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HomeMy WebLinkAbout1996-01-10 EDDA MINUTESe ENGLEWOOD DOWNTOWN DEVELOPMENT AUTHORITY 3333 South Bannock, Suite 480 Board of Directors January 10, 1996 Minutes Members Present: Close, Coleman, Kientz, Sanchez, Pfannenstiel Members Absent: Collins, Duemke, Kaufman, Oxman, Hathaway Staff Present: Celva, Doyle Guests/Visitors: Mike Ballou, Attorney-Englewood Small Business Development Corporation (ESBDC) I. Introduction of Guests and Visitors Director Celva introduced Mike Ballou, attorney for the ESBDC. II. Approval of Minutes The meeting was called to order at 12:10 p.m. Chairman Close informed the Board that all official EDDA business scheduled for the January 10th agenda would be reviewed at the February 14th meeting since a quorum was not present. III. Treasurer's Report Director Celva informed the Board that they would dispense with the November Treasurer's Report. IV. Chairman's Report Mike Ballou informed the Board that he was the acting corporate attorney for the ESBDC and would like to clarify any concerns that the Board had regarding the proposed changes to the ESBDC by-laws. Mike informed the Board that Jim Rees, President for the ESBDC was unable to attend today's meeting because of a previously scheduled engagement. He told the Board EDDA BOARD OF DIRECTORS ~ MINUTES -1/10/96 that a copy of the ESBDC financial statement and the proposed by-laws (language changes in four sections of the by-laws) had been submitted to EDDA, the City and the city Council. The four changes are: 1. Election of Officers 6.2 Election and Removal: delete the word two-thirds and replace with (SIMPLE MAJORITY). The simple majority refers to the President's two-thirds vote of five members will now go to a simple majority of 51% (5 members at City or Board), requiring only three of the five members for a vote of 51%. 2. Equity interest in the business 12.3 Loan Criteria:delete the sentence, The Board shall obtain an equity interest in the business which will not exceed ten percent (10%) of the loan. Replace with, (THE BOARD MAY DEVELOP ADDITIONAL CRITERIA AND CONDITIONS AS IT DETERMINES APPLICABLE, INCLUDING AN EQUITY INTEREST IN THE BUSINESS.) delete the sentence, This equity interest will be bought back within three (3) years after loan maturity. Replace with, (ANY) equity interest (ACQUIRED BY THE BOARD) (SHALL) be (REPURCHASED BY THE BORROWER) within three (3) years after (ORIGINAL) loan maturity. 3. The Loan application 12.4 Loan Application: The original 12.4 has been totally rewritten as (A LOAN PREMIUM EQUAL TO TEN PERCENT (10%) OF THE FACE VALUE OF THE ORIGINAL PRINCIPAL AMOUNT SHALL BE ASSESSED BY THE ENGLEWOOD SMALL BUSINESS DEVELOPMENT CORPORATION TO THE BORROWER(S). FOLLOWING SATISFACTION OF THE ORIGINAL LOAN OBLIGATION, THE BORROWER(S) SHALL HAVE UP TO THREE (3) YEARS TO PAY THIS LOAN PREMIUM. SAID PAYMENTS MAY BE MADE IN MONTHLY INSTALLMENTS DURING SAID THREE (3) YEAR PERIOD, OR SAID LOAN PREMIUM MAY BE MADE IN A SINGLE LUMP-SUM PAYMENT AT THE END OF THE ORIGINAL LOAN TERM. SHOULD THE BORROWER(S) DESIRE, SAID LOAN PREMIUM MAY BE CALCULATED AND PAID AS PART OF, BUT IN ADDITION TO, THE MONTHLY PAYMENT OWING UNDER THE ORIGINAL LOAN OBLIGATION. SAID LOAN PREMIUM SHALL BE REPAID WITHOUT CHARGE FOR INTEREST, COSTS, OR OTHER EXPENSES TO BORROWER(S), EXCEPT FOR REASONABLE ATTORNEY FEES AND COSTS OF COLLECTION IN THE EVENT THEY ARE INCURRED WITH SAID LOAN PREMIUM OBLIGATION.) EDDA BOARD OF DIRECTORS ~ MINUTES -1/10/96 v. 4. The fourth issue is the loan covenant and pertains to the 12.5 loan application section. The original 12.4 Loan Application: is replaced by: 12.5 Loan Application: No other changes in this section, but the section refers to the comprehensive business plan and cash flow expectations of the loan. Members of the EDDA Board discussed these four provisions, their intent and application with Mike Ballou, who stated he would convey these suggestions and concerns to the ESBDC Board. Director's Report A. Downtown Plan Director Celva told the Board that Ron Straka and he would be meeting with the Manager of Business and neighborhood Services, Bob Simpson on Friday and with City Manager, Doug Clark on Monday to discuss the schedule for the Cinderella city process since this is an important segment of the Downtown Plan. At this time, Cinderella City looks like a separate process and it's questionable how to bring these two processes together. EDDA needs to avoid any duplication or conflicts that could be generated by dual process. Discussion continued on details of this relationship. Bill Coleman questioned whether EDDA should indeed be funding and participating in a new downtown plan. Director Celva stated that under state legislation, this was a primary function of downtown development authorities. VI. Board Members Choice The meeting was adjourned at 2:30 p.m. submitted, Secretary