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HomeMy WebLinkAbout1989 Resolution No. 070RESOLUTION NO. _2_Q SERIES OF 1989 A RESOLUTION APPR OV ING A BENEFITS ?UN SYST EM FOR ~.>.NAGERIAL kNJ SU?F.RVISORY EHP!.,O YE ES OF THE CITY OF E!IGLEWOOD FIRE DEPARTY.ENT FOR 'ir.:'. YE~'l. l 99 0. 1-~sEREAS, l:y Cl-.arter a1ten fa e r.t effective April 13, 1981, city counc il provid ed fer the estal:lishment of manag erial employees within the service cf t he City of Englewood; and W:~EREAS, by virtue o! managerial duties assigned to these posit i ons by the Ci ty Y.anager, it has been determi ned that they are managerial and are therefore exc~uded from membership, partici~at ion, er representation in any c ollectively barga ined employee system or Career Serv i ce system o! the City of En:;ilewo ,,:l; and WHEREA S , under the Compe nsation and Benefits Plan for Englewood Fire Department managerial and supervisory employees of the City, City council d esires to establish the premium costs for health and dental insurance coverage !or the year 1990; NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF ENGLEWOOD, COLOR.ADO, THAT: Section l. The City will p ay 85% per month c f the pre~iu~ cost for dependent and single c overage. Employees will pay 15% of the monthly premium cost for single and d ependent coverage . The costs to be paid by said employees for health and dental insurance coverage s hall be as follow s : Cit:t Self-Funded -He di •l - $23.10 per month toward total single coverage. $68 .40 per month to\Jard total dependent coverage . Co morecare - Sl 7 .25 :;;e r ;:-,c:-.:.:-. :. ;·.,·a:-:: -:o-:a l s:.:i~!e cc·;e,:-a;e. $0.85 per mo,,th to·.ard total dependen t cove:::-age. ~~l!-Funded -Dental - $3.15 per month toward total single coverage. $9,75 par month toward total dependent coverage, ADO?TLD I.ND APPROVED the ~th day o! Dece~.ber, 1989. Patricia H. Crow, City Clerk I, ?atricia H. Crow, City Clerk for the City of Englewood, Colorado, hereby certify the above is a tn1e copy o! Resolut ion No . .2L2 _, Series of 1989. C%iuw.-~ Q,µJ Patricia H. Crow e DATE December 4, 1989 INITIATED BY STAFF SOURCE ISSUE/ACTION PROPOSED COUNCIL COIUIIJNICATION AGENDA ITEM llc SUBJECT Premium Rates for Hea 1th and Dental Insurance for 1990. Administrative Services Department Randie L. Barthlome, Director Approval of resolutions establishing premium rates for the City Self-Funded Medical , City Self-Funded Dental, and ComprP.care. PREVIOUS COUNCIL ACTION eNone e STAFF ANALYSIS In accordance with Council's policy directive to establish hea 1th and dental rates which will prevent negative balances in each pl an, the rates have been projected to mee t or exceed expenditures in each plan . The su r plus in the City Medical Plan and Dent a· Pl an will need to be transferred to a reserve account to help meet our r equired re ser ves . BACKGROUND The City of Englewood, by Charter Amendment, provided for the establishment of managerial and confidential employees . These employees are excluded from representation in any collectively bargained system or the Career Service system . The 1:ouncil , therefore , approved, by resolution, a Compensation and Benefits Plan for these employees. Changes to benefits under the plans must be made by separate resolutions for each group. Propo sed Resolutions include : I. A Resolution for a Benefits Plan for General Service Managerial and Supervisory employees . The resoiutton provides for the premium costs for single and dependent medical and dental insurance coverage . 2. A Resolution for a Benefits Plan for Managerial and Supervisory employees of the Police Department. The Resolution provides for the premium costs for single and dependent nt ,rlical and dental insurance coverage . 3 . A Resolution for n aen ofi ts Phn fo1 • Ma~agerial and ~upervisory employee s of the Fire Departmt nt . Th• Resolution pro~ides for the premium costs for ;!r,gle and depende nt Jl'~rH r.~1 and dental insurance coverage. 4 . A Resolution f.,r ,, •·,nefits Plan for Confidential employees. The Resolution provides for tf1¥ 1-rsmil•!!! costs for single and dependent medical and dental insurance covera9e . 5. A Reso 1 ut ion for a Benefits Plan for Permanent, Part -Time employees . The Resolution provides for the premium costs for single and dependent medical and dental insurance coverage. Benefit plans for the collective bargaining groups are covered under separate contract agreements. FINANCIAL Su111Tiaries have been enclosed to show a comparison between 19B9 and 1990 premium rates; projected revenues and expenditures for 1990; and premium costs for the City A. and Employees for 19B9 and 1990 . W" ccll29r !!Q!l~!,_Y REHIUHS 1989 Cl ty Self-Funded Medical • single S 82 .35 depe~d Mt ~ S 243. 75 Compre care • slngle S 99 .00 • dependents S 265 . 97 City Self-Fu nded Dental • single S 16.80 • depend ents S 51. 91 1990 S 154 .00 S 456 .00 S 119 .00 S 319 .00 S 21. 00 65 . 00 The s e premiums will be paid for 19 ~0: 85 % by the City , 15% by the employee sr/prem i ums SUMMARY OF REVENUES AND EXPENDITURES Tha first attached page ■how ■ th ■ projected number ot persona on each ot the plan ■ tor 1990 (aa compared to 1989) ba ■ad on increases in premium ■ ot 87t tor tha City Salt-Funded Medical, 2ot tor Compracara and 2ot tor tha City Salt-Funded Dental. Tha second page i• the projected ravanua ■ tor 1990. At tha bottom ot tha page i• the ravanu ■/axpanditura compari ■on. Tha third page i• tha breakdown ot projected a>cpendituras tor 1990. rbllJ0a • 1989 INSUREDS ~~ e Y. -eeen eiitt Reti r ees -single ..• Ret l rees -Oe~raent ~. Part Tlme [mo oyees • Sinqle Part Time -Copenden t s Heaicare Rate :·]TriQ1e Heaicare ~ate -OeMndents 1990 INSUREDS INCREASES - ~e -Sinqle e -Oeoenaents Retirees -Sinqle Retirees -ueoenaenl s Part Time Employees -Sinqle Part Time • Oeoendents Heaicare Rate • Sinqle Medicare Rate • Dependents rbl 130b CITY MEDICAL 88 18H 19 ~ 1 17 6 4 CITY MEDICAL 87% 62 159 19 5 3 8 6 4 • COl1PRECARE 19 83 COHPRECARE 20,; 45 113 4 9 CITY DENTAL 109 283 I 17 CITY DENTAL 20,; 90 272 7 17 • I I - REVENUES • PROJECTED 1990 CITY CITY I LIFE & I MEDICAL COHPRECARE DENTAL I AD&D I LTD I TOl,\L No . Emp. REVENUES : EHP CI TY EHP CITY EHP I CITY I I E1111! • single 17,186 97,3821 9,639 54,621 ~1 402 I 19 1 218 52,48I 49,533 303,522 I Em!! • del! )30,507 739,5411 64,885 367,679 il24 180,336 11 541 1 772 !Retirees • single 35,1121 35,112 !Retirees • de11 . 68,856 I 68,856 !Part time· single 5,313 3,9271 3,284 2,428 1,014 750 16,716 I Part time -del! 25,171 18,6051 19,809 I4,643 7,623 5,637 91,488 IHed rate -single 6, 7401 6,740 !Med rate • dee 4,493 I 4,493 !Total Revenues 251,526 901,3071 97,617 439,321 43,863 1206,00 1 52,481 2,041,699 I I I I Interest 4,000 I 1,000 I 5,000 I Service Fees I !TOTAL INCOME 1,156,833 536,988 249,864 I 52,481 49,633 I 21 046 1 699 I Tota 1 Ex11ense .; 939 I 280 522,965 232,064 I 53,361 64,m I l 1 8ll 1845 !SURPLUS !DEFICIT) 217 I 553 14,023 17,800 I !880) !13,6421 I 234,854 sc5rev • • • • EXPENDITURE.ROJECTED 1990 • CITY CITY CITY LIFE & MEDICAL COMPRECARE DENTAL AD&D L.T.D. i"OTAL (43%) (25%) (25%) (2%) (5%) No. Emp EXPENSES: Salaries & Personal Services 15 050 8 750 8 750 700 I 750 35 000 0111110dtties 3 .440 2 000 2 .000 160 400 8 Ill udtt -Prtce waternvuse 430 LOU 2~0 20 50 I .uu lverlv -Consulttna 6.000 2.000 2 AIIII 10 40 weeney -Hed 13 ,IU/ 13 10 weenev -Dental 4 169 4 9 weeney -cuo= 92~ 465 1 0 Sl oans Lake -rru 9 252 9 2 ,2 ~l\ttw -~top-Loss lndv. 2~ 19!; 25, IR ~l\ttW -Stoo-Loss annreaate 7 500 7 .!Ou sA .. cu -Convers 1 on Avail Charae 1 54l 1542 LID -Pav to Reserve 25 .450 25,450 LTD -rrem. Pvmt. to Eauicar 24 083 24 083 ---CT1e -AU&O Prem. to SAFlCO 52 481 52.481 Comorec ,,re -oremtum 511 965 511 965 LIU -Adn1. Fee to Eauicor I 042 I 042 ,Dental f-eer Review lo Ur. Doran zoo 200 Medical Claims 856 836 856 836 1uer,ta1 Claims 214 230 214 230 ILT I) Claims 9 000 9 000 TOTAL EXPENSES 939 280 522 965 I 232 064 53 361 64 175 I 811 845 I sc5exp 1989 Rate lmD • sinqle --~~ • dep -Retirees -single Retirees -dep. Part tl111e -single _Part ! ime -dep _ MeT e -sinaie -Med .te -aep -TOTAL 1990 RATE --~JJ...:__S ].!!ll.!!...._ ~ -dep --Retirees -singfo -------~eti rees -dep _0 •• --•·-• Part time -s i!!!J.\_f!_ ·Part time • deP. -Med rate -sil!lJ fo ~•~dep - ·-----costs • EMPLOYEE ANO C ITV COSTS PER MONTH CITY MEDICAL EMP CITY 10-12 70-72 18-J/ 20/-225 82 244 82 244 5U .Ub )U.06 CITY MEDICAL EMP CITY 23.10 130 .90 68 .40 387 . 60 154 .00 302 .00 88 .55 65 .45 262. 20 193 .80 93. 61 93.61 COMPRECARE EMP CITY 27-29 70 -72 40-59 207-226 99 !66 CONPRECARE EMP cm I I 17 .85 101.15 I 47 .85 27 1.15 I IJ Q,00 '2~0.00 f.lTY LI FE & DErHAL AD&D LTD TOTAL EHi' CITY CITY CITY 12.uu -2.5 2 14 .00-14 .2 0. -52-481 4TI42 5.0o -7 .80 .46.91~4.12° 16 .80 51.80 CITY DENTAL I LIFE & I I AD&D L TO TOTAL EMP CITY CITY CITY 3 .15 17 .85 52 481 50 575 9. 75 55 . 25 68 .42 50 .58 t---rz:o 1 8 . 93 183. 42 135.58--JT:37 27 .63 ------- • •