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HomeMy WebLinkAbout2004 Resolution No. 054• • • RESO LUTI ON 0 . _i SERI ES OF 2004 A RESOLUTION 11' WHI CH THE CITY CO UNC IL OF THE CITY OF ENGLEWOOD, COLORADO HEREBY CASTS ITS EM PL OYER 'S VOTE fN FAVOR OF Tl-IE FIRE AND POLI CE PENS IO, ASSO CIATI O:--1' (F .P.P.A.'S) PROPOSED AMENDMENTS NO. I, NO. 2 AND NO . 3. WHEREAS, pursuant to the authorit y gran ted in C.R.S. 3 1-3 1-408 , th e Board of Directors of the Fi re and Poli ce Pension As sociation (F .P.P.A.) ("Board ") has prop osed certai n plan amendments to th e pen sio n benefits se t forth in Part 4, Artic le 3 1, Title 3 I C.R .S., an d as amended, wit h respect to members of th e Statewide Defined Bene fit Pl an ("the Plan ") sa id proposed pl an amendm ent s includin g three scpura tc amcndm en1 s to th e tutcwi de Defin ed Bene fit Plan; and WHEREAS , the propo sed modifica1i0c · 2004-4 , ado pted by th e Board on March 2 Plan is set fort h in th e FPPA 's Reso lu tion No. I WHEREAS , F.P.P .A. Boa rd ofDirec to, ned in its Re soluti on 2004-5, adopted on Marc h 24, 2004, ha s cenified th at the prop osc u . nc ndment s will maint ain or enh ance the actua rial so undne ss of the plan, do not requi re an 1111.:rease in th e em pl oye r and member con tributi on rates, do not adve rse ly affe ct the Plan's statu s as a qualifi ed pl an, do not adve rse ly affect th e pen sion benefits of reti red members 1 and do not redu ce the Plan's nonnal retireme nt age below what is pennittcd by law ; and WHEREAS, th e Eng lewood mem bers ofF.P.P.A. held an electio n and vo ted in favor of F.P.P.A. 's proposed Amendments No . I , No . 2 and No. 3; fi ve (5) memb ers did not vo te and those vo tes we re co unt ed as "No" vo tes; NOW, TH EREFORE, BE IT RESOLVED BY THE CIT Y COUNC IL OF THE CITY OF ENG LEWOO D, COLORADO , THAT : Sect.ion I. Th e Ci ty Co un cil of the Cit y of Engl ewoo d, C..o lorado hereb y casts its Em pl,,yc r's vo te in favo r ofF .P.P.A.'s proposed Amend ment No . I -"S elf-direction of SRA," mem bers will se lf direc t th ! SRA monies in th eir accounts in any in vc simcnt opt ions offe red by FPPA, once the members have retired (No nna !, Early. or Ve sted Re tiremen t) or ente red DROP . Section 2. The City Cou ncil of the City of Eng lewoo d, Co lorado hereby cast s its Empl oye r's vo te in favor ofF.P.P .A.'s prop ose d Ame nd ment No . 2 -"DROP Pa ymen t Opti oni" removing the requi reme nt on the cu rrent amendment that a participa nt in the Statewide Deferred Reti rement Option Plan (DROP) who tcnninatc s emp loyme nt and beco mes a retiree , or surviving spouse of a deceased parti ci pant, mu st sel ec t a pa yme nt option with 30 days of em plo yme nt tcm1inati on or the lump sum pa yment method shall be utili zed . A min imu m di str ibut ion would be required as prov ided by the I RS . • Secti on 3. Th e City Council of th e C ity of Englewood , Co lorado hereby casts its Empl oye r 's vo le in favo r ofF.P.P.A.'s propowl Amend men t No. 3 -··Purchase of Monthly Benefit s," 10 all ow me mbers who have an SRA account aud/o r DROP acco unt to make a one-tim e, irre voca ble election s at retirement or separa tion of service , which evr r co mes later, to purchase a month ly benefit from the Statewide Defin ed Benefit Plan . ADOPTED AND APPROVED thi s 2 1st day of June , 2004. ~{l Loucrishia A. Ellis, C ity Clerk I, Loucrishia A. Ellis, City Cler@ the Ci ty of En abov e is a true copy of Reso lution No. , Series of2 • • • COUNCIL COMMUNICATION Date Agenda Item Subject lun e 21, 2004 10 C ii Reso lution ca stin g th e City o f Englewood's vo te as empl o1•er rega rding Fi re and Poli ce Pension Associa ti on (FPPA) pr o posed amend me nts Initialed By I Staff Source City of En glewood, Fina nce and Ad minis trati ve Frank Gryglew icz , Direc to r Services D epa rtm en t COUNCIL GOAL AND PREVIOllS COUNCIL ACTION rhe City Co un cil has not acted o n thi s iss ue in th e past . RECOMMlN DED ACTION ~ldif r,•co mm ends Ci ty Council cas t its vo te rega rding the proposed ame ndm en t to th e Statewide Defi ned 31-ne••t n (S WDP), as o utlined be low. Th e vo te must be ce rtifi ed to FPPA by Jun e 28 , 2004. ll J\CKG l<OUND, ANALYSIS, AND ALTERNATIVES IDENTIFIED Th e FPPA has submitted to it s ac ti ve pl an memb ers fo ur pro posed ame ndm ents to th e Statewid e Defi ne r! Benefit Plan . An electio n has bee n held to determine if th e proposed amendmen ts sho uld be adopted. An y amendm ent must be a pp rove d by an affirmative vo te of 65% of th e ac tive plan me mb ers, and o,o ,,, than 50% of th ei r empl oyers to be adopted. Memb ers who do not vo te are co unt ed as a "no " vo te. The amendm ent a nd results of th e empl oyee vote is as fo ll ows: Amendment 1: Members will self direct the Separate Retirement Account (SRA) monies in their accounts in any inve stment opfio,,s offered by FPPA, once the members have retired (Normal, Earl y, or Ve sted Retirement ) or entert•d DROP . Curre ntl y -SRA mo ni es are commin gled for in ves tment purp oses in th e Fir e & Police Mem bers' Benefi t rund and eari 1 inves trn en t return bas ed on th e perfo rm ance of th e fun d, or memb ers may choose th e rate of 1 short-term in vestm ent selected by th e FP PA Boa rd. Empl oyee vote: In fa vo r: 33 Aga in st: 10 Eli gible memb ers who did no t vo te: 5 Cos t of amendm ent as pe rce nt (%) of payro ll : 0% Amendment 2: Remove the requirement on the current amendment that a participant in the St atewide Deferred Retirement Option Plan (DROP) who terminates employment and becomes a retiree, or surviv in g spouse of a deceased participant, must select a pa yme nt option with 30 days of employment termination or th e lump sum payment method shall be utilized . Minimu m distribution would be required as pro vided by the IRS . Cun mtl y -A pa rti cipa nt in th e DR O P who terminat es empl oyment and bec omes a retiree, or th e • s11rvivln g spouse of a decease d parti ci pant, mu st se lect a pa yment op ti on wi th in 30 da ys or 1 tire ment. If no selec tion is made by th e retir ee or surv ivi ng spo use wi th in 30 days of retiremen t, l he lump sum pa ym ent shall be utilitized. Em p loyee vote: In favor: 4 1 Aga in st: 2 Eli gible m embers w h o did not vo l e: 5 Cost of am endment as perce nt (%) of payrol l: 0% Amendment 3: To allow members who have an SRA account and /or DROP account lo make a one- time, irrevocable election al retirement or separation of service, whichever comes later, to purchase a monthly benefit from the Statewide Defined Benefit Plan . Thi s amendment would all ow a member w ho is eligi ble fo r n orm al, deferred, or ea rl y retirem ent to elect to transfer all o r part of hi s/her SRA acco unt an d/or DROP account to m ake a one•tim e, irrevocable electi on at retiremen t or sepa rati on of service, whichever co m es later, to purchase a mo nthly benefit. Fund s may no t b e transferred fr om outside the Statewide Defin ed Benefit (SWDB) to purchase a monthly benefi t. T•1e fund s transferred to th e SWDB Plan are to be consi de red Member Contributions fo r purposes of reiund con1ributi ons und er Colorado Revised St atut e (C.R.S.) 3 1·31 -403 (6) and 31-3 1-404. The purchase must be in one lump sum, whi ch must be transferr ed prior to the distribution of benefits fr om 1h e D efined Bene fit Component. Once th e M em be r 's monthly pay ment amount is ca lcul ated, it w ill b e co nsid ered to be a p o rtion of th e Member's normal, deferr ed o r ea rl y retirem ent und er C.R.S. 3 1-3 1-403. it may b e redu ced if th e m ember • elec ts one of survi vor opti ons offered under th e Plan . As part of th e pe nsio n, th e purchased mo nthly ben efit may be ad ju sted fo r a Cost of Li ving Adjustment pursuant to C.R.S. 3 1-3 1-407. O nce th e mo nthly b enefil is purchased, th e Member ma y not conve rt b ac k to a lump sum payout. An appli ca ti on to purchase a m onthly benefit shall be fil ed by th e M e:nber w ilh FPPA on th e Applicable Fo rm . Th e M ember mu st provide any documentali on that is req uired by th e Boa rd to c omplete th e purchase. Currently -Thi s poss ibl e amendmen t will b e a new p lan provision. Emp loyee vo te: In favo r: 41 Aga in st: 2 Eli gible members w h o did not vote· 5 Cost of amend ment as pe rce nt (%) of pay roll : 0% Th e City Co un ci l h as the o pti on 10 vote lhe sa m e as th e employees, o r vote in favor or against any of th e proposed amendm ents. Th e Employers ' votes are counted se parately fr om th e members . To pass, th e am endments mu st b e approved by an affi rm ative vo l e of at leas t 65% of the active members and m ore 1h an 50% of their employe.-s. • • • • FINANCIAL IMPACT This action doe s not direc tl y impac t th e City's finan cia l condition because th ere is no additional cos t for th e am endmen ts. LIST OF ATTACHMENTS Proposed reso lution Fir e and Poli ce Pension Association Plai n Languag e Summary of 2004 Proposed Amendments Fire an d Po lice Pension Association Board of Direc tors Reso lutio n No. 2004-4 Fire and Poli ce Pension Association Board of Direc tors Reso luti on No. 2004-5 (Th e Emp loyer does not vo te for th e c rea ti on of th e Sta tewide H ea lth Ca re Defined Benefit Plan.) Fi re and Police Pens ion Association Board of Direc tors Resolution No. 2004-6 Plain I Language of the State1 Ide Election Items for members of the Statewide Defined Benefit Plan Fire and Police Pension Association of Colorado FP~ 5290 OTC Parkway Sulte100 Gntenwood \lllage, Cdcndo 80111-2721 31l3/TT0-3m IOllfree 800/332-3";'72 lax 3ll3/ 771 -7622 www.lppaco,"'11 Creation of the Stat ew ide Healtl, Care Defined Benefit Plan Implements the Swewide Health Care Defined Benefit (SWIIC) Plan 10 provide :1.1SIS1ance in payinr, health we costs alter retirement. Memberco11hib11tion is 1% of base snla1:r. Amendment ] ____________ _ Members will self direct the SRA monies In their accounts in any Investment option offered by FPPA, once the members have retired (Normal , Early, or Vested Retirement) or entered DROP. Gumm/ Plan Provision In the curm,t plan , SRA monies are commingled for lnYeSUllenl purposes in lhe Fire & PoUce Member.;' Benefit Fund and e:im investment rerum based on th e perfonnance of the fund , or • member.; may choose the rate of a short-lenn investment seiertrd by the PPPA Board. Cos/ of Ibis possible amendment (as a11n11nl % of pay) = 0% Amendment 2------------ Remove the requirement on the current amendment ti-at a participant In the Statewide Defem-1 Retirement Option Plan (DROP) who terminates employment and becomes a retiree, or the suniving spoUIC of a deceased participan~ must select a payment option within 30 d2ys o~nninatioo or the lump sum payment method sh211 be utilized . Minimum distribution would be required as provided by the IRS . CUITelll Plt111 Provisio n A participant in the DROP who tenninates employment and becomes a retiree , or the surviving spoUIC of a deceased participant, must select a payment option within 30 days of retirement If no selection Is made by the retiree or surviving spouse within 30 dar.; of retirement, th e lump sum payment method shall be utilized . Cost of this poss ih/e ama11dme11/ ( as annual % ofjJaJ1 = 0% Amendment 3 --------------- To allow members who have an SRA account and/or a DROP account to make a on e-time, ilTevocable election at retirement or separation of senice, whichever comes 1:uer, to purchase a monthly benefit from the Statewide Defined Benefit Plan . Tbis possible a111e11d111e11/ will be a new jJlllll provision . Cos/ o_( !hi.I' J1 ossiblt• m11e11d111e11/ ( as rm.mm/% offiaJ 1 = 0% 419 /04 • • • • FIRE AND POLICE PENSION ASSOCIATION BOARD OF DIRECTORS RESOLUTION NO. 2004-4 Res.200 4-4 WHEREAS , Section 3 1-31-408 , C.R.S ., as amended , authorizes the Board ofDire<;tors of the Fire and Police Pension Association ("the Board") to modify the pension ber.efits and the age and service requirements for pension benefits set forth in Part 4, Article 31 , Title 31, Colorado Revised Str.~t~s . as amended, with res pect to the memb ~rs of the Statewide Defined Benefit Plan ("th e ,·h111'"1, am! ·mu.KEAS, Section 31-31-408 , C.R.S ., ,s &mended , sets fo r::S , .. ,nitln conditions which r,11J <! i." set before the Board may adopt any modification to the Plan , including approval by at L ~, '\X!f•five pen:ent of the active members of the Plan and more than fifty percent of the emptv1 cs hlving active member:; cov ered by the Plan ; and WHEREAS, purnuant to the authority granted in Section 31-31-408, C.R .S., as amended, the Board has adopted Rules establishing the procedure which th e Board will follow with respect to its adoption of any modification of the Plan ; d WHEREAS , FPPA Rule 704 .01 requires that the Board provide a copy of the language of each propo sed plan modification to employers for distributi on to each member of the Plan ; and V. HEREA S, if adopt ed, the proposed amendm ents will only affect the Stat ewide Defined Benefit Plan ; NOW , TIIEREFORE, BE IT RESOLVED, th at the Board hereby proposes the follow in g modifications to the Plan which shall be submitted for approval 10 Plan employers and Plan members purnuant to the prov isi c;;is of Section 31-31-408, C.R..S., as amended , and FPPA Rul e 704. Amendment One : Self Dit ::~:ion for SRA monies fo r retired and DROP members A new Section 31-3 1-406 .5 l·O be adopt ed as follow s: 31 -31-406.5 Self Direction of separate retirement account. If a retired meD1ber elects to receive payment of the member's separate retirement account funds in periodic installments or elects to defer receipt of funds, the unpaid balance in the member's separate retirement account will continue lo accrue actual earnings based on the member's direction for the investment of the separate retirement account. The separate retirement account assets shall be hel d for investment purposes as part of the fire and police members' self-directed investments fund, subject to such rules as may be adopted for the administration of the member self-directed investments. The Board shall be authorized to l/BoaJd/2004 Resolution/2004-i 0)-16--04 Rcs.2004~ charge eli> b account • fee for the administration of the separate retirement account. The Board shall direct the investment of the member's separate retirement account until the • rmber provid es direction oo the investment of the account. A new Section 3 1-3 1-405(4 .5) to be adopted as follows : (4 .5) For purposes of this Section 31 -3 1-405 C.R.S., members of th e deferred r! •ircment option plan shall be deemed to have terminated service. Section 31-31-409.5(8), as adopted as part of Amendment 5, Fire and Police Pensi on Association, Bo ard of Directors Resolution No . 98-2, dated February 23, 1998, to be am ended as foll ows: (8) Upon commencement of the member's participation in the DROP, the member shall ,~main an active member. Nevertheless, the member shall earn no additional service credit or sdd itional benefits under the Statewide Defined Benefit Plan. For purposes of Section 31-31- 405 C.R.S., a member participating in the DROP shall be deemed to have terminated 1,~r.•;ce. Amendment Two: Removing the requirement that a DROP participant select a payment option within 30 days of termination . Amend Sections 31 -31-409.5 (13), as adopted as part of Amendment 5, Fire and Police Pensi on Association, Board of Di1ectors Resolution No . 98-2, dated February 23, 1998, to read as follows : (13) (a) A participant in the DROP who terminates employment or reaches the five- year limit for participation shall be come a retiree and shall receive, at the retiree 's option, a lump sum payment from the retiree's individual DROP account equal to its balance plus net investment earnings and lo sses, or equal monthly installment payments from the retiree's individual DROP account over a period not to exceed the retiree's life expectancy or the joint life expectancies of the retiree and the retiree 's designated beneficiary. At the end of the installment period, a final disbursement of remaining funds in the DROP account shall be made. u:-i.e seleetie11 is made liy Ille ,e1i,ee .. ~thie 30 d~·s efreliremenl; Ille 1-13 Simi Jl~'!B ef!I methed shall lie-tililii!ed . (b) Notwithstanding aoy prov151on to the contrary, any distribution under th e DROP shall be made in accordance with Code Section 401(a)(9) and the regulations estahlisted there under as they are amended and shall comply with the following rules: (i) To the extent required by Code Section 401(a}(9) and the regulations promulgated there under, payment of the benefits of a Member shall begin not later .than the "required beginning date." For purposes of this Section, "required beginning date" means April 1 of the calendar year following the later of the calendar year in which the • Member reaches age seventy and one-half (70½), or the calendar year in which the Member • retires. l./Board/2004Rcsolut kmfl004--4 0J-16-04 • • • Res.2004-4 (ii) No payment option may be selected by a Member unless the amounts payable to t he Member are expected to be at least equal to the minimum distribution required under Code Section 401(a)(9). (iii) The amounts payable m t satisfy the minimum distribution incidental benefit requirements of Code Section 401(a)(9)(G). Ame nd Sec ti ons 31-3 1-409 .5 (14), as adopted as pi Ill Am endment 5, Fire nnd Poli ce Pen s ion Assoc iation, Board of Directors Reso lution No. 98-2, dated February 23, 1998, to read as follow s: (14) If the member dies dllfing the perieEI ef the member's plllti eipati efl in lh e DROP end th e member"s Elesigfll1led benefieillf)' is the member 's SIIFYiving spel!Se le wham the tneml!ef was legall)' mllffieEI at the lime eflhe member 's Elelllh , the niember 's desigBSled beeeiieiary-sball ree,,we,at the benefieillf}''s eptien, a h1mp sum poyment frem the retiree 's inlliYi dool DROP aeeaool e~ool le its ha!BJ1ee pll!S net in•estmenl eamiegs ood lesses, sr e~IIIII meethl y installment payments frem the reliree 's indi•id11al DROP aee011111 e m a peried 1101 le eneee4 Uie SJ!811se 's life er life enpeetooey. lfee seleeliee is maEle by the E'asigeated beeelieiary within 30 days ef death efthe member, the l11mp s11m pa)menl methed !ihall be 11til ia,EI. (a) In the event of the Member's death, rlny remaining benefit shall bt distributed according to the following subject compliance with Code Section 40l(a)(9) and regulations there under • (b) If the Member bad begun receiving periodic payments from the Piao that were not aonuitized, the balance of the Accounts shall be paid to the Designated Beneficiary at least as npidly as under the payment option selected by the Memb:r. (c) If the Member bad begun receiv ing payments in the form of a pension or annuity, the Designated '8eneficiary shall be bound by all restrictions applicable to the pension or annuity, and the form of payment selected there under, and remaining payments, if any, shall b e paid to the Designated Beneficiary in the same manner. (d) If the Member dies before distribution. na ee commeued, a Spouse Designated Beneficiary may take a lump sum distribution or may delay the commencement of benefits until not later than December 31 of the year the Mtmber would have attained age sev enty and one-half (70½) and may elect to receive periodic payments over the Spouse's life expectancy. ( e) If the Member dies before distributions have commenced, a Designated Beneficiary other tban ·. ,,.rviviog Spouse may take a lump sum or a periodic payment. In the case of a lump Slim, payment must be made no later than December 31 of the calendar year containing the fifth anniversary of the Member's death. In the case of a periodic payment distribution., payment must commence no later than December 31 of the year following the year r,f the Member's death, and in no event be payable over a period longer than lhe De signat<:d Beneficiary's life expectancy at the time the distribution commences. LJD 011d/2004Rcsolu t10nl2004-4 03-16-04 Res .20044 (f) If the Member bas not designated a Designated Beneficiary or the Piao is unable to locate the Designated Beneficiary upon death, the Member's remaining interest wiU be paid in a lump sum to the Member's estate. (g) Notwithstanding the foregoing, any payment to an estate shall be made in a lump s11m. Amendment Three : Allow purchase of a monthly benefit from the SRA account and the DROP BCC C\UOt. A new Section 31 -3 1-410.5 to read as follows : 31-31-410.S Purchase of Monthly Benel'its. A Member who is eligible for normal, deferred, or early retirement may elect to transfer all or part of bis/her SRA Account and bis/her DROP balance within the Statewide Defined Benefit Plan to purchase a monthly benefit. Funds may not be tnusferred from outside the Sta,ewide Defined Benefit Plan to purchase a monthly benefit. (a) The funds transferred are to be considered part of the member's accumulated contributions for purposes ofC.R.S. § 31-31-403(6). (b) At retirement or separation of service, which ever comes later, a Member may make a one-time, irrevocable election to purchase a monthly benefit. The purchase must be in one lump sum, which must be transferred prior to the receipt of defined benefits. (c) Once the Member's monthly payment amount is calculated, it will be considered to be a portion of the Member's pension u,Jder C.R.S. §§ 31-31-403 (1) (normal retirement), (3) (deferred retirement), (4) (early r,,tirement), or C.R.S. § 31-31-404(2) (vested retirement). It may be reduced if the member elects one of t~e survivor options offered nnder C.R.S. § 31-31-404(S)(a) of lbe State,.·ide Def med Benefit Piao. ( d) As part of the pension, the purchased monthly benefit may be .. djusted punuant to C.R.S. § 31-31-407 of the Statewide Defined Benefit Plan. ( e) Once the monthly beoet;t is purchased, the Member may not convert back lo a lump sum payout. (f) An application to purchase a monthly benefit shall be filed by tbe Member with the Plan Administrator on the Applicable Form. The Member must provide any documentation that is required by the Board to complele the purchase. L/Doudfl004Rcsolulion/'20CM-4 03 ·16-04 • • • • • • Rcs .2004 -4 Upon approva l by the members and the employers, the se amendments shall become effective ~~ /1 :).oos-' IN WITNESS WHEREOF , I have hereunto set my hand on thi s 24th day of March ,2004. ST A" f: OF COLORADO ) ss. County of Arapahoe ) FIRE AND POLICE PENSION ASSOCIA TJON, a political subdivision of the State of Colorado By:_€:~ Leo,. Jo~ h' an Board of Directors The foregoing Resolution was acknowledged before me this 24th day of March, 2004, by Leo J . J~hnso n, Chainnan of the Board of Directors, Fire and Police Pension Associ ation, a political subdivision of the State of Colorado. Witness my hand and official se al. My commission exp ires: /,;/_ -/ -;}_ tJ/12 (Seal) L/Do11d/2004Re10 lu1 ionl2004..it OJ-l b-CM FIRE AND POLICE PENSION ASSOCIATION BOARD OF DIRECTORS RESOLUTION NO . 2004-5 Rcs .2004:; W.'fEREAS, pursuant to the authority granted in Section 3 1-3 1-408, Colorado Revi sed Statutes, a:: am ended , the Board of Directors of the Fire and Police Pension Ass ociation ("the Board") hi s proposed certai n modifications to the pension ben e fit s set forth in Part 4 , Articl s 31, Title 31 , C )iorado Revi sed Statutes , as amended, with respect to the me mbers of the Statewide Defined ~nefit Plan ("the Plan"); and WHEREAS, the proposed modifications to the Plan are set forth in the Board's Reso luti on No. 2004-4 , adopted by the Board on March 24, 2004 ; and WHEREAS, FPPA Rule 704.02(b) requires that prior to an election by employers and members on any proposed modification to th e Plan , the Board shall provide employers with a certification that the proposed modifications comply with the requirements set forth in Section 31-31-408, Colorado Revised Statutes, as amended; NOW, THEREFORE, BE IT RESOLVED, that the Board hereby certifies that the proposed modification s to the Plan set forth in Board Resolution No. 2004-4 comply with the • requirements set forth in Section 31 -3 1-408. The Board finds and determines the following : • I . The proposed modifications will maintain or enhance the actuarial soundness, as s pec ified' in Section 31-31-102 (I ), of the Plan. 2 . The proposed modifications do not require an increase in the employer and member contribution rates established as of January I , 1980, pursuant to Section 31 -31 -402. 3. The proposed modification s do not adversely affect the Plan 's statu s as a qualified plan pursuant to the "Internal Revenue Code of 1986," as amended . 4 . The proposed modific ations do not adversely affect the pension benefits of retired members. 5. The proposed modification s do not reduce the Plan's norm al retirement age below that pem1itted by Section 31-31-403 (I) (b). IJ Boar dn004Rcsolu1 ions/2004•5 SWOB AmcndCom pli OJ 1604 • • • • FIRE AND POLICE PENSION ASSOCIATION BOARD OF DIRECTORS RESOLUTION NO. 2004-6 Res.2004-6 WHEREAS , Section 31-31-904, C.R.S., as amended, authorizes the Board of'Directors of the Fire and Police Pension Association (the "Board'') to develop, maintain, and amend a statewide health care defined benefit plan (the "Plan'') with respect to the members of the statewide retirement plans; and WHEREAS, Section 31-31-904(2), C.R.S ., sets forth certain conditions which must be met before the Board may establish the Plan, including approval by at least sixty-five percent (65%) of the active members of the proposed Plan; and WHEREAS, pursuant to the authority granted in Section 31-31 -904, C.R.S ., as amended , the Board bas a,lopted FPPA Rule 714 establishing the procedure which the Board will follow with respect to its adoption of the Plan; and NOW, TIIEREFORE, BE IT RESOLVED, that the Board hereby proposes the :':mtewidc Defined Benefit Health Care Plan and directs that an election shall be conducted of a1I statewide retirement plan members working 1600 hours or more per year, pursuant to the provisions of Section 31-31-904 , C.R.S., as amended, and FPPA Rule 714. FPPA staff is authorized to take a1I actions necessary to conduct said election. Upon approval by the members and all subsequent actions required by law, the Plan, shall become effective January I, 2005 . IN WITNESS WHEREOF, I have hereunto set my hand on this 24~ day of March, 2004. l/Boar ~004Rcsolu1ions/2004-6 Elcc.Rcs031604 FIRE AND POLICE PENSION ASSOCIATION , a political subdivision of the State of Colorado ~~~J -~,2-~ Board of Directors