 the foregoing limitation sha ll be redu ced for each momh by whi ch benefits com mence before the month in which th e Panicipant attains age 62 The an nu al benefi t limi tati on beginning prior to age 62 shall be dct ennincd as th e le sse r of the eg~nt annual benefit com puted using the Pl an's interest rate and mona)jty table Coe other tab ular factor) eq ujvalencc for ea rly retirem ent benefi ts nod the eguiva lent annual benefit compu !cd using a five percent int erest rate an d th e •mp licable mortality tab le as prescribed by Rev . Ru t. 200 1- 62 Anv decrea se in the adjusted defined benefit dollar limitation detcnnincd in ac cordance with thi s provi sion shall not reflec t any monality decremem to the extent tha t benefi ts will not be forfei ted upon the death of the Parti cipa nt If payment co mm enc es ofter age sixty-fi ve (65), the limita1 io n shall be the Actuarial Equivalenl of a nin ety lh ousa nd dollar ($9 0,0 00 .00) annual benefit com mencing al age sixty -fi ve (65). The inlerest m~ assu mpti on for purposes of de1ermining Actuarial Equi valency under 1his para gra ph sha ll be the inlere sl rate oth erwi se use d fo r purposes of computin g optional forms of in co me payable under lhe Plan , bu1 th e ra 1e shall nol be less 1han five perce nt (5%) annua ll y if bcnefils commence before age six ty-five (65) and shall not exceed five percent (5%) annu all y if be nefits comme nce afte r age sixty -fi ve (65) ~-Ti tl e 3, Chapter 4, Secti on 17 , Sub sec ti on 3-B .I , Englewoo d Municipal Co de 2002 , is hereby amended by ad ding lhe following at lhe end of Eligible Rollover Dist, ibutio11 : For dis tributions on or after Janua ry I 2002 a ponion of the distribution sha!I not fail to be an eligible rollover dis trib ution mere ly bec.ausc the poJ:!i2n consis ts of after -t ax cmp lovce co ntri buti ons wh ich arc not includible in gro ss income However suc h portion may be paid on ly to an individua l retirement acco unt or annui ty described in Section 408(a) or Cb) of the Co de or to a qualified defined co ntribution plan described in Section 40 I (a) or 403Ca) of the Co de that asrccs IQ separa tely accou nt for amoun ts so transfe rred including separat ely accou ntin° for the portion of such distributi on which is ioclud iblc in gro ss income and the portion of such dis tributi on whi ch is no t so includ iblc Sc.:cti on "· Title 3. Chapte r -t, Sec tion 17, Subsection 3-8.2, Englewood Municipal Cod e 2002, is hereby amended by adding 1he fo ll owing at 1hc end of Sub sec lion 3.8 .2. Eligib le Reriremem Plan : EITc~t ivc January I 20 07 an eligible retirement plan shall also mean :rn , . . . . . . . . . . r -2- • • • • • sta te or agency or in strumeo rality of a stat e or political subdi vision of a state and which agre es to se para tely account for amounts tran sfe rred int o such plan from thi s Plan The defini tion of eligib le rctircmc.nt pl.m shall also app ly in the case of a di stribution to a su rviving spou se or to a spou se or former sp ouse who is the nlt ematc payee und er a qu alified domestic relation ord er as ~ in Code Sec ti on 4 I4(p), ~ Title 3, Chap ter 4, Section 7, Subsection 8.M.6, of the Englewood Municipal Code 2002 , is hereby amended lo read as fo llow s: 3-4-7 : Reti reme nt Benefits 8: Defe rred Retirement Option Plan (DROP). M. Form of Payment. 6. Combination of Lump Sum and Periodic Paymellls. An init ia l lump sum payment of an amount de signated by the ret iree, followed by a designation of a number of subsequent monthly pay ments or an amount payable on a monthly basis . Rega,dless of the Al,m of pl!) ment the ,eti,ee cheeses, the minimum dist,ihutien amount .. ill he dete,mined and ftlade ie aeee,daeee .. it:, Cede Sec tion 481 (al (9), &lld the ,egulatieos the,eunde,, ineluding minimum di st,ihutien ineidenttti-<leo!h henefit ,equi,efflent of p,epesed letefftal Re, en ue Cede Reg•latien Seetiee 1.4 0 I (a)(9)2, (puhlished in the Federnl Registe• •• Jul) 27 , 1987). The minim•m dist,ihutien is ,e,ale•lated ann••ll) on the hasi s of the life e.1 peetB11e) of the ,eti,ee and tl1e ,etiFCe's designated henefieiBl), if applieahle . If ele cted in .. ,iting hef<l,e the ,eq•i•ed heginning date-"1tdeF-Cede Seetion 18l(a)(9), B) the ,eti,ee , anEller the ,et i,ee's spouse , if appli eah le , the life e*peetane) of the ,etiFCe anElle, 11,e ret iree's spe•se sha ll 1,e FCealeulated annuall). Distributio ns shall be made in accord anc e w~ requirements of regu lati ons und er Code Secti on 40I(rr1£21 including minimum incidental death benefit reouirem cnts of th ose regulations Se cti on 7. Snfc 1y CJa uscs . The Ci ty Co un cil hereby finds , determines , and declares that this Ordinance is promulgated under th e general police power of tl,e City of Englewoo d, th at it is promulgated for the he alth , safety , and we lfare of the public , and th at th is Ordinance is nec essary for the preservatio n of health and safety and fo r the prote tio n of public conven ience and we lfare. The City Counc il furth er determines thnt the Ordina nce bears a ra ti onal relation to the proper legi sla ti ve obj ec t so ught to be ob tai ned . ~ Sev crahility If any cl ause, sc111ence, para grap h, or part of this Or in :rnc:e t,r the applica tion !here of to any person or ci rcum stances shall fo r any -3- reaso n be adjudged by a co urt of co mp e1cnt ju ri sd icti on inva lid, suc h j udgmcn l shall not affccl, imp air or inva li da te th e remainde r of thi s Ordinance or it app lica tion 10 oth er perso ns or circ ums lanccs . Scc 1i on 9. Inco nsis ten t Ordin ances. All ot her Ordin ances or portion s thereof inconsis tent or co nfli cti ng wi th th is Ord in ance or any po n ion hereof arc hereby repea led to th e 1.. .te nt of such in co nsistenc y or co nni et. Sec ti on 10. Effec t of rep eal or modification The repe al or mod ifi ca 1ion o f any pro vis ion of th e Co de of the Cit y of Englewoo d by thi s Ordinan ce shall nol re lease, ex ti ngui sh, alter , modi fy, or change in whole or in part any penalty , fo rfei ture , or liabili ty, either civ il or crimin al, wh ic h shall ha ve been in cu rred und er su ch pro v ision, and each pro visio n shall be 1rea1e d and held as still rem ai ning in force fo r th e purpos es of sus tai nin g any and all prope r act ions, suits, pro cee dings , and pro sec uti ons fo r the enforce ment of the pe nalty, fo rfeiture, or li ab ilit y, as well as for the purpo se of susta inin g any judgme nt , dec ree, or order wh ich ca n or may be rendered, er.t ered, or made in such ac ti ons, suit s, pro ceed in gs, or prose cuti ons . M£limL.!.l., ~ The Penalty Prov isio n of Sec tion 1-4-1 EMC shall ap pl y lo each and every violati on of thi s Ordinan ce. In trod uced , read in fu ll and passe d on first re ading on th e 16'' da y of Decembe r, 2002. Published as a Bill for an Ordinance on th e 20'' day of Decembe r, 2002. Read by titl e and passe d on fin al readin g on th e 6" day of Janu ary, 2003 . Publi shed by titl e as Ordinance No . .2_, Seri es of 20 02 /2003 on th e IO '' day of January, 2003 . I, Louc ri shia A Elli s, Ci1y Cink of th e Cit y of Eng lewood, C that the above and lorcgo ing is n tmc ;WY of th e Or dinan ce p sc pub lish ed by titl e as Ordin ance No. -2_, Se ries of 20 _/2 --1 - rado , hereby cc nify on linal rc·•J,'~ • • • • • COUNCIL COMMUNICATION Date Age nda Item Subject A bill fur an ordinance ad opting December 16, ~002 ·0 a iii amen~·-,ents tc, the City of Englewood 1'J on ergen cy Retirement Plan UClc" .i ent {the Plan ) Initiated Bv I Staff Source City of Engl ewood, Finance an d Administrative Frank Gryglewicz, Director Service Deoartment COUNCIL GOAL AND PREVIOUS COUNCIL ACT IO N The City Co un ci l passed O rdinance 40 . Ser ies of 1999, amending Title 3, Chapter 6, pertatn i:;~ m 11\E City of Engle wood N on Emergency Retirem ent Pl an Amendment. RECOMMENDED ACTION Staff recommends the City Cou nci l approve th e att ac hed bill for an ordinan ce. BACKGROUND , ANALYSIS, AND ALTERNATIVES IDENTIFIED This o rdinance does not substantially change the cu rr ent level of pension benefits for the NonEmerge ncy Retirem c 't Plan participants. Th e ordinance provides the Internal Reven ue Se rv ice 's (IRS ) required chang es 10 the Pla n. Th e Plan document is amended to cornp lv wi th federal req uirements . FINANCIAL IMPACT None . LIST Of ATTACHMENTS Pro posed bi ll ior an o rdinan ce