HomeMy WebLinkAbout1989 Resolution No. 071RESOLUTION NO.
SERIES OF 1989
7/
A RESOLUTION APPROVING A BENEFITS PLAN FOR PERMANENT, PART-TIXE
EXPLOYEES OF THE CITY OF ENGLEWOOD FOR THE YEAA 1990 ,
~-;;E~EAS, it has been determined that permanent, part-time
eJT.;,lo}·ees cf the City of Engle-.,ood shall be allo.·ed to
carticicate in the health and dental ins ran~e programs offered
by the City of Engle..,ood; and
W'r.Ei<!AS, permanent, part-time employees are defined to be
those -.,or :<ing an average of 20 or more hours par -.,eek over a 12
month period ..,ith no break in service; and
W'HE~EAS, the City Council desires to establish t h e premium
costs for health and dental insurance coverage !or tha year 1990;
NOW, Tr.ERE FORE, BE IT RESOLVED BY THE CITY COl.,'NCIL OF Tr.E
CITY OF ENGLEWOOD, COLORADO, THAT:
Sect i on l. The total premium costs to be paid by said
employees for health and dental insurance coverage shall baas
follo..,s:
City Self-Funded -Xed ica l
S88 . 55 per month toward total single coverage.
S 2 e 2. 2 O per monti. to-.,ard total dependent coverage.
Cornoreca re
$68.<2 per month to-.,ard total single coverage.
$183.42 per month to-.,ard total dependent coverage.
Ci':v Sel~-Fun:ied -Dental
S1 2. )7 ?Er mor,t.h to.;ard total single covera;e.
S37.37 per month toward total dependent coverage.
ADOPTED AND APPROVED th• 4th day of Decembec, 1989,
Att ,t: . j
\ J@1U4 \_,~ ~~ Patric i a H. crow, Tty Clerk
I, Patricia H. crow, city Clerk for the City of Englewood,
Colorado, hereby certify the above is a true copy of Resolution
No, :J_L, Series of 1989,
t9
DATE
December 4, I 989
INITIATED BY
STAFF SOURCE
lSSUE/AtTION PROPOSED
COUNC I L COHHUN I CA Tl ON
AGENDA ITEH
llc
SUBJECT Premium Rates fot
Hea 1th and Dent a 1
Insurance for 1990 .
Administrative Services Department
Randie L. Barthlome, Director
Approval of resolutions establishing premium rates for the City Self-Funded Medical,
City Self-Funded Dental, and Comprecare .
PREVIOUS COUNCIL ACTION
STAFF ANALYSIS
In accordance with Counc i 1 's po 1 icy directive to establish hea 1th and dent a 1 rates
which will pre vent negative balances in each plan, the rates have been projected to
mee t or exceed expenditures in each p 1 an . The surp 1 us in the City Medi ca 1 Pl an and
Dental Pl an ,,ill need to be transferred to a reserve account to help meet our
required reserves.
BACKGROUND
The City of Englewood, by Charter Amendment, provided for the estab 1 i shment of
man agerial and confidential employees . These emplo ye es are excluded from
rep r es entatio n in an y collectively bargained system or the Career Service system .
The Counc i l , therefore, approved, by resolution, a Compensa ti on and Benefits Pl an
for these emn loyees . Changes to benefits under the plans must be made by sep ar ate
res olutions for each group.
Proposed Resolutions include :
A Reso 1 ut ion for a Benefits Pl an for Genera 1 Seni ce 11anageri a 1 and Supervisory
employees . The resolution provides for the premium costs for single and
depe nd ent medical and dental insurance coverage.
2. A Resolution for a Benefits Phn for H1n1gerhl and Supervisory employees of
the Police Department. The Resolution provides for the premium costs fo r
single and dependent medical and dental insurance coverage .
3 . A Resolution for a Benefits Pl an for Manager1a l and Supervisory employees of
the Fire Department. The Resolution provides for the premium costs for single
and dependent medical and dental insurance coverage.
4. A Resolution for a Benefits Plan for Confidential employees . The Resoluti ~n
provides for the premium costs for single and dependent medical and denta·1
insurance coverage.
5 . A Resolution for a Benefits Plan for Permanent, Part-Time employees . The
Resolution provides for the premium costs for single and dependent medical and
dental insurance cover.age .
Benefit plans for the collective bargain i ng groups are covered under separate
contract agreements.
FINANCIAL
Summaries have been enclosed to show a comparison between 1989 and 1990 premium
r ates; pr ,<ected revenues and expenditures for 19S0; and premium costs for the City A.
and Emp'loy~es for 1989 and 1990. ..
cc l l 29r
City Self-Funded Medical
Comprecar~ • single
• dependents
H0HTHLY PREHIUHS
1989
single S 82 .35
dependents S 243. 7 S
S 99 . 00
S 265 .97
City Self-F unded Dental • single S 16. 80
S 51.91 • dependents
1990
S 154 .00
S 456 .00
S 119 . 00
S 3 I 9. 00
S 2 I. 00
55 . 00
The se premiu ms will be paid for 1990 : 85% by the City , 15% by the empl oy ee
s r /premi urr.s
SUMMARY OF REVENUES AND EXPENDITURES
The tirst attached page shows the projected number ot persons on
each ot t he plans tor 1990 (as compared to 1989) baaed on
increases in premiums ot 871 tor the City Selt-FUnded Medical,
201 tor Comprecare and 201 tor the City Salt-Funded De ntal.
Th• second page is th• projected revenues tor 1990. At the
bottom ot the page is the revenue /expenditure comparison ,
Tha third page i s t h e breakdown ot projected expenditures tor
19 90 .
rb l 23 0a
•
1989 INSUREDS
[m~oyee -Sinqle
fu~.)'ee -Deoenden t s
Retirees -Slnqre
Helirees -ilerndents
Part Time Em1tovees • Sinole
l'art rime -Deeenaents
Me_dicare Rate -Sing1e
Medicare Rate -DeDendenls
1990 INSUREDS
INCREASES -
Emo 1 ovee -Si nQ 1 e
~J.!,.)'ee -DeDenden ts
Helirees -SinQle
Retirees -De~endent s
l~a_~t_Ef!l..~~--Sinqle
l'arl Time -Deoendenls
i-leJ_i ca re~~
Medicare Rate -Deoendenls
--· rlil 1301,
CITY
MEDICAL
88
188
I~
5
7
17
6
4
CITY
MEDICAL
87¾
62
159
19
5
3
8
6
4
-
• COHPRECARE
19
83
C0MPRECARE
zor.
45
113
4
9
CITY
DENTAL
109
283
7
17 ..
--I
CITY
DENTAL
207.
90
27 2
7
17
I
•
-------
·-· .. --· ..... --.,_,__ ----.:-~ --
REVENUES -PROJECTED 1990
CITY CITY I LIFE & I
MEDICAL COM PRE CARE DENTAL I AD&D I LTD I TOTAL
llo. Emp . REVENUES : EHP CITY EHP CITY EMP CITY
!Em~ -single 17,186 97,3821 9,639 54,621 3,402 19,278 52,481 49,53 3 303,522
!Em~ -de~ 130,507 739,5411 64,885 367,679 31,824 180,336 11 541 1 772
!Retirees -single 35, 1121 35,112
I Retirees -de!!, 68,856 I 68,856
!Part time -single 5,313 3,9271 3,284 2,428 1,014 · 750 16,716
I Part t i me -de!! 25,171 18,6051 19,809 14,643 7,623 5,637 91,488
IMed rate -single 6, 7401 6,740
IMed rate -de!! 4,493 I 4,493
!Total Revenues 251,526 901,307 97 1 611 I 439 1 321 43,863 1206,001 52,481 2,041,699
I I
I l nteres t 4,000 1,000 5,000
!Service Fees
I TOTAL INCOME 1,156,833 536,988 249,864 52,481 I 49,633 I 2 I 046 1699
I Tota 1 Ex~enses 939,280 522 I 965 232,064 53,361 I 64,175 I I 1 8ll 1845
JSURPLUS {DEFICIT) 217,553 14,023 11 ,aoo iaso) I p3,642l I 234,854
sc 5re v
• • •
• EXPENDITURE.PROJECTED 1990 • CITY CITY CITY LIFE &
I MEDICAL COMPRECARE DENTAL AO&O L.T.n. TOTAL
(43%) (25%) (25%) (2%) (5%)
No . £mp EXPENSES :
' .
Salaries & Personal Services 15 050 & 150 8 750 700 I 750 35 000
~onrnoa 1 t 1 es 3 440 2 000 2 .UUU lbO 400 8.uuu
Audit • Price Waterhouse 430 250 250 20 50 1.000
Byerly -~on su Ittn,, 6.uuu 2 000 2 400 10 400
Sweenev -Med 13 107 13 )07
Sweeney -uenta I 4 169 4 l69
Sweenev -COBRA 925 465 I 390
S loans Lake -l'PO 9 252 9 252
SAFECO -Stoa-Loss lndv. 25 198 25 198 -SMECO -St oo-Loss Aaareqate 7 500 7 ,~00
SAFECO -Conversion -· Avail Charqe I 54Z I 542
LTD -Pav to Reserve 25 450 25 450
LTD -Prem . Pvmt. to Eauicor 24 083 24 08? ---Li re -AO&O Prem. to SAFECO 52 481 52.481
Comorecare -oremi um 511 965 511 %5 -
LTD -Adm . Fee to Eouicor I 042 1.042
Oen ta I Pee r Review
To Or. Doran 200 200
Mea1caI Claims 856 836 856 836
Dental Claims 214 230 214,nQ___
LTD Claims 9 000 9 000
TOTAL EXPENSES 939 280 522 965 232 064 53 361 64 175 I 811 845 ·-
sc5ex p
1989 Rate
CITY
MEDICAL
£MP CITY
EMPLOYEE ANO CITY COSTS PER MONTH
COMPRECARE
EMP CITY EMI'
CITY
DENTAL
I.If( &
AO&O LTD
C lTY CITY CITY
--r[mp -srngle 10 -12 I 70 -72 ,_ 21-2r ,_)0-72 12710 -2.52 14 .00 -14 .20 52,401 49-:342 ·-=-= £mp -dep .. i0-37 rzor-m ~9-201-22rts.1ra-r:-oo-·4·tr.T1-:-44--:72 -
TOTAL
lil?_lirees -s _i_f!!j _l_e.•_ -~~~-+--'o=-2--1-----1-----1----l-----l----1-----1---244 Hcl irees -dep_,_ ___ ~..---1-----1'----·1---_, ____ , ____ _,_ __ __,__ __ _,__ __
82 99 16 .80
244 266 51. 80 +Parl lime -Sil!!J :..:lc=--~~.:;---1-----11-~;;._-1---~-..;..;:..:.
Part t i111e -dep
50.06
so .06
Hed rate -~J.i!gfo H.~--dep'=-~~--!--::..::..!=1----1---~----1----1
__,__T'--'O'-'-TA'-"L,...__ _____ -------L-----''----L------L----'------L -----'----L----
1990 RATE
· ::.-= ~ml'......:_s _i.!'ll.k___
___ ~~~ -dep _
_ H~ li rce s .:-2.!.!1~1"
_ l!elirees -tle L _
l'arl lime -si •!~.1
Part time -dcp
Med rale -sin ~l e
~ ~.~Je-ji -~
t
CITY
M£D iC AL
fMP CITY
23 .10 130. 90
68 .40 387 .60
154 .00
302 . 00
e 8 8.55 "&s-:-45
.. 262.20-7'9Dio-
7Til
--9'.l-:-61
CITY
COMP RE CARE DENTAL
I.IFE &
AV&D LTD I TOTAL
[MP CI TY [MP CITY CITY CITY
17 .05 1 or:1s --3~5 -17.85 -ms -m~ -ns --snr----719.00 20~.oo -
-6,i-:-42 ~8---12-:-0, --0-:-93 -·
1 03 .4-Z--lTS-:-Sii--377;---zn,'.l-
t t